Which New Jersey scratch-off has the best odds right now?

On October 25, 2026, Crossword Xtreme (#01981, $30) has the best chance of winning any prize at 1 in 3.20, based on the prizes still unclaimed against the tickets we estimate remain.

Which New Jersey scratch-off pays out the most?

Crossword Xtreme (#01981, $30) leads on current payout at 79.2%, meaning about $23.76 of every $30 ticket comes back to players from the remaining prize pool.

What are the odds of winning more than the ticket price?

The best profit odds in New Jersey as of October 25, 2026 belong to First Class Fortunes (#01985, $25) at 1 in 4.53. Most games sit between 1 in 8 and 1 in 20 once break-even prizes are excluded.

Which price point is the best value in New Jersey?

Averaged across active games, the $30 tier has the highest current payout at 75.7%; the $1 tier averages 67.0%. Higher-priced tickets usually return more per dollar but win less often.

Which New Jersey scratch-offs still have their top prize?

56 of 57 active games still have at least one top prize unclaimed; the largest is $5,000,000 in $5,000,000 Fortune (#01908, $30) with 1 of 3 left.

How often is this New Jersey data updated?

We pull the official New Jersey Lottery prize figures every day and recompute every game. This page reflects data captured on October 25, 2026. If a refresh fails for more than 48 hours, a notice appears at the top of the page instead of stale numbers being presented as current.

New Jersey Scratch-Offs: Best Tickets to Buy Right Now (October 2026)

Updated October 25, 2026, 04:10 UTC · 57 games on sale · 73 ending

As of October 25, 2026, the New Jersey scratch-off with the best odds of winning anything is Crossword Xtreme (#01981, $30) at 1 in 3.20 — the odds on the prizes actually left, not the 1 in 3.40 printed on the ticket. Next best is Crossword Bonanza (#01976, $20) at 1 in 3.49. It is also the best payout at 79.2%: $23.76 back on a $30 ticket. By payout the list puts Big Money Spectacular (#01964, $2) first at 79.4%, but its figures come from prize tiers that disagree about how many of its tickets are left, so we do not lead with it. All 57 games on sale are ranked below, none of them paywalled, updated every day from the official New Jersey Lottery figures. 1 of 57 have no top prize left; 2 launched in the last 30 days.

Also in New Jersey: New Jersey lottery results — Pick 3, Pick 4, Cash 5, Pick 6 and the multi-state games, with full archives and how often each number comes up.

What should I buy?

Budget

The most you'll spend — only tickets costing that or less are suggested.

I want

With $20 to spend and best value in mind, buy Black Opal 7's ($20): 77.8% current payout, about $15.55 back per ticket. Runner-up: 100X ($20).

50 of 57 New Jersey scratch-offs cost $20 or less.

Right now in New Jersey

New New Jersey scratch-offs (12 in the last 90 days)

$1,000,000 Payday — $30, launched September 30, 2026, 76.5% payout
Jersey Legend — $5, launched September 30, 2026, 69.7% payout
Black Opal 7's — $20, launched September 2, 2026, 77.8% payout
Emerald 7's — $5, launched September 2, 2026, 71.1% payout

See all new New Jersey scratch-offs →

Sales ended: claim deadlines

Power 10X — $10, sales ended, claim by November 4, 2026, 0 of 3 top prizes unclaimed
The Bigger Spin — $10, sales ended, claim by November 4, 2026, 3 of 6 top prizes unclaimed
$100,000 Bingo Extra — $5, sales ended, claim by November 4, 2026, 0 of 3 top prizes unclaimed
$5,000 Loaded — $5, sales ended, claim by November 4, 2026, 29 of 155 top prizes unclaimed

See all ending New Jersey scratch-offs →

Top prizes still left

$5,000,000 — $5,000,000 Fortune ($30), 1 of 3 left
$3,000,000 — Jackpot Millions ($30), 2 of 3 left
$3,000,000 — Jersey Riches ($30), 2 of 3 left
$2,000,000 — First Class Fortunes ($25), 3 of 3 left

Every New Jersey game's prizes left →

4 sold lots, few top prizes claimed →

6 ways to rank New Jersey scratch-offs

Every ranking below covers all 57 games on sale and is recomputed daily. Free, in full.

