Which New Jersey scratch-off has the best odds right now?

On September 9, 2026, Crossword Xtreme (#01981, $30) has the best chance of winning any prize at 1 in 3.33, based on the prizes still unclaimed against the tickets we estimate remain.

Which New Jersey scratch-off pays out the most?

Crossword Xtreme (#01981, $30) leads on current payout at 77.0%, meaning about $23.10 of every $30 ticket comes back to players from the remaining prize pool.

What are the odds of winning more than the ticket price?

The best profit odds in New Jersey today belong to First Class Fortunes (#01985, $25) at 1 in 4.45. Most games sit between 1 in 8 and 1 in 20 once break-even prizes are excluded.

Which price point is the best value in New Jersey?

Averaged across active games, the $30 tier has the highest current payout at 73.0%; the $1 tier averages 68.3%. Higher-priced tickets usually return more per dollar but win less often.

Which New Jersey scratch-offs still have their top prize?

66 of 67 active games still have at least one top prize unclaimed; the largest is $3,000,000 in Jersey Riches (#01962, $30) with 3 of 3 left.

How often is this New Jersey data updated?

We pull the official New Jersey Lottery prize figures every day and recompute every game. This page reflects data captured on September 9, 2026. If a refresh fails for more than 48 hours, a notice appears at the top of the page instead of stale numbers being presented as current.

New Jersey Scratch-Offs: Best Tickets to Buy Right Now (September 2026)

Updated today September 9, 2026 · 67 games on sale · 61 ending

Every game below carries 8 measures, ranked 6 ways, with 6 price-tier lists and a full comparison table. Nothing here is paywalled.

What should I buy?

Budget

I want

With $20 and best value in mind, buy Big Money Spectacular ($2): 76.8% current payout, about $1.54 back per ticket, 1 in 3.72 to win anything.

6 ways to rank New Jersey scratch-offs

Every ranking below covers all 67 games on sale and is recomputed daily. Free, in full.

Current Payout Most money back per dollar over time
77.0% you are here · leader: Crossword Xtreme
Winning Odds Best chance to win any prize today
1 in 3.33 leader: Crossword Xtreme
Cash Odds Best chance at a cash prize, not a free ticket
1 in 3.33 leader: Crossword Xtreme
Profit Odds Best chance to win more than the ticket cost
1 in 4.45 leader: First Class Fortunes
Top Prizes Left Biggest top prizes still unclaimed
$3,000,000 leader: Jersey Riches
Top Prize Odds Best shot at the headline jackpot
1 in 480 leader: $50,000,000 Fast Cash

