SET FOR LIFE — $10 New York Scratch-Off #1639
SET FOR LIFE (#1639) is a $10 New York scratch-off launched on January 9, 2025. As of September 27, 2026 it ranks #46 of 108 active games on current payout (69.3%, $6.93 expected back per ticket) and #6 of 16 $10 games, #93 on any-prize odds (1 in 4.95) and #57 on top-prize odds (1 in 2,743,785). Since launch the payout has fallen 4.4 points (73.8% at launch) and your chance of winning something has fallen 20.3% (1 in 3.95 at launch). 2 of 6 top prizes of $5,000,000 ($5K/WK/LIFE) remain, and we estimate 5,487,571 tickets are still unsold (88.6% sold). That is a middle-of-the-pack game: fine to play, but the ranking lists show better value at the same price.
Prizes remaining
Every prize level in SET FOR LIFE, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. Across all tiers, 1,108,195 of 12,184,927 prizes (9.1%) are still out there.
| Prize | Odds at launch | Odds now | Total | Claimed | Remaining | % left |
|---|---|---|---|---|---|---|
| $5K/WK/LIFE | 1 in 8,018,625 | 1 in 2,743,785 | 6 | 4 | 2 | 33.3% |
| $50,000 | 1 in 2,405,588 | 1 in 2,743,785 | 20 | 18 | 2 | 10.0% |
| $5,000 | 1 in 103,466 | 1 in 119,295 | 465 | 419 | 46 | 9.9% |
| $1,000 | 1 in 80,053 | 1 in 77,290 | 601 | 530 | 71 | 11.8% |
| $500 | 1 in 1,144 | 1 in 1,613 | 42,063 | 38,660 | 3,403 | 8.1% |
| $100 | 1 in 93.4 | 1 in 130.5 | 514,947 | 472,894 | 42,053 | 8.2% |
| $50 | 1 in 24.0 | 1 in 33.2 | 2,004,718 | 1,839,504 | 165,214 | 8.2% |
| $25 | 1 in 50.0 | 1 in 67.4 | 962,235 | 880,862 | 81,373 | 8.5% |
| $20 | 1 in 14.7 | 1 in 19.2 | 3,271,843 | 2,985,845 | 285,998 | 8.7% |
| $15 | 1 in 50.0 | 1 in 66.1 | 962,172 | 879,093 | 83,079 | 8.6% |
| $10 | 1 in 10.9 | 1 in 12.3 | 4,425,857 | 3,978,903 | 446,954 | 10.1% |
| All prizes | 1 in 3.95 | 1 in 4.95 | 12,184,927 | 11,076,732 | 1,108,195 | 9.1% |
How SET FOR LIFE has moved
Recent claims of $1,000 and up
- September 26, 2026: one $1,000 prize was claimed; 71 remain.
- September 25, 2026: one $5,000 prize was claimed; 46 remain.
- September 25, 2026: one $1,000 prize was claimed; 72 remain.
- September 24, 2026: 2 $5,000 prizes were claimed; 47 remain.
- September 24, 2026: one $1,000 prize was claimed; 73 remain.
- September 23, 2026: 2 $5,000 prizes were claimed; 49 remain.
- September 23, 2026: one $1,000 prize was claimed; 74 remain.
- September 22, 2026: 3 $1,000 prizes were claimed; 75 remain.
- September 21, 2026: one $5,000 prize was claimed; 51 remain.
- September 21, 2026: one $1,000 prize was claimed; 78 remain.
- September 20, 2026: one $1,000 prize was claimed; 79 remain.
- September 16, 2026: one $5,000 prize was claimed; 52 remain.
SET FOR LIFE: common questions
- How many $5,000,000 prizes are left in SET FOR LIFE?
- 2 of 6 as of September 27, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 2,743,785.
- What are the odds of winning anything on SET FOR LIFE?
- 1 in 4.95 today, compared with 1 in 3.95 printed at launch. Cash-only odds are 1 in 4.95, and the odds of winning more than the $10 ticket price are 1 in 8.30.
- Is SET FOR LIFE worth buying?
- Its current payout is 69.3% ($6.93 back per $10 ticket), rank #46 of 108 in New York. The best $10 alternative today is BONUS 50X (#1640, $10) at 74.3%. No scratcher has a positive expected value; this is about losing less over time.
- How many SET FOR LIFE tickets are left?
- We estimate 5,487,571 of roughly 48,109,066 printed tickets are unsold (88.6% sold), derived from the prizes claimed at each tier and their published odds.
- When did SET FOR LIFE launch and is it still on sale?
- It launched on January 9, 2025. It is still on sale.
Other $10 New York scratch-offs
- BONUS 50X — 74.3% payout, 1 in 3.74 any prize
- $50 OR $100 — 74.2% payout, 1 in 7.62 any prize
- $3,000,000 BONUS STARS — 73.0% payout, 1 in 3.79 any prize
- $50 OR $100 — 70.0% payout, 1 in 8.00 any prize
- $5,000 HOLIDAY FRENZY/$5,000 GOLD — 69.8% payout, 1 in 3.56 any prize