Current Payout Most money back per dollar over time
79.2% you are here · leader: Crossword Xtreme (#01981)
Winning Odds Best chance to win any prize today
1 in 3.20 leader: Crossword Xtreme (#01981)
Cash Odds Best chance at a cash prize, not a free ticket
1 in 4.24 leader: Golden Riches Bingo
Profit Odds Best chance to win more than the ticket cost
1 in 4.53 leader: First Class Fortunes
Top Prizes Left Biggest top prizes still unclaimed
$5,000,000 leader: $5,000,000 Fortune
Top Prize Odds Best shot at the headline jackpot
1 in 480 leader: $50,000,000 Fast Cash

By price $2 $3 $5 $10 $20 $30 Also Odds by prize size New scratch-offs Ending soon

Every New Jersey scratch-off on sale, best payout first

Every game below carries 8 measures, ranked 6 ways, with 6 price-tier lists and a full comparison table. Nothing here is paywalled.

1 $2

Big Money Spectacular (#01964)

#01964

79.4% payout now

EV / ticket
$1.59

Any prize
1 in 3.49

Beats price
1 in 6.96

Top prizes
0 of 5

Figures uncertain No top prize left
2 $30

Crossword Xtreme (#01981)

#01981

79.2% payout now

EV / ticket
$23.76

Any prize
1 in 3.20

Beats price
1 in 4.85

Top prizes
1 of 3
3 $30

Jersey Riches

#01962

78.5% payout now

EV / ticket
$23.54

Any prize
1 in 3.53

Beats price
1 in 5.43

Top prizes
2 of 3
4 $20

Black Opal 7's

#01991

77.8% payout now

EV / ticket
$15.55

Any prize
1 in 3.88

Beats price
1 in 6.44

Top prizes
2 of 3
5 $30

Jackpot Millions

#01941

77.1% payout now

EV / ticket
$23.13

Any prize
1 in 3.50

Beats price
1 in 5.31

Top prizes
2 of 3
6 $30

$1,000,000 Payday

#02001

76.5% payout now

EV / ticket
$22.94

Any prize
1 in 3.68

Beats price
1 in 5.07

Top prizes
9 of 9

New
7 $20

100X

#01960

76.3% payout now

EV / ticket
$15.27

Any prize
1 in 3.82

Beats price
1 in 6.23

Top prizes
1 of 3
8 $10

Disco Dollarfest

#01951

75.4% payout now

EV / ticket
$7.54

Any prize
1 in 3.52

Beats price
1 in 5.63

Top prizes
1 of 3
9 $20

Crossword Bonanza (#01976)

#01976

74.8% payout now

EV / ticket
$14.97

Any prize
1 in 3.49

Beats price
1 in 5.42

Top prizes
1 of 3
10 $25

First Class Fortunes

#01985

74.1% payout now

EV / ticket
$18.53

Any prize
1 in 4.53

Beats price
1 in 4.53

Top prizes
3 of 3
11 $10

$250,000 Crossword (#01965)

#01965

73.8% payout now

EV / ticket
$7.38

Any prize
1 in 3.60

Beats price
1 in 7.07

Top prizes
1 of 6
12 $10

$1,000,000 Spectacular (#01938)

#01938

73.2% payout now

EV / ticket
$7.32

Any prize
1 in 3.79

Beats price
1 in 8.05

Top prizes
1 of 4
13 $20

$1 Million Premier Ca$h

#01974

73.1% payout now

EV / ticket
$14.62

Any prize
1 in 3.82

Beats price
1 in 6.00

Top prizes
3 of 3
14 $20

Mega Hot 7's

#01903

72.9% payout now

EV / ticket
$14.57

Any prize
1 in 3.82

Beats price
1 in 6.23

Top prizes
1 of 3
15 $5

Ca$h Money

#01984

72.7% payout now

EV / ticket
$3.64

Any prize
1 in 3.96

Beats price
1 in 6.11

Top prizes
1 of 3
16 $30

$1,000,000 Ultimate Spectacul

#01877

72.1% payout now

EV / ticket
$21.62

Any prize
1 in 3.73

Beats price
1 in 5.14

Top prizes
4 of 9
17 $10

$250,000 Crossword (#01996)

