Best $20 New Jersey Scratch-Offs (September 2026)
As of September 16, 2026, 10 $20 scratch-offs are on sale in New Jersey, averaging 71.3% current payout. The best of them is Black Opal 7's at 75.8% ($15.16 back per ticket, 1 in 4.01 for any prize).
Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In New Jersey today, $2 games average 66.1%, $3 games average 65.2%, $5 games average 67.3%, $10 games average 69.8%, $30 games average 72.9%. That is an average, not a rule: within this $20 tier the spread between the best and worst game is 17.4 payout points, which is why the table matters more than the tier.
- 1 $20
Black Opal 7's
#0199175.8% payout now- EV / ticket
- $15.16
- Any prize
- 1 in 4.01
- Beats price
- 1 in 6.65
- Top prizes
- 3 of 3
Best payout New - 2 $20
Crossword Bonanza
#0197675.6% payout now- EV / ticket
- $15.12
- Any prize
- 1 in 3.48
- Beats price
- 1 in 5.38
- Top prizes
- 2 of 3
- 3 $20
$1 Million Premier Ca$h
#0197474.2% payout now- EV / ticket
- $14.85
- Any prize
- 1 in 3.76
- Beats price
- 1 in 5.89
- Top prizes
- 3 of 3
- 4 $20
100X
#0196074.1% payout now- EV / ticket
- $14.82
- Any prize
- 1 in 4.00
- Beats price
- 1 in 6.53
- Top prizes
- 2 of 3
- 5 $20
$100 Million Diamond Dazzler
#0191373.7% payout now- EV / ticket
- $14.74
- Any prize
- 1 in 3.91
- Beats price
- 1 in 6.52
- Top prizes
- 1 of 3
- 6 $20
Mega Hot 7's
#0190373.1% payout now- EV / ticket
- $14.63
- Any prize
- 1 in 3.80
- Beats price
- 1 in 6.20
- Top prizes
- 1 of 3
- 7 $20
Quarter Million Ca$h
#0193970.4% payout now- EV / ticket
- $14.07
- Any prize
- 1 in 4.00
- Beats price
- 1 in 6.57
- Top prizes
- 6 of 9
- 8 $20
$50,000,000 Fast Cash
#0191569.0% payout now- EV / ticket
- $13.81
- Any prize
- 1 in 9.70
- Beats price
- 1 in 9.70
- Top prizes
- 2,977 of 8,292
- 9 $20
100X Cash Blitz
#0187468.6% payout now- EV / ticket
- $13.73
- Any prize
- 1 in 4.21
- Beats price
- 1 in 7.03
- Top prizes
- 1 of 3
- 10 $20
Crossword Bonanza
#0195558.4% payout now- EV / ticket
- $11.68
- Any prize
- 1 in 4.69
- Beats price
- 1 in 8.06
- Top prizes
- 1 of 3
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 10 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. Black Opal 7's New | $20 | 75.8% | $15.16 | 1 in 4.01 | 1 in 4.01 | 1 in 6.65 | $1,000,000 | 3 | -0.2 pts |
| 2. Crossword Bonanza | $20 | 75.6% | $15.12 | 1 in 3.48 | 1 in 3.48 | 1 in 5.38 | $400,000 | 2 | -0.1 pts |
| 3. $1 Million Premier Ca$h | $20 | 74.2% | $14.85 | 1 in 3.76 | 1 in 3.76 | 1 in 5.89 | $1,000,000 | 3 | -0.2 pts |
| 4. 100X | $20 | 74.1% | $14.82 | 1 in 4.00 | 1 in 4.00 | 1 in 6.53 | $1,000,000 | 2 | -0.3 pts |
| 5. $100 Million Diamond Dazzler | $20 | 73.7% | $14.74 | 1 in 3.91 | 1 in 3.91 | 1 in 6.52 | $1,000,000 | 1 | -0.2 pts |
| 6. Mega Hot 7's | $20 | 73.1% | $14.63 | 1 in 3.80 | 1 in 3.80 | 1 in 6.20 | $1,000,000 | 1 | -0.0 pts |
| 7. Quarter Million Ca$h | $20 | 70.4% | $14.07 | 1 in 4.00 | 1 in 4.00 | 1 in 6.57 | $250,000 | 6 | +0.3 pts |
| 8. $50,000,000 Fast Cash | $20 | 69.0% | $13.81 | 1 in 9.70 | 1 in 9.70 | 1 in 9.70 | $500 | 2,977 | 0.0 pts |
| 9. 100X Cash Blitz | $20 | 68.6% | $13.73 | 1 in 4.21 | 1 in 4.21 | 1 in 7.03 | $1,000,000 | 1 | -0.1 pts |
| 10. Crossword Bonanza | $20 | 58.4% | $11.68 | 1 in 4.69 | 1 in 4.69 | 1 in 8.06 | $400,000 | 1 | -0.3 pts |
Frequently asked questions
- Which $20 New Jersey scratch-off is best right now?
- Black Opal 7's (#01991) at 75.8% current payout, about $15.16 back per ticket, as of September 16, 2026.
- Are $20 tickets better value than other prices in New Jersey?
- The $20 tier averages 71.3% current payout across 10 active games. For comparison, $2 games average 66.1%, $3 games average 65.2%, $5 games average 67.3%, $10 games average 69.8%, $30 games average 72.9%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in New Jersey?
- 10 as of September 16, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.