By price $2 $3 $5 $10 $20 $30 Also New scratch-offs Ending soon

Every New Jersey scratch-off on sale, best payout first

1 $30

Crossword Xtreme

#01981

77.0% payout now

EV / ticket
$23.10

Any prize
1 in 3.33

Beats price
1 in 5.05

Top prizes
2 of 3

Best payout
2 $2

Big Money Spectacular

#01964

76.8% payout now

EV / ticket
$1.54

Any prize
1 in 3.72

Beats price
1 in 7.26

Top prizes
0 of 5

No top prize left
3 $30

Jackpot Millions

#01941

76.6% payout now

EV / ticket
$22.97

Any prize
1 in 3.50

Beats price
1 in 5.31

Top prizes
2 of 3
4 $20

Black Opal 7's

#01991

76.0% payout now

EV / ticket
$15.20

Any prize
1 in 4.00

Beats price
1 in 6.63

Top prizes
3 of 3

New
5 $10

Disco Dollarfest

#01951

75.9% payout now

EV / ticket
$7.59

Any prize
1 in 3.48

Beats price
1 in 5.58

Top prizes
1 of 3
6 $20

Crossword Bonanza

#01976

75.7% payout now

EV / ticket
$15.14

Any prize
1 in 3.47

Beats price
1 in 5.37

Top prizes
2 of 3
7 $30

Jersey Riches

#01962

75.1% payout now

EV / ticket
$22.53

Any prize
1 in 3.78

Beats price
1 in 5.80

Top prizes
3 of 3
8 $25

First Class Fortunes

#01985

75.0% payout now

EV / ticket
$18.76

Any prize
1 in 4.45

Beats price
1 in 4.45

Top prizes
3 of 3
9 $20

$1 Million Premier Ca$h

#01974

74.5% payout now

EV / ticket
$14.89

Any prize
1 in 3.74

Beats price
1 in 5.87

Top prizes
3 of 3
10 $20

100X

#01960

74.4% payout now

EV / ticket
$14.89

Any prize
1 in 3.98

Beats price
1 in 6.50

Top prizes
2 of 3
11 $20

$100 Million Diamond Dazzler

#01913

73.9% payout now

EV / ticket
$14.79

Any prize
1 in 3.89

Beats price
1 in 6.50

Top prizes
1 of 3
12 $20

Mega Hot 7's

#01903

73.2% payout now

EV / ticket
$14.63

Any prize
1 in 3.80

Beats price
1 in 6.20

Top prizes
1 of 3
13 $10

$1,000,000 Spectacular

#01938

72.9% payout now

EV / ticket
$7.29

Any prize
1 in 3.78

Beats price
1 in 7.96

Top prizes
1 of 4
14 $5

$500 Cash Craze

#01963

72.7% payout now

EV / ticket
$3.64

Any prize
1 in 4.32

Beats price
1 in 8.04

Top prizes
1 of 4
15 $5

Ca$h Money

#01984

72.7% payout now

EV / ticket
$3.63

Any prize
1 in 3.96

Beats price
1 in 6.10

Top prizes
1 of 3
16 $10

Ruby 7's

#01990

72.7% payout now

EV / ticket
$7.27

Any prize
1 in 4.03

Beats price
1 in 6.42

Top prizes
2 of 3
17 $10

Cash Fever

#01972

72.4% payout now

EV / ticket
$7.24

Any prize
1 in 3.89

Beats price
1 in 6.92

Top prizes
2 of 3
18 $30

$1,000,000 Ultimate Spectacul

#01877

72.0% payout now

EV / ticket
$21.60

Any prize
1 in 3.72

Beats price
1 in 5.12

Top prizes
4 of 9
19 $10

$250,000 Crossword

#01996

71.7% payout now

EV / ticket
$7.17

Any prize
1 in 3.98

Beats price
1 in 6.58

Top prizes
6 of 6
20 $5

Super Crossword

#01975

71.4% payout now

EV / ticket
$3.57

Any prize
1 in 4.11

Beats price
1 in 7.10

Top prizes
4 of 6
21 $10

