In The Money — $5 Michigan Scratch-Off #0747
In The Money (#0747) is a $5 Michigan scratch-off launched on July 7, 2026. As of September 20, 2026 it ranks #63 of 106 active games on current payout (69.3%, $3.46 expected back per ticket) and #13 of 29 $5 games, #72 on any-prize odds (1 in 4.25) and #40 on top-prize odds (1 in 1,648,983). Since launch the payout has fallen 0.8 points (70.1% at launch) and your chance of winning something has fallen 2.8% (1 in 4.13 at launch). 3 of 3 top prizes of $500,000 remain, and we estimate 4,946,949 tickets are still unsold (21.4% sold). That is below average for Michigan; the Michigan ranking lists show better payouts, including at $5.
Prizes remaining
Every prize level in In The Money, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. Across all tiers, 1,163,874 of 1,523,414 prizes (76.4%) are still out there.
| Prize | Odds at launch | Odds now | Total | Claimed | Remaining | % left |
|---|---|---|---|---|---|---|
| $500,000 | 1 in 2,097,233 | 1 in 1,648,983 | 3 | 0 | 3 | 100.0% |
| $2,000 | 1 in 299,605 | 1 in 290,997 | 21 | 4 | 17 | 81.0% |
| $600 | 1 in 59,921 | 1 in 60,329 | 105 | 23 | 82 | 78.1% |
| $200 | 1 in 11,782 | 1 in 12,095 | 534 | 125 | 409 | 76.6% |
| $100 | 1 in 597.4 | 1 in 620.5 | 10,532 | 2,560 | 7,972 | 75.7% |
| $50 | 1 in 256.2 | 1 in 266.6 | 24,557 | 6,004 | 18,553 | 75.6% |
| $30 | 1 in 434.3 | 1 in 450.4 | 14,486 | 3,502 | 10,984 | 75.8% |
| $25 | 1 in 21.7 | 1 in 22.5 | 289,608 | 69,842 | 219,766 | 75.9% |
| $20 | 1 in 62.5 | 1 in 64.7 | 100,731 | 24,311 | 76,420 | 75.9% |
| $15 | 1 in 45.4 | 1 in 47.0 | 138,506 | 33,359 | 105,147 | 75.9% |
| $10 | 1 in 20.0 | 1 in 20.6 | 314,779 | 75,159 | 239,620 | 76.1% |
| $5 | 1 in 9.99 | 1 in 10.2 | 629,552 | 144,651 | 484,901 | 77.0% |
| All prizes | 1 in 4.13 | 1 in 4.25 | 1,523,414 | 359,540 | 1,163,874 | 76.4% |
How In The Money has moved
In The Money: common questions
- How many $500,000 prizes are left in In The Money?
- 3 of 3 as of September 20, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 1,648,983.
- What are the odds of winning anything on In The Money?
- 1 in 4.25 today, compared with 1 in 4.13 printed at launch. Cash-only odds are 1 in 4.25, and the odds of winning more than the $5 ticket price are 1 in 7.29.
- Is In The Money worth buying?
- Its current payout is 69.3% ($3.46 back per $5 ticket), rank #63 of 106 in Michigan. The best $5 alternative today is Safe Cracker Cashword (#0669, $5) at 84.8%. No scratcher has a positive expected value; this is about losing less over time.
- How many In The Money tickets are left?
- We estimate 4,946,949 of roughly 6,291,700 printed tickets are unsold (21.4% sold), derived from the prizes claimed at each tier and their published odds.
- When did In The Money launch and is it still on sale?
- It launched on July 7, 2026. It is still on sale.
Other $5 Michigan scratch-offs
- Safe Cracker Cashword — 84.8% payout, 1 in 2.57 any prize
- Make It Rein — 74.3% payout, 1 in 3.66 any prize
- Lucky Stars — 73.9% payout, 1 in 3.97 any prize
- Win Big — 72.0% payout, 1 in 3.98 any prize
- Stampede Payout — 72.0% payout, 1 in 3.89 any prize