#01996

71.5% payout now

EV / ticket
$7.15

Any prize
1 in 4.02

Beats price
1 in 6.68

Top prizes
5 of 6
18 $5

$500 Cash Craze

#01963

71.2% payout now

EV / ticket
$3.56

Any prize
1 in 4.40

Beats price
1 in 8.28

Top prizes
1 of 4
19 $30

$5,000,000 Fortune

#01908

71.2% payout now

EV / ticket
$21.36

Any prize
1 in 4.33

Beats price
1 in 6.20

Top prizes
1 of 3
20 $5

Emerald 7's

#01989

71.1% payout now

EV / ticket
$3.56

Any prize
1 in 4.17

Beats price
1 in 6.45

Top prizes
3 of 4
21 $10

50X Cash Blitz

#01873

71.0% payout now

EV / ticket
$7.10

Any prize
1 in 3.70

Beats price
1 in 7.48

Top prizes
1 of 3
22 $10

Cash Fever

#01972

70.9% payout now

EV / ticket
$7.09

Any prize
1 in 4.01

Beats price
1 in 7.14

Top prizes
2 of 3
23 $10

The Shore Thing

#01920

70.5% payout now

EV / ticket
$7.05

Any prize
1 in 3.91

Beats price
1 in 7.38

Top prizes
1 of 3
24 $10

Super Hot 7's

#01902

70.4% payout now

EV / ticket
$7.04

Any prize
1 in 3.93

Beats price
1 in 6.59

Top prizes
1 of 3
25 $5

Cash 4-Ever

#01924

70.4% payout now

EV / ticket
$3.52

Any prize
1 in 4.11

Beats price
1 in 6.56

Top prizes
1 of 3
26 $5

Goooalll! For The Win

#01967

70.3% payout now

EV / ticket
$3.51

Any prize
1 in 4.23

Beats price
1 in 6.59

Top prizes
2 of 4
27 $10

Ruby 7's

#01990

70.1% payout now

EV / ticket
$7.01

Any prize
1 in 4.13

Beats price
1 in 6.61

Top prizes
1 of 3
28 $5

Poker Nights

#01986

69.9% payout now

EV / ticket
$3.49

Any prize
1 in 4.32

Beats price
1 in 6.76

Top prizes
2 of 4
29 $5

Jersey Legend

#02000

69.7% payout now

EV / ticket
$3.49

Any prize
1 in 4.38

Beats price
1 in 6.21

Top prizes
2 of 3

New
30 $20

Quarter Million Ca$h

#01939

69.6% payout now

EV / ticket
$13.92

Any prize
1 in 4.05

Beats price
1 in 6.65

Top prizes
6 of 9
31 $5

Wild Side

#01925

69.2% payout now

EV / ticket
$3.46

Any prize
1 in 4.11

Beats price
1 in 6.51

Top prizes
1 of 3
32 $20

$50,000,000 Fast Cash

#01915

69.1% payout now

EV / ticket
$13.82

Any prize
1 in 9.69

Beats price
1 in 9.69

Top prizes
2,838 of 8,292
33 $5

Super Crossword (#01975)

#01975

68.9% payout now

EV / ticket
$3.44

Any prize
1 in 4.21

Beats price
1 in 7.36

Top prizes
3 of 6
34 $5

Cash Lines

#01961

68.4% payout now

EV / ticket
$3.42

Any prize
1 in 7.26

Beats price
1 in 7.26

Top prizes
2,297 of 5,683
35 $5

UNO

#01928

68.1% payout now

EV / ticket
$3.41

Any prize
1 in 4.06

Beats price
1 in 6.37

Top prizes
1 of 3
36 $3

LOTERIA (#01982)