50X Cash Blitz

#01873

71.3% payout now

EV / ticket
$7.13

Any prize
1 in 3.68

Beats price
1 in 7.45

Top prizes
1 of 3
22 $10

The Shore Thing

#01920

71.1% payout now

EV / ticket
$7.11

Any prize
1 in 3.87

Beats price
1 in 7.30

Top prizes
1 of 3
23 $1

Loose Change

#01949

71.1% payout now

EV / ticket
$0.71

Any prize
1 in 3.56

Beats price
1 in 8.48

Top prizes
12 of 140
24 $2

America's 250th Anniversary

#01966

71.0% payout now

EV / ticket
$1.42

Any prize
1 in 3.80

Beats price
1 in 7.31

Top prizes
1 of 6
25 $5

Emerald 7's

#01989

70.7% payout now

EV / ticket
$3.54

Any prize
1 in 4.19

Beats price
1 in 6.45

Top prizes
4 of 4

New
26 $30

$5,000,000 Fortune

#01908

70.3% payout now

EV / ticket
$21.08

Any prize
1 in 4.32

Beats price
1 in 6.18

Top prizes
1 of 3
27 $10

Super Hot 7's

#01902

70.2% payout now

EV / ticket
$7.02

Any prize
1 in 3.94

Beats price
1 in 6.61

Top prizes
1 of 3
28 $20

Quarter Million Ca$h

#01939

70.1% payout now

EV / ticket
$14.02

Any prize
1 in 4.02

Beats price
1 in 6.59

Top prizes
6 of 9
29 $10

AC Night$

#01971

69.8% payout now

EV / ticket
$6.98

Any prize
1 in 5.58

Beats price
1 in 5.58

Top prizes
1 of 3
30 $5

Poker Nights

#01986

69.7% payout now

EV / ticket
$3.49

Any prize
1 in 4.35

Beats price
1 in 6.80

Top prizes
3 of 4
31 $10

$250,000 Crossword

#01965

69.6% payout now

EV / ticket
$6.96

Any prize
1 in 3.86

Beats price
1 in 7.40

Top prizes
1 of 6
32 $5

Wild Side

#01925

69.4% payout now

EV / ticket
$3.47

Any prize
1 in 4.10

Beats price
1 in 6.48

Top prizes
1 of 3
33 $5

Year Of The Horse

#01950

69.4% payout now

EV / ticket
$3.47

Any prize
1 in 4.08

Beats price
1 in 5.67

Top prizes
1 of 3
34 $5

Goooalll! For The Win

#01967

69.2% payout now

EV / ticket
$3.46

Any prize
1 in 4.30

Beats price
1 in 6.69

Top prizes
2 of 4
35 $20

$50,000,000 Fast Cash

#01915

69.0% payout now

EV / ticket
$13.81

Any prize
1 in 9.70

Beats price
1 in 9.70

Top prizes
2,991 of 8,292
36 $10

$500,000 Lion's Share

#01929

68.8% payout now

EV / ticket
$6.88

Any prize
1 in 6.64

Beats price
1 in 6.64

Top prizes
1 of 3
37 $20

100X Cash Blitz

#01874

68.8% payout now

EV / ticket
$13.76

Any prize
1 in 4.19

Beats price
1 in 7.01

Top prizes
1 of 3
38 $25

Millionaire Maker

#01892

68.6% payout now

EV / ticket
$17.16

Any prize
1 in 5.51

Beats price
1 in 5.51

Top prizes
1 of 3
39 $5

Chocolate Cash

#01970

68.5% payout now

EV / ticket
$3.42

Any prize
1 in 4.53

Beats price
1 in 6.50

Top prizes
2 of 4
40 $5

Cash Lines

#01961

68.5% payout now

EV / ticket
$3.42

Any prize
1 in 7.26

Beats price
1 in 7.26

Top prizes
2,493 of 5,683
41 $5

20X

#01958

68.1% payout now

EV / ticket
$3.41

Any prize
1 in 4.34

Beats price
1 in 5.59

Top prizes
1 of 3
42 $5

UNO

#01928

68.0% payout now

EV / ticket
