Bits & Odds

Best $20 Texas Scratch-Offs (September 2026)

Data captured September 20, 2026 · 15 active $20 games

As of September 20, 2026, 15 $20 scratch-offs are on sale in Texas, averaging 72.4% current payout. The best of them is Queen of Spades at 76.2% ($15.24 back per ticket, 1 in 3.78 for any prize).

Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In Texas today, $2 games average 66.6%, $3 games average 65.6%, $5 games average 64.1%, $10 games average 68.0%, $50 games average 75.2%, $100 games average 78.7%. That is an average, not a rule: within this $20 tier the spread between the best and worst game is 11.2 payout points, which is why the table matters more than the tier.

  1. Queen of Spades

    #2706
    76.2% payout now
    EV / ticket
    $15.24
    Any prize
    1 in 3.78
    Beats price
    1 in 6.35
    Top prizes
    2 of 4
    Best payout
  2. $1,000,000 Crossword

    #2753
    75.2% payout now
    EV / ticket
    $15.04
    Any prize
    1 in 3.39
    Beats price
    1 in 6.23
    Top prizes
    5 of 6
  3. Power 20s

    #2725
    75.0% payout now
    EV / ticket
    $15.00
    Any prize
    1 in 3.58
    Beats price
    1 in 6.34
    Top prizes
    2 of 4
  4. 200X The Cash

    #2613
    74.8% payout now
    EV / ticket
    $14.97
    Any prize
    1 in 3.37
    Beats price
    1 in 5.71
    Top prizes
    2 of 4
  5. Lucky 7 Tripler

    #2770
    74.6% payout now
    EV / ticket
    $14.92
    Any prize
    1 in 3.43
    Beats price
    1 in 5.52
    Top prizes
    3 of 4
    New
  6. $100, $200, $500 OR $1,000!

    #2678
    74.4% payout now
    EV / ticket
    $14.89
    Any prize
    1 in 9.57
    Beats price
    1 in 9.57
    Top prizes
    2,541 of 2,974
  7. Million Dollar Loteria

    #2764
    74.4% payout now
    EV / ticket
    $14.88
    Any prize
    1 in 3.32
    Beats price
    1 in 5.48
    Top prizes
    10 of 10
  8. Instant Millions

    #2671
    73.5% payout now
    EV / ticket
    $14.70
    Any prize
    1 in 3.88
    Beats price
    1 in 6.79
    Top prizes
    1 of 4
  9. $1,000,000 Ca$h!

    #2744
    72.6% payout now
    EV / ticket
    $14.53
    Any prize
    1 in 4.13
    Beats price
    1 in 6.71
    Top prizes
    2 of 4
  10. Extreme Multiplier

    #2655
    71.6% payout now
    EV / ticket
    $14.31
    Any prize
    1 in 3.93
    Beats price
    1 in 6.47
    Top prizes
    1 of 4
  11. Mega Millionaire

    #2722
    71.3% payout now
    EV / ticket
    $14.26
    Any prize
    1 in 4.17
    Beats price
    1 in 6.96
    Top prizes
    3 of 4
  12. 200X The Cash

    #2714
    70.2% payout now
    EV / ticket
    $14.05
    Any prize
    1 in 4.02
    Beats price
    1 in 6.60
    Top prizes
    2 of 4
  13. Monaco Millionaire

    #2738
    69.7% payout now
    EV / ticket
    $13.94
    Any prize
    1 in 3.80
    Beats price
    1 in 6.09
    Top prizes
    2 of 4
  14. $1,000,000 CROSSWORD

    #2658
    67.7% payout now
    EV / ticket
    $13.55
    Any prize
    1 in 3.74
    Beats price
    1 in 8.04
    Top prizes
    1 of 6
  15. Million Dollar Loteria

    #2653
    65.0% payout now
    EV / ticket
    $13.00
    Any prize
    1 in 3.81
    Beats price
    1 in 6.35
    Top prizes
    1 of 10

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 15 games in a table
$20 Texas Scratch-Offs
# Game Price Payout now EV / ticket Any-prize odds Cash odds Profit odds Top prize Top left 7-day
1. Queen of Spades #2706 $20 76.2% $15.24 1 in 3.78 1 in 3.78 1 in 6.35 $1,000,000 2 -0.4 pts
2. $1,000,000 Crossword #2753 $20 75.2% $15.04 1 in 3.39 1 in 3.39 1 in 6.23 $1,000,000 5 +0.2 pts
3. Power 20s #2725 $20 75.0% $15.00 1 in 3.58 1 in 3.58 1 in 6.34 $1,000,000 2 -0.2 pts
4. 200X The Cash #2613 $20 74.8% $14.97 1 in 3.37 1 in 3.37 1 in 5.71 $1,000,000 2 -0.4 pts
5. Lucky 7 Tripler #2770 New $20 74.6% $14.92 1 in 3.43 1 in 3.43 1 in 5.52 $1,000,000 3 +0.8 pts
6. $100, $200, $500 OR $1,000! #2678 $20 74.4% $14.89 1 in 9.57 1 in 9.57 1 in 9.57 $1,000 2,541 -0.1 pts
7. Million Dollar Loteria #2764 $20 74.4% $14.88 1 in 3.32 1 in 3.32 1 in 5.48 $1,000,000 10 -0.0 pts
8. Instant Millions #2671 $20 73.5% $14.70 1 in 3.88 1 in 3.88 1 in 6.79 $1,000,000 1 +0.1 pts
9. $1,000,000 Ca$h! #2744 $20 72.6% $14.53 1 in 4.13 1 in 4.13 1 in 6.71 $1,000,000 2 -0.1 pts
10. Extreme Multiplier #2655 $20 71.6% $14.31 1 in 3.93 1 in 3.93 1 in 6.47 $1,000,000 1 -0.3 pts
11. Mega Millionaire #2722 $20 71.3% $14.26 1 in 4.17 1 in 4.17 1 in 6.96 $1,000,000 3 +0.6 pts
12. 200X The Cash #2714 $20 70.2% $14.05 1 in 4.02 1 in 4.02 1 in 6.60 $1,000,000 2 +0.6 pts
13. Monaco Millionaire #2738 $20 69.7% $13.94 1 in 3.80 1 in 3.80 1 in 6.09 $1,000,000 2 -0.3 pts
14. $1,000,000 CROSSWORD #2658 $20 67.7% $13.55 1 in 3.74 1 in 3.74 1 in 8.04 $1,000,000 1 -1.3 pts
15. Million Dollar Loteria #2653 $20 65.0% $13.00 1 in 3.81 1 in 3.81 1 in 6.35 $1,000,000 1 -0.2 pts

Frequently asked questions

Which $20 Texas scratch-off is best right now?
Queen of Spades (#2706) at 76.2% current payout, about $15.24 back per ticket, as of September 20, 2026.
Are $20 tickets better value than other prices in Texas?
The $20 tier averages 72.4% current payout across 15 active games. For comparison, $2 games average 66.6%, $3 games average 65.6%, $5 games average 64.1%, $10 games average 68.0%, $50 games average 75.2%, $100 games average 78.7%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
How many $20 games are on sale in Texas?
15 as of September 20, 2026. We only publish a price page when at least three games are active at that price.
Do these numbers include free-ticket prizes?
The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.

Other Texas pages