#01982

68.0% payout now

EV / ticket
$2.04

Any prize
1 in 3.85

Beats price
1 in 7.08

Top prizes
1 of 4
37 $5

Year Of The Horse

#01950

67.9% payout now

EV / ticket
$3.39

Any prize
1 in 4.18

Beats price
1 in 5.82

Top prizes
1 of 3
38 $20

100X Cash Blitz

#01874

67.9% payout now

EV / ticket
$13.58

Any prize
1 in 4.26

Beats price
1 in 7.12

Top prizes
1 of 3
39 $10

$500,000 Lion's Share

#01929

67.8% payout now

EV / ticket
$6.78

Any prize
1 in 6.77

Beats price
1 in 6.77

Top prizes
1 of 3
40 $5

Chocolate Cash

#01970

67.7% payout now

EV / ticket
$3.39

Any prize
1 in 4.59

Beats price
1 in 6.59

Top prizes
2 of 4
41 $5

Golden Riches Bingo

#01998

67.5% payout now

EV / ticket
$3.38

Any prize
1 in 4.24

Beats price
1 in 7.42

Top prizes
1 of 3
42 $1

Loose Change (#01978)

#01978

67.0% payout now

EV / ticket
$0.67

Any prize
1 in 4.04

Beats price
1 in 9.32

Top prizes
36 of 140
43 $5

LOTERIA Grande (#01969)

#01969

66.7% payout now

EV / ticket
$3.33

Any prize
1 in 4.04

Beats price
1 in 6.67

Top prizes
3 of 3
44 $10

$50,000 Jumbo Bucks

#01911

66.6% payout now

EV / ticket
$6.66

Any prize
1 in 6.00

Beats price
1 in 6.00

Top prizes
20 of 50
45 $10

AC Night$

#01971

66.4% payout now

EV / ticket
$6.64

Any prize
1 in 5.95

Beats price
1 in 5.95

Top prizes
1 of 3
46 $2

Money Mania

#01983

66.2% payout now

EV / ticket
$1.32

Any prize
1 in 4.29

Beats price
1 in 7.10

Top prizes
1 of 3
47 $2

Big Money Spectacular (#01979)

#01979

66.0% payout now

EV / ticket
$1.32

Any prize
1 in 4.75

Beats price
1 in 8.82

Top prizes
5 of 5
48 $5

Super Crossword (#01954)

#01954

65.4% payout now

EV / ticket
$3.27

Any prize
1 in 3.73

Beats price
1 in 7.65

Top prizes
1 of 6
49 $10

Cash In A Flash

#01885

64.8% payout now

EV / ticket
$6.48

Any prize
1 in 7.30

Beats price
1 in 7.30

Top prizes
439 of 1,832
50 $3

Crossword (#01980)

#01980

64.4% payout now

EV / ticket
$1.93

Any prize
1 in 4.91

Beats price
1 in 7.52

Top prizes
16 of 20
51 $3

Crossword (#01953)

#01953

64.1% payout now

EV / ticket
$1.92

Any prize
1 in 3.84

Beats price
1 in 7.75

Top prizes
1 of 20

Figures uncertain
52 $5

Jersey Dog

#01973

63.6% payout now

EV / ticket
$3.18

Any prize
1 in 4.63

Beats price
1 in 6.42

Top prizes
2 of 3
53 $2

It Takes 2

#01851

63.5% payout now

EV / ticket
$1.27

Any prize
1 in 4.53

Beats price
1 in 8.34

Top prizes
3 of 6
54 $2

Sapphire 7's

#01988

62.3% payout now

EV / ticket
$1.25

Any prize
1 in 4.85

Beats price
1 in 7.41

Top prizes
3 of 4
55 $5

Jersey Pop

#01910

61.3% payout now

EV / ticket
$3.06

Any prize
1 in 4.75

Beats price
1 in 6.83

Top prizes
1 of 3
56 $2

Birthday Surprise (#01904)

#01904

59.7% payout now

EV / ticket
$1.19

Any prize
1 in 4.84

Beats price
1 in 8.76

Top prizes
2 of 3
57 $5

Win For Life! (#01948)