$3.40

Any prize
1 in 4.07

Beats price
1 in 6.38

Top prizes
1 of 3
43 $3

Crossword

#01953

68.0% payout now

EV / ticket
$2.04

Any prize
1 in 3.74

Beats price
1 in 7.26

Top prizes
1 of 20
44 $5

Cash 4-Ever

#01924

67.9% payout now

EV / ticket
$3.39

Any prize
1 in 4.39

Beats price
1 in 7.01

Top prizes
2 of 3
45 $5

LOTERIA Grande

#01969

67.7% payout now

EV / ticket
$3.39

Any prize
1 in 3.96

Beats price
1 in 6.53

Top prizes
3 of 3
46 $5

Super Crossword

#01954

67.6% payout now

EV / ticket
$3.38

Any prize
1 in 3.66

Beats price
1 in 7.39

Top prizes
1 of 6
47 $10

$50,000 Jumbo Bucks

#01911

67.0% payout now

EV / ticket
$6.70

Any prize
1 in 5.96

Beats price
1 in 5.96

Top prizes
21 of 50
48 $30

Crossword Xtreme

#01968

66.9% payout now

EV / ticket
$20.07

Any prize
1 in 4.23

Beats price
1 in 6.31

Top prizes
1 of 3
49 $5

Golden Riches Bingo

#01998

66.9% payout now

EV / ticket
$3.34

Any prize
1 in 4.34

Beats price
1 in 7.56

Top prizes
3 of 3

New
50 $2

Sapphire 7's

#01988

66.5% payout now

EV / ticket
$1.33

Any prize
1 in 4.56

Beats price
1 in 6.92

Top prizes
3 of 4

New
51 $2

Big Money Spectacular

#01979

65.9% payout now

EV / ticket
$1.32

Any prize
1 in 4.77

Beats price
1 in 8.83

Top prizes
5 of 5

New
52 $1

Loose Change

#01978

65.6% payout now

EV / ticket
$0.66

Any prize
1 in 4.28

Beats price
1 in 9.67

Top prizes
71 of 140
53 $10

Cash In A Flash

#01885

64.8% payout now

EV / ticket
$6.48

Any prize
1 in 7.31

Beats price
1 in 7.31

Top prizes
466 of 1,832
54 $3

LOTERIA

#01982

64.8% payout now

EV / ticket
$1.94

Any prize
1 in 4.09

Beats price
1 in 7.50

Top prizes
3 of 4
55 $5

Jersey Dog

#01973

64.5% payout now

EV / ticket
$3.23

Any prize
1 in 4.53

Beats price
1 in 6.28

Top prizes
2 of 3
56 $2

It Takes 2

#01851

64.1% payout now

EV / ticket
$1.28

Any prize
1 in 4.49

Beats price
1 in 8.25

Top prizes
3 of 6
57 $3

Crossword

#01980

64.0% payout now

EV / ticket
$1.92

Any prize
1 in 4.97

Beats price
1 in 7.57

Top prizes
19 of 20

New
58 $3

LOTERIA

#01952

63.4% payout now

EV / ticket
$1.90

Any prize
1 in 3.95

Beats price
1 in 7.65

Top prizes
1 of 4
59 $2

Cold Cash

#01893

63.0% payout now

EV / ticket
$1.26

Any prize
1 in 4.66

Beats price
1 in 9.09

Top prizes
1 of 3
60 $2

Money Mania

#01983

62.0% payout now

EV / ticket
$1.24

Any prize
1 in 4.65

Beats price
1 in 7.63

Top prizes
2 of 3
61 $2

Birthday Surprise

#01904

61.4% payout now

EV / ticket
$1.23

Any prize
1 in 4.77

Beats price
1 in 8.56

Top prizes
2 of 3
62 $5

Jersey Pop

#01910

61.4% payout now

EV / ticket
$3.07

Any prize
1 in 4.74

Beats price
1 in 6.81

Top prizes
1 of 3
63 $10

Neon 9's

#01927

61.2% payout now

EV / ticket
$6.12

Any prize
1 in 4.95

Beats price
1 in 8.39

Top prizes
1 of 3
64 $5

Win For Life!

