Bits & Odds

Best $20 Michigan Scratch-Offs (October 2026)

Data captured · 17 active $20 games

As of October 25, 2026, 17 $20 scratch-offs are on sale in Michigan, averaging 75.2% current payout. The best of them is Diamonds & Gold at 79.9% ($15.98 back per ticket, 1 in 3.53 for any prize).

Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In Michigan as of October 25, 2026, $1 games average 60.8%, $2 games average 62.3%, $5 games average 69.5%, $10 games average 74.6%, $30 games average 77.9%, $50 games average 77.0%. That is a tendency, not a rule: within this $20 tier the spread between the best and worst game is 27.0 payout points, which is why the table matters more than the tier.

  1. 1 $20

    Diamonds & Gold

    #0480
    79.9% payout now
    EV / ticket
    $15.98
    Any prize
    1 in 3.53
    Beats price
    1 in 5.57
    Top prizes
    1 of 3
    Best payout
  2. 2 $20

    Triple Diamond Payout

    #0762
    78.8% payout now
    EV / ticket
    $15.75
    Any prize
    1 in 3.76
    Beats price
    1 in 5.99
    Top prizes
    3 of 3
  3. 3 $20

    $2,000,000 Bonus Scratch Multiplier

    #0737
    78.6% payout now
    EV / ticket
    $15.72
    Any prize
    1 in 3.71
    Beats price
    1 in 5.94
    Top prizes
    2 of 3
  4. 4 $20

    Big Money Pay Day

    #0759
    78.1% payout now
    EV / ticket
    $15.61
    Any prize
    1 in 3.63
    Beats price
    1 in 5.71
    Top prizes
    2 of 3
  5. 5 $20

    Win $100, $200 or $500 (#0654)

    #0654
    77.8% payout now
    EV / ticket
    $15.57
    Any prize
    1 in 8.04
    Beats price
    1 in 8.04
    Top prizes
    3,315 of 23,443
  6. 6 $20

    $2,000,000 Mega Multiplier

    #0601
    77.6% payout now
    EV / ticket
    $15.52
    Any prize
    1 in 3.56
    Beats price
    1 in 5.02
    Top prizes
    2 of 3
  7. 7 $20

    King Cashword

    #0715
    77.5% payout now
    EV / ticket
    $15.50
    Any prize
    1 in 3.12
    Beats price
    1 in 4.76
    Top prizes
    0 of 3
    No top prize left
  8. 8 $20

    $2 Million Royale

    #0764
    77.4% payout now
    EV / ticket
    $15.48
    Any prize
    1 in 3.69
    Beats price
    1 in 5.75
    Top prizes
    3 of 3
  9. 9 $20

    Win $100, $200 or $500 (#0713)

    #0713
    77.4% payout now
    EV / ticket
    $15.48
    Any prize
    1 in 8.09
    Beats price
    1 in 8.09
    Top prizes
    4,274 of 22,045
  10. 10 $20

    Jackson

    #0648
    76.9% payout now
    EV / ticket
    $15.38
    Any prize
    1 in 3.47
    Beats price
    1 in 5.35
    Top prizes
    1 of 3
  11. 11 $20

    Legendary Wild Time

    #0716
    76.1% payout now
    EV / ticket
    $15.23
    Any prize
    1 in 3.61
    Beats price
    1 in 6.14
    Top prizes
    2 of 3
  12. 12 $20

    $2,000,000 Lucky

    #0696
    76.1% payout now
    EV / ticket
    $15.22
    Any prize
    1 in 3.56
    Beats price
    1 in 5.41
    Top prizes
    2 of 3
  13. 13 $20

    Mega Cash

    #0704
    75.8% payout now
    EV / ticket
    $15.16
    Any prize
    1 in 4.60
    Beats price
    1 in 4.60
    Top prizes
    3 of 3
  14. 14 $20

    $2,000,000 Cash Multiplier

    #0608
    75.0% payout now
    EV / ticket
    $15.00
    Any prize
    1 in 3.78
    Beats price
    1 in 5.82
    Top prizes
    2 of 3
  15. 15 $20

    Ace of Spades

    #0600
    74.8% payout now
    EV / ticket
    $14.96
    Any prize
    1 in 3.89
    Beats price
    1 in 6.07
    Top prizes
    2 of 3
  16. 16 $20