#01948

57.0% payout now

EV / ticket
$2.85

Any prize
1 in 4.50

Beats price
1 in 7.23

Top prizes
11 of 30

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 57 games in a table

New Jersey Scratch-Offs ranked by current payout
# Game	Price	Payout now	EV / ticket	Any-prize odds	Cash odds	Profit odds	Top prize	Top left	7-day
1. Big Money Spectacular #01964	$2	79.4%?	$1.59	1 in 3.49	1 in 4.54	1 in 6.96	$30,000	0	-0.2 pts
2. Crossword Xtreme #01981	$30	79.2%	$23.76	1 in 3.20	1 in 4.82	1 in 4.85	$600,000	1	+1.3 pts
3. Jersey Riches #01962	$30	78.5%	$23.54	1 in 3.53	1 in 5.43	1 in 5.43	$3,000,000	2	-0.3 pts
4. Black Opal 7's #01991	$20	77.8%	$15.55	1 in 3.88	1 in 6.42	1 in 6.44	$1,000,000	2	-0.1 pts
5. Jackpot Millions #01941	$30	77.1%	$23.13	1 in 3.50	1 in 5.32	1 in 5.31	$3,000,000	2	-0.3 pts
6. $1,000,000 Payday #02001 New	$30	76.5%	$22.94	1 in 3.68	1 in 5.07	1 in 5.07	$1,000,000	9	-0.2 pts
7. 100X #01960	$20	76.3%	$15.27	1 in 3.82	1 in 6.22	1 in 6.23	$1,000,000	1	-0.5 pts
8. Disco Dollarfest #01951	$10	75.4%	$7.54	1 in 3.52	1 in 5.59	1 in 5.63	$500,000	1	-0.1 pts
9. Crossword Bonanza #01976	$20	74.8%	$14.97	1 in 3.49	1 in 5.41	1 in 5.42	$400,000	1	-0.6 pts
10. First Class Fortunes #01985	$25	74.1%	$18.53	1 in 4.53	1 in 4.53	1 in 4.53	$2,000,000	3	-0.1 pts
11. $250,000 Crossword #01965	$10	73.8%	$7.38	1 in 3.60	1 in 6.87	1 in 7.07	$250,000	1	-0.1 pts
12. $1,000,000 Spectacular #01938	$10	73.2%	$7.32	1 in 3.79	1 in 8.01	1 in 8.05	$1,000,000	1	+0.6 pts
13. $1 Million Premier Ca$h #01974	$20	73.1%	$14.62	1 in 3.82	1 in 6.04	1 in 6.00	$1,000,000	3	0.0 pts
14. Mega Hot 7's #01903	$20	72.9%	$14.57	1 in 3.82	1 in 6.22	1 in 6.23	$1,000,000	1	0.0 pts
15. Ca$h Money #01984	$5	72.7%	$3.64	1 in 3.96	1 in 6.07	1 in 6.11	$200,000	1	+0.2 pts
16. $1,000,000 Ultimate Spectacul #01877	$30	72.1%	$21.62	1 in 3.73	1 in 5.15	1 in 5.14	$1,000,000	4	-0.2 pts
17. $250,000 Crossword #01996	$10	71.5%	$7.15	1 in 4.02	1 in 6.69	1 in 6.68	$250,000	5	-0.2 pts
18. $500 Cash Craze #01963	$5	71.2%	$3.56	1 in 4.40	1 in 8.22	1 in 8.28	$200,000	1	-0.1 pts
19. $5,000,000 Fortune #01908	$30	71.2%	$21.36	1 in 4.33	1 in 6.27	1 in 6.20	$5,000,000	1	-0.1 pts
20. Emerald 7's #01989	$5	71.1%	$3.56	1 in 4.17	1 in 6.44	1 in 6.45	$200,000	3	-0.1 pts
21. 50X Cash Blitz #01873	$10	71.0%	$7.10	1 in 3.70	1 in 7.46	1 in 7.48	$500,000	1	-0.1 pts
22. Cash Fever #01972	$10	70.9%	$7.09	1 in 4.01	1 in 7.19	1 in 7.14	$500,000	2	-0.3 pts
23. The Shore Thing #01920	$10	70.5%	$7.05	1 in 3.91	1 in 7.35	1 in 7.38	$500,000	1	-0.1 pts
24. Super Hot 7's #01902	$10	70.4%	$7.04	1 in 3.93	1 in 6.57	1 in 6.59	$500,000	1	-0.1 pts
25. Cash 4-Ever #01924	$5	70.4%	$3.52	1 in 4.11	1 in 6.51	1 in 6.56	$200,000	1	-0.1 pts
26. Goooalll! For The Win #01967	$5	70.3%	$3.51	1 in 4.23	1 in 6.58	1 in 6.59	$100,000	2	+0.5 pts