#01948

59.7% payout now

EV / ticket
$2.99

Any prize
1 in 4.32

Beats price
1 in 6.90

Top prizes
12 of 30
65 $2

10X

#01957

59.2% payout now

EV / ticket
$1.18

Any prize
1 in 4.82

Beats price
1 in 8.43

Top prizes
1 of 4
66 $20

Crossword Bonanza

#01955

58.7% payout now

EV / ticket
$11.73

Any prize
1 in 4.66

Beats price
1 in 8.01

Top prizes
1 of 3
67 $5

LOTERIA Grande

#01932

55.9% payout now

EV / ticket
$2.79

Any prize
1 in 4.68

Beats price
1 in 8.31

Top prizes
1 of 3

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 67 games in a table

New Jersey Scratch-Offs ranked by current payout
# Game	Price	Payout now	EV / ticket	Any-prize odds	Cash odds	Profit odds	Top prize	Top left	7-day
1. Crossword Xtreme #01981	$30	77.0%	$23.10	1 in 3.33	1 in 3.33	1 in 5.05	$600,000	2	—
2. Big Money Spectacular #01964	$2	76.8%	$1.54	1 in 3.72	1 in 3.72	1 in 7.26	$30,000	0	—
3. Jackpot Millions #01941	$30	76.6%	$22.97	1 in 3.50	1 in 3.50	1 in 5.31	$3,000,000	2	—
4. Black Opal 7's #01991 New	$20	76.0%	$15.20	1 in 4.00	1 in 4.00	1 in 6.63	$1,000,000	3	—
5. Disco Dollarfest #01951	$10	75.9%	$7.59	1 in 3.48	1 in 3.48	1 in 5.58	$500,000	1	—
6. Crossword Bonanza #01976	$20	75.7%	$15.14	1 in 3.47	1 in 3.47	1 in 5.37	$400,000	2	—
7. Jersey Riches #01962	$30	75.1%	$22.53	1 in 3.78	1 in 3.78	1 in 5.80	$3,000,000	3	—
8. First Class Fortunes #01985	$25	75.0%	$18.76	1 in 4.45	1 in 4.45	1 in 4.45	$2,000,000	3	—
9. $1 Million Premier Ca$h #01974	$20	74.5%	$14.89	1 in 3.74	1 in 3.74	1 in 5.87	$1,000,000	3	—
10. 100X #01960	$20	74.4%	$14.89	1 in 3.98	1 in 3.98	1 in 6.50	$1,000,000	2	—
11. $100 Million Diamond Dazzler #01913	$20	73.9%	$14.79	1 in 3.89	1 in 3.89	1 in 6.50	$1,000,000	1	+0.0 pts
12. Mega Hot 7's #01903	$20	73.2%	$14.63	1 in 3.80	1 in 3.80	1 in 6.20	$1,000,000	1	+1.4 pts
13. $1,000,000 Spectacular #01938	$10	72.9%	$7.29	1 in 3.78	1 in 3.78	1 in 7.96	$1,000,000	1	—
14. $500 Cash Craze #01963	$5	72.7%	$3.64	1 in 4.32	1 in 4.32	1 in 8.04	$200,000	1	—
15. Ca$h Money #01984	$5	72.7%	$3.63	1 in 3.96	1 in 3.96	1 in 6.10	$200,000	1	—
16. Ruby 7's #01990	$10	72.7%	$7.27	1 in 4.03	1 in 4.03	1 in 6.42	$500,000	2	—
17. Cash Fever #01972	$10	72.4%	$7.24	1 in 3.89	1 in 3.89	1 in 6.92	$500,000	2	—