    Strike It Rich

    #0670
    68.3% payout now
    EV / ticket
    $13.66
    Any prize
    1 in 4.92
    Beats price
    1 in 7.94
    Top prizes
    2 of 3
    Figures uncertain
  17. 17 $20

    100X

    #0683
    52.9% payout now
    EV / ticket
    $10.57
    Any prize
    1 in 8.44
    Beats price
    1 in 15.1
    Top prizes
    1 of 3
    Figures uncertain

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 17 games in a table
$20 Michigan Scratch-Offs
# Game Price Payout now EV / ticket Any-prize odds Cash odds Profit odds Top prize Top left 7-day
1. Diamonds & Gold #0480 $20 79.9% $15.98 1 in 3.53 1 in 3.53 1 in 5.57 $2,000,000 1 0.0 pts
2. Triple Diamond Payout #0762 $20 78.8% $15.75 1 in 3.76 1 in 3.76 1 in 5.99 $2,000,000 3 +0.3 pts
3. $2,000,000 Bonus Scratch Multiplier #0737 $20 78.6% $15.72 1 in 3.71 1 in 3.71 1 in 5.94 $2,000,000 2 0.0 pts
4. Big Money Pay Day #0759 $20 78.1% $15.61 1 in 3.63 1 in 3.63 1 in 5.71 $2,000,000 2 0.0 pts
5. Win $100, $200 or $500 #0654 $20 77.8% $15.57 1 in 8.04 1 in 8.04 1 in 8.04 $500 3,315 0.0 pts
6. $2,000,000 Mega Multiplier #0601 $20 77.6% $15.52 1 in 3.56 1 in 3.56 1 in 5.02 $2,000,000 2 0.0 pts
7. King Cashword #0715 $20 77.5% $15.50 1 in 3.12 1 in 3.12 1 in 4.76 $1,000,000 0 -0.8 pts
8. $2 Million Royale #0764 $20 77.4% $15.48 1 in 3.69 1 in 3.69 1 in 5.75 $2,000,000 3 -0.1 pts
9. Win $100, $200 or $500 #0713 $20 77.4% $15.48 1 in 8.09 1 in 8.09 1 in 8.09 $500 4,274 0.0 pts
10. Jackson #0648 $20 76.9% $15.38 1 in 3.47 1 in 3.47 1 in 5.35 $2,000,000 1 0.0 pts
11. Legendary Wild Time #0716 $20 76.1% $15.23 1 in 3.61 1 in 3.61 1 in 6.14 $2,000,000 2 +2.2 pts
12. $2,000,000 Lucky #0696 $20 76.1% $15.22 1 in 3.56 1 in 3.56 1 in 5.41 $2,000,000 2 0.0 pts
13. Mega Cash #0704 $20 75.8% $15.16 1 in 4.60 1 in 4.60 1 in 4.60 $2,000,000 3 -0.1 pts
14. $2,000,000 Cash Multiplier #0608 $20 75.0% $15.00 1 in 3.78 1 in 3.78 1 in 5.82 $2,000,000 2 0.0 pts
15. Ace of Spades #0600 $20 74.8% $14.96 1 in 3.89 1 in 3.89 1 in 6.07 $2,000,000 2 0.0 pts
16. Strike It Rich #0670 $20 68.3%? $13.66 1 in 4.92 1 in 4.92 1 in 7.94 $2,000,000 2 -0.2 pts
17. 100X #0683 $20 52.9%? $10.57 1 in 8.44 1 in 8.44 1 in 15.1 $2,000,000 1 0.0 pts

Frequently asked questions

Which $20 Michigan scratch-off is best right now?
Diamonds & Gold (#0480) at 79.9% current payout, about $15.98 back per ticket, as of October 25, 2026.
Are $20 tickets better value than other prices in Michigan?
The $20 tier averages 75.2% current payout across 17 active games. For comparison, $1 games average 60.8%, $2 games average 62.3%, $5 games average 69.5%, $10 games average 74.6%, $30 games average 77.9%, $50 games average 77.0%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
How many $20 games are on sale in Michigan?
17 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
Do these numbers include free-ticket prizes?
The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.

Other Michigan pages

Michigan hub Current PayoutCurrent Winning OddsCurrent Cash OddsOdds to Win More Than the Ticket PriceTop Prizes RemainingCurrent Top Prize Odds Best $1 gamesBest $2 gamesBest $5 gamesBest $10 gamesBest $30 gamesBest $50 games