27. Ruby 7's #01990	$10	70.1%	$7.01	1 in 4.13	1 in 6.62	1 in 6.61	$500,000	1	-1.5 pts
28. Poker Nights #01986	$5	69.9%	$3.49	1 in 4.32	1 in 6.76	1 in 6.76	$150,000	2	+1.9 pts
29. Jersey Legend #02000 New	$5	69.7%	$3.49	1 in 4.38	1 in 6.20	1 in 6.21	$200,000	2	-0.8 pts
30. Quarter Million Ca$h #01939	$20	69.6%	$13.92	1 in 4.05	1 in 6.68	1 in 6.65	$250,000	6	-0.2 pts
31. Wild Side #01925	$5	69.2%	$3.46	1 in 4.11	1 in 6.46	1 in 6.51	$200,000	1	0.0 pts
32. $50,000,000 Fast Cash #01915	$20	69.1%	$13.82	1 in 9.69	1 in 9.69	1 in 9.69	$500	2,838	0.0 pts
33. Super Crossword #01975	$5	68.9%	$3.44	1 in 4.21	1 in 7.35	1 in 7.36	$50,000	3	-1.0 pts
34. Cash Lines #01961	$5	68.4%	$3.42	1 in 7.26	1 in 7.26	1 in 7.26	$500	2,297	0.0 pts
35. UNO #01928	$5	68.1%	$3.41	1 in 4.06	1 in 6.32	1 in 6.37	$200,000	1	0.0 pts
36. LOTERIA #01982	$3	68.0%	$2.04	1 in 3.85	1 in 7.03	1 in 7.08	$30,000	1	-0.1 pts
37. Year Of The Horse #01950	$5	67.9%	$3.39	1 in 4.18	1 in 5.81	1 in 5.82	$200,000	1	-0.2 pts
38. 100X Cash Blitz #01874	$20	67.9%	$13.58	1 in 4.26	1 in 7.17	1 in 7.12	$1,000,000	1	-0.1 pts
39. $500,000 Lion's Share #01929	$10	67.8%	$6.78	1 in 6.77	1 in 6.77	1 in 6.77	$500,000	1	-0.1 pts
40. Chocolate Cash #01970	$5	67.7%	$3.39	1 in 4.59	1 in 6.60	1 in 6.59	$100,000	2	+0.1 pts
41. Golden Riches Bingo #01998	$5	67.5%	$3.38	1 in 4.24	1 in 4.24	1 in 7.42	$100,000	1	+3.1 pts
42. Loose Change #01978	$1	67.0%	$0.67	1 in 4.04	1 in 9.16	1 in 9.32	$500	36	+0.7 pts
43. LOTERIA Grande #01969	$5	66.7%	$3.33	1 in 4.04	1 in 6.68	1 in 6.67	$100,000	3	-0.2 pts
44. $50,000 Jumbo Bucks #01911	$10	66.6%	$6.66	1 in 6.00	1 in 6.00	1 in 6.00	$50,000	20	-0.1 pts
45. AC Night$ #01971	$10	66.4%	$6.64	1 in 5.95	1 in 5.95	1 in 5.95	$500,000	1	-0.7 pts
46. Money Mania #01983	$2	66.2%	$1.32	1 in 4.29	1 in 7.04	1 in 7.10	$10,000	1	-0.9 pts
47. Big Money Spectacular #01979	$2	66.0%	$1.32	1 in 4.75	1 in 6.23	1 in 8.82	$30,000	5	+0.2 pts
48. Super Crossword #01954	$5	65.4%	$3.27	1 in 3.73	1 in 7.33	1 in 7.65	$50,000	1	-0.2 pts
49. Cash In A Flash #01885	$10	64.8%	$6.48	1 in 7.30	1 in 7.30	1 in 7.30	$500	439	0.0 pts
50. Crossword #01980	$3	64.4%	$1.93	1 in 4.91	1 in 7.51	1 in 7.52	$20,000	16	-0.2 pts
51. Crossword #01953	$3	64.1%?	$1.92	1 in 3.84	1 in 6.78	1 in 7.75	$20,000	1	-0.3 pts
52. Jersey Dog #01973	$5	63.6%	$3.18	1 in 4.63	1 in 6.47	1 in 6.42	$200,000	2	+0.3 pts
53. It Takes 2 #01851	$2	63.5%	$1.27	1 in 4.53	1 in 8.33	1 in 8.34	$10,000	3	-0.1 pts
54. Sapphire 7's #01988	$2	62.3%	$1.25	1 in 4.85	1 in 7.43	1 in 7.41	$20,000	3	-1.0 pts
55. Jersey Pop #01910	$5	61.3%	$3.06	1 in 4.75	1 in 6.86	1 in 6.83	$200,000	1	-0.1 pts
56. Birthday Surprise #01904	$2	59.7%	$1.19	1 in 4.84	1 in 8.81	1 in 8.76	$10,000	2	-0.5 pts
57. Win For Life! #01948	$5	57.0%	$2.85	1 in 4.50	1 in 7.22	1 in 7.23	$10,000	11	-0.6 pts