18. $1,000,000 Ultimate Spectacul #01877	$30	72.0%	$21.60	1 in 3.72	1 in 3.72	1 in 5.12	$1,000,000	4	-0.4 pts
19. $250,000 Crossword #01996	$10	71.7%	$7.17	1 in 3.98	1 in 3.98	1 in 6.58	$250,000	6	—
20. Super Crossword #01975	$5	71.4%	$3.57	1 in 4.11	1 in 4.11	1 in 7.10	$50,000	4	—
21. 50X Cash Blitz #01873	$10	71.3%	$7.13	1 in 3.68	1 in 3.68	1 in 7.45	$500,000	1	+1.1 pts
22. The Shore Thing #01920	$10	71.1%	$7.11	1 in 3.87	1 in 3.87	1 in 7.30	$500,000	1	-0.5 pts
23. Loose Change #01949	$1	71.1%	$0.71	1 in 3.56	1 in 3.56	1 in 8.48	$500	12	—
24. America's 250th Anniversary #01966	$2	71.0%	$1.42	1 in 3.80	1 in 3.80	1 in 7.31	$10,000	1	—
25. Emerald 7's #01989 New	$5	70.7%	$3.54	1 in 4.19	1 in 4.19	1 in 6.45	$200,000	4	—
26. $5,000,000 Fortune #01908	$30	70.3%	$21.08	1 in 4.32	1 in 4.32	1 in 6.18	$5,000,000	1	-3.1 pts
27. Super Hot 7's #01902	$10	70.2%	$7.02	1 in 3.94	1 in 3.94	1 in 6.61	$500,000	1	+2.0 pts
28. Quarter Million Ca$h #01939	$20	70.1%	$14.02	1 in 4.02	1 in 4.02	1 in 6.59	$250,000	6	-1.9 pts
29. AC Night$ #01971	$10	69.8%	$6.98	1 in 5.58	1 in 5.58	1 in 5.58	$500,000	1	—
30. Poker Nights #01986	$5	69.7%	$3.49	1 in 4.35	1 in 4.35	1 in 6.80	$150,000	3	—
31. $250,000 Crossword #01965	$10	69.6%	$6.96	1 in 3.86	1 in 3.86	1 in 7.40	$250,000	1	—
32. Wild Side #01925	$5	69.4%	$3.47	1 in 4.10	1 in 4.10	1 in 6.48	$200,000	1	+3.2 pts
33. Year Of The Horse #01950	$5	69.4%	$3.47	1 in 4.08	1 in 4.08	1 in 5.67	$200,000	1	—
34. Goooalll! For The Win #01967	$5	69.2%	$3.46	1 in 4.30	1 in 4.30	1 in 6.69	$100,000	2	—
35. $50,000,000 Fast Cash #01915	$20	69.0%	$13.81	1 in 9.70	1 in 9.70	1 in 9.70	$500	2,991	+0.1 pts
36. $500,000 Lion's Share #01929	$10	68.8%	$6.88	1 in 6.64	1 in 6.64	1 in 6.64	$500,000	1	+3.3 pts
37. 100X Cash Blitz #01874	$20	68.8%	$13.76	1 in 4.19	1 in 4.19	1 in 7.01	$1,000,000	1	-3.3 pts
38. Millionaire Maker #01892	$25	68.6%	$17.16	1 in 5.51	1 in 5.51	1 in 5.51	$2,000,000	1	-0.4 pts
39. Chocolate Cash #01970	$5	68.5%	$3.42	1 in 4.53	1 in 4.53	1 in 6.50	$100,000	2	—
40. Cash Lines #01961	$5	68.5%	$3.42	1 in 7.26	1 in 7.26	1 in 7.26	$500	2,493	—
41. 20X #01958	$5	68.1%	$3.41	1 in 4.34	1 in 4.34	1 in 5.59	$200,000	1	—
