Bits & Odds

Big Money Pay Day — $20 Michigan Scratch-Off #0759

Data captured September 20, 2026 · launched July 7, 2026

Big Money Pay Day (#0759) is a $20 Michigan scratch-off launched on July 7, 2026. As of September 20, 2026 it ranks #21 of 106 active games on current payout (76.7%, $15.34 expected back per ticket) and #10 of 17 $20 games, #29 on any-prize odds (1 in 3.77) and #45 on top-prize odds (1 in 1,804,193). Since launch the payout has fallen 1.6 points (78.3% at launch) and your chance of winning something has fallen 3.2% (1 in 3.65 at launch). 3 of 3 top prizes of $2,000,000 remain, and we estimate 5,412,578 tickets are still unsold (15.7% sold). That is a middle-of-the-pack game: fine to play, but the ranking lists show better value at the same price.

Current payout
76.7%
78.3% at launch
Expected value
$15.34
per $20 ticket
Any-prize odds
1 in 3.77
1 in 3.65 at launch
Cash odds
1 in 3.77
excludes free tickets
Profit odds
1 in 5.94
win more than $20
$600+ odds
1 in 27,063
claim-at-lottery prizes
Top prizes left
3 of 3
$2,000,000 each
Tickets remaining
84.3%
≈ 5,412,578 tickets

Prizes remaining

Every prize level in Big Money Pay Day, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. Across all tiers, 1,434,806 of 1,759,479 prizes (81.5%) are still out there.

PrizeOdds at launchOdds now TotalClaimedRemaining% left
$2,000,000 1 in 2,140,699 1 in 1,804,193 3 0 3 100.0%
$10,000 1 in 458,721 1 in 451,048 14 2 12 85.7%
$2,000 1 in 30,151 1 in 29,257 213 28 185 86.9%
$500 1 in 3,624 1 in 3,769 1,772 336 1,436 81.0%
$300 1 in 2,008 1 in 2,073 3,199 588 2,611 81.6%
$200 1 in 98.8 1 in 102.2 65,030 12,076 52,954 81.4%
$100 1 in 15.8 1 in 16.4 406,204 75,693 330,511 81.4%
$50 1 in 20.0 1 in 20.7 320,833 59,323 261,510 81.5%
$30 1 in 20.0 1 in 20.7 320,739 58,966 261,773 81.6%
$20 1 in 10.0 1 in 10.3 641,472 117,661 523,811 81.7%
All prizes1 in 3.651 in 3.77 1,759,479324,673 1,434,80681.5%

How Big Money Pay Day has moved

75% 77% 79% Sep 2026Sep 2026Sep 2026
Current payout (solid) and any-prize odds (dashed, inverted so up is better) since we began tracking Big Money Pay Day. 14 daily readings.

Recent claims of $1,000 and up

Derived from day-to-day changes in the official remaining-prize counts, so the date is when the lottery published the change.

Big Money Pay Day: common questions

How many $2,000,000 prizes are left in Big Money Pay Day?
3 of 3 as of September 20, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 1,804,193.
What are the odds of winning anything on Big Money Pay Day?
1 in 3.77 today, compared with 1 in 3.65 printed at launch. Cash-only odds are 1 in 3.77, and the odds of winning more than the $20 ticket price are 1 in 5.94.
Is Big Money Pay Day worth buying?
Its current payout is 76.7% ($15.34 back per $20 ticket), rank #21 of 106 in Michigan. The best $20 alternative today is King Cashword (#0715, $20) at 81.0%. No scratcher has a positive expected value; this is about losing less over time.
How many Big Money Pay Day tickets are left?
We estimate 5,412,578 of roughly 6,422,098 printed tickets are unsold (15.7% sold), derived from the prizes claimed at each tier and their published odds.
When did Big Money Pay Day launch and is it still on sale?
It launched on July 7, 2026. It is still on sale.

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