New Jersey at a glance

Best payout

79.2%

Crossword Xtreme (#01981)

Best any-prize odds

1 in 3.20

Crossword Xtreme (#01981)

Best profit odds

1 in 4.53

First Class Fortunes

Games with no top prize

of 57 active

Movers this week

Up: Golden Riches Bingo +3.1 pts after a $100,000 prize was claimed; Poker Nights +1.9 pts after a $150,000 prize was claimed; Crossword Xtreme (#01981) +1.3 pts after a $2,000 prize was claimed. Down: Ruby 7's -1.5 pts after a $10,000 prize was claimed; Super Crossword (#01975) -1.0 pts after a $7,500 prize was claimed; Sapphire 7's -1.0 pts after a $1,000 prize was claimed.

About New Jersey scratch-offs

New Jersey sells scratch-offs in price points from $1 to $30, and every one of them publishes the same three facts we build on: how many prizes each game started with, how many are left, and the printed odds of hitting each tier. Those come from njlottery.com, and the New Jersey Lottery publishes prize counts daily. Everything on this page is derived from those official numbers; we add no estimates of our own beyond the ticket counts described on our methodology page.

Where to buy: licensed retailers across New Jersey, typically convenience stores, grocery stores and gas stations. Retailers can pay prizes up to $600. Above that you claim at the New Jersey Lottery headquarters in Lawrenceville, or by mail. Bring photo identification and the signed ticket; the back of the ticket carries the exact instructions, and a claim form is on the lottery's own site.

Tax: no state withholding under $10,000; 5% to 8% above that, plus 24% federal over $5,000. Withholding is not the same as what you finally owe, which depends on your total income for the year. For anything large enough to change your tax bracket, talk to an accountant before you claim.

A word on what these numbers can and cannot do. Scratcher outcomes are fixed when the tickets are printed; nothing you read here changes the ticket in your hand. What the data does tell you is which games currently return more of each dollar to players and which still have their big prizes outstanding. Over many tickets that is a real difference in how much you lose. It is never an edge: every New Jersey scratch-off returns less than it costs, by design.

New Jersey scratch-offs: common questions

Which New Jersey scratch-off has the best odds right now?: On October 25, 2026, Crossword Xtreme (#01981, $30) has the best chance of winning any prize at 1 in 3.20, based on the prizes still unclaimed against the tickets we estimate remain.
Which New Jersey scratch-off pays out the most?: Crossword Xtreme (#01981, $30) leads on current payout at 79.2%, meaning about $23.76 of every $30 ticket comes back to players from the remaining prize pool.
What are the odds of winning more than the ticket price?: The best profit odds in New Jersey as of October 25, 2026 belong to First Class Fortunes (#01985, $25) at 1 in 4.53. Most games sit between 1 in 8 and 1 in 20 once break-even prizes are excluded.
Which price point is the best value in New Jersey?: Averaged across active games, the $30 tier has the highest current payout at 75.7%; the $1 tier averages 67.0%. Higher-priced tickets usually return more per dollar but win less often.
Which New Jersey scratch-offs still have their top prize?: 56 of 57 active games still have at least one top prize unclaimed; the largest is $5,000,000 in $5,000,000 Fortune (#01908, $30) with 1 of 3 left.
How often is this New Jersey data updated?: We pull the official New Jersey Lottery prize figures every day and recompute every game. This page reflects data captured on October 25, 2026. If a refresh fails for more than 48 hours, a notice appears at the top of the page instead of stale numbers being presented as current.