42. UNO #01928	$5	68.0%	$3.40	1 in 4.07	1 in 4.07	1 in 6.38	$200,000	1	+1.3 pts
43. Crossword #01953	$3	68.0%	$2.04	1 in 3.74	1 in 3.74	1 in 7.26	$20,000	1	—
44. Cash 4-Ever #01924	$5	67.9%	$3.39	1 in 4.39	1 in 4.39	1 in 7.01	$200,000	2	+1.5 pts
45. LOTERIA Grande #01969	$5	67.7%	$3.39	1 in 3.96	1 in 3.96	1 in 6.53	$100,000	3	—
46. Super Crossword #01954	$5	67.6%	$3.38	1 in 3.66	1 in 3.66	1 in 7.39	$50,000	1	—
47. $50,000 Jumbo Bucks #01911	$10	67.0%	$6.70	1 in 5.96	1 in 5.96	1 in 5.96	$50,000	21	-0.0 pts
48. Crossword Xtreme #01968	$30	66.9%	$20.07	1 in 4.23	1 in 4.23	1 in 6.31	$600,000	1	—
49. Golden Riches Bingo #01998 New	$5	66.9%	$3.34	1 in 4.34	1 in 4.34	1 in 7.56	$100,000	3	—
50. Sapphire 7's #01988 New	$2	66.5%	$1.33	1 in 4.56	1 in 4.56	1 in 6.92	$20,000	3	—
51. Big Money Spectacular #01979 New	$2	65.9%	$1.32	1 in 4.77	1 in 4.77	1 in 8.83	$30,000	5	—
52. Loose Change #01978	$1	65.6%	$0.66	1 in 4.28	1 in 4.28	1 in 9.67	$500	71	—
53. Cash In A Flash #01885	$10	64.8%	$6.48	1 in 7.31	1 in 7.31	1 in 7.31	$500	466	-0.1 pts
54. LOTERIA #01982	$3	64.8%	$1.94	1 in 4.09	1 in 4.09	1 in 7.50	$30,000	3	—
55. Jersey Dog #01973	$5	64.5%	$3.23	1 in 4.53	1 in 4.53	1 in 6.28	$200,000	2	—
56. It Takes 2 #01851	$2	64.1%	$1.28	1 in 4.49	1 in 4.49	1 in 8.25	$10,000	3	-2.2 pts
57. Crossword #01980 New	$3	64.0%	$1.92	1 in 4.97	1 in 4.97	1 in 7.57	$20,000	19	—
58. LOTERIA #01952	$3	63.4%	$1.90	1 in 3.95	1 in 3.95	1 in 7.65	$30,000	1	—
59. Cold Cash #01893	$2	63.0%	$1.26	1 in 4.66	1 in 4.66	1 in 9.09	$10,000	1	-5.5 pts
60. Money Mania #01983	$2	62.0%	$1.24	1 in 4.65	1 in 4.65	1 in 7.63	$10,000	2	—
61. Birthday Surprise #01904	$2	61.4%	$1.23	1 in 4.77	1 in 4.77	1 in 8.56	$10,000	2	-4.5 pts
62. Jersey Pop #01910	$5	61.4%	$3.07	1 in 4.74	1 in 4.74	1 in 6.81	$200,000	1	-2.7 pts
63. Neon 9's #01927	$10	61.2%	$6.12	1 in 4.95	1 in 4.95	1 in 8.39	$500,000	1	-8.7 pts
64. Win For Life! #01948	$5	59.7%	$2.99	1 in 4.32	1 in 4.32	1 in 6.90	$10,000	12	—
65. 10X #01957	$2	59.2%	$1.18	1 in 4.82	1 in 4.82	1 in 8.43	$20,000	1	—
66. Crossword Bonanza #01955	$20	58.7%	$11.73	1 in 4.66	1 in 4.66	1 in 8.01	$400,000	1	—
67. LOTERIA Grande #01932	$5	55.9%	$2.79	1 in 4.68	1 in 4.68	1 in 8.31	$100,000	1	—

New Jersey at a glance

As of September 9, 2026, the best New Jersey scratch-off by current payout is Crossword Xtreme ($30, 77.0% payout, $23.10 expected value per ticket), followed by Big Money Spectacular ($2, 76.8%) and Jackpot Millions ($30, 76.6%). 1 of 67 active games have no top prize left; 6 launched in the last 30 days.

Best payout

77.0%

Crossword Xtreme

Best any-prize odds

1 in 3.33

Crossword Xtreme

Best profit odds

1 in 4.45

First Class Fortunes

Games with no top prize

of 67 active

Movers this week

Up: $500,000 Lion's Share +3.3 pts after a $2,000 prize was claimed; Wild Side +3.2 pts after 2 $2,000 prizes were claimed; Super Hot 7's +2.0 pts after 2 $500,000 prizes were claimed. Down: Neon 9's -8.7 pts after 2 $500,000 prizes were claimed; Cold Cash -5.5 pts after 2 $10,000 prizes were claimed; Birthday Surprise -4.5 pts after a $1,000 prize was claimed.

New New Jersey scratch-offs (16 in the last 90 days)

Sapphire 7's — $2, launched September 2, 2026, 66.5% payout, 1 in 4.56, top prize $20,000
Emerald 7's — $5, launched September 2, 2026, 70.7% payout, 1 in 4.19, top prize $200,000
Black Opal 7's — $20, launched September 2, 2026, 76.0% payout, 1 in 4.00, top prize $1,000,000
Big Money Spectacular — $2, launched August 27, 2026, 65.9% payout, 1 in 4.77, top prize $30,000
Golden Riches Bingo — $5, launched August 17, 2026, 66.9% payout, 1 in 4.34, top prize $100,000
Crossword — $3, launched August 11, 2026, 64.0% payout, 1 in 4.97, top prize $20,000
$250,000 Crossword — $10, launched August 4, 2026, 71.7% payout, 1 in 3.98, top prize $250,000
Poker Nights — $5, launched July 29, 2026, 69.7% payout, 1 in 4.35, top prize $150,000

See all new New Jersey scratch-offs →

Ending soon

$50,000 Loaded — $30, claim by February 3, 2027, 26 of 100 top prizes unclaimed
200X Cash Blitz — $30, claim by August 4, 2027, 0 of 3 top prizes unclaimed
Colossal Crossword — $30, claim by February 3, 2027, 0 of 3 top prizes unclaimed
Crossword Xtreme — $30, claim by May 5, 2027, 0 of 3 top prizes unclaimed
$1,000,000 Platinum Payout — $20, claim by August 4, 2027, 1 of 3 top prizes unclaimed
$20,000 Loaded — $20, claim by February 3, 2027, 58 of 149 top prizes unclaimed

See all ending New Jersey scratch-offs →

About New Jersey scratch-offs

New Jersey sells scratch-offs in price points from $1 to $30, and every one of them publishes the same three facts we build on: how many prizes each game started with, how many are left, and the printed odds of hitting each tier. Those come from njlottery.com, and the New Jersey Lottery publishes prize counts daily. Everything on this page is derived from those official numbers; we add no estimates of our own beyond the ticket counts described on our methodology page.

Where to buy: licensed retailers across New Jersey, typically convenience stores, grocery stores and gas stations. Retailers can pay prizes up to $600. Above that you claim at the New Jersey Lottery headquarters in Lawrenceville, or by mail. Bring photo identification and the signed ticket; the back of the ticket carries the exact instructions, and a claim form is on the lottery's own site.

Tax: no state withholding under $10,000; 5% to 8% above that, plus 24% federal over $5,000. Withholding is not the same as what you finally owe, which depends on your total income for the year. For anything large enough to change your tax bracket, talk to an accountant before you claim.

A word on what these numbers can and cannot do. Scratcher outcomes are fixed when the tickets are printed; nothing you read here changes the ticket in your hand. What the data does tell you is which games currently return more of each dollar to players and which still have their big prizes outstanding. Over many tickets that is a real difference in how much you lose. It is never an edge: every New Jersey scratch-off returns less than it costs, by design.

New Jersey scratch-offs: common questions

Which New Jersey scratch-off has the best odds right now?: On September 9, 2026, Crossword Xtreme (#01981, $30) has the best chance of winning any prize at 1 in 3.33, based on the prizes still unclaimed against the tickets we estimate remain.
Which New Jersey scratch-off pays out the most?: Crossword Xtreme (#01981, $30) leads on current payout at 77.0%, meaning about $23.10 of every $30 ticket comes back to players from the remaining prize pool.
What are the odds of winning more than the ticket price?: The best profit odds in New Jersey today belong to First Class Fortunes (#01985, $25) at 1 in 4.45. Most games sit between 1 in 8 and 1 in 20 once break-even prizes are excluded.
Which price point is the best value in New Jersey?: Averaged across active games, the $30 tier has the highest current payout at 73.0%; the $1 tier averages 68.3%. Higher-priced tickets usually return more per dollar but win less often.
Which New Jersey scratch-offs still have their top prize?: 66 of 67 active games still have at least one top prize unclaimed; the largest is $3,000,000 in Jersey Riches (#01962, $30) with 3 of 3 left.
How often is this New Jersey data updated?: We pull the official New Jersey Lottery prize figures every day and recompute every game. This page reflects data captured on September 9, 2026. If a refresh fails for more than 48 hours, a notice appears at the top of the page instead of stale numbers being presented as current.