Bits & Odds

20/12/10/4/4/3 Deuces Wild Strategy Card

A free printable strategy card for the 800-200-20-12-10-4-4-3-2-1 paytable. Followed exactly it returns 97.3767% of everything you bet, against 97.5791% for perfect play — a gap of 0.2025 percentage points, or one five-coin bet every 494 hands. That number is measured over all 2,598,960 deals, not estimated.

This card is for 800-200-20-12-10-4-4-3-2-1 only.

A strategy card is only right for the paytable it was built for. Read the full house and flush payouts off the machine before you use one: 9 and 6 is a different game from 8 and 5, and a multi-denomination machine can change paytable when you change the denomination.

Generated September 22, 2026; the returns below are measured against the solved table as of that date.

Deuces Wild 20/12/10/4/4/3 strategy card: the 800-200-20-12-10-4-4-3-2-1 paytable across the top, then 39 hold rules in order, returning 97.3767% against 97.5791% for perfect play.
The front of the 20/12/10/4/4/3 card. The back, the other sizes and the print sheets are in the PDF.

Download

Card Lines Return Gap One bet every PDF
Full card — every line 5 x 7 in or 4 x 6 in 39 97.3767% 0.2025 494 hands Letter · A4
Short card — bigger type, fewer lines 5 x 7 in or 4 x 6 in 34 97.3553% 0.2238 447 hands Letter · A4

Each PDF holds the card at every trim it stays readable at, front and back, largest first — the full card at 5 x 7 in or 4 x 6 in, the short card at 5 x 7 in or 4 x 6 in. All of them are standard laminating-pouch sizes. Where the 3.5 × 5 fits there is also a cut-and-fold sheet that needs no duplex printing. Free, no email, generated 2026-09-22.

The paytable this card assumes

HandPays (per coin, five coins bet)
Royal flush 800
Straight flush 200
Four of a kind 20
Full house 12
Flush 10
Straight 4
Three of a kind 4
Two pair 3
Jacks or better 2
1

The hold order, in full

This is what is printed on the front of the full card. Read down; hold the first line your five dealt cards can make. Where one line fits your hand two ways, take the one with more high cards, and if that ties, the lower cards.

#HoldCards
1 Four deuces 4
2 Natural royal flush 5
3 Wild royal flush 5
4 Three deuces and nothing else 3
5 4 to a royal flush 4
6 Five of a kind 5
7 Straight flush 5
8 Four of a kind 4
9 One deuce and three of a kind 4
10 Two deuces and a pair 4
11 Two deuces and 2 to a royal flush 4
12 Full house 5
13 One deuce and two pair 5
14 Two deuces and 2 to a straight flush 6 ways, 5 ways 4
15 One deuce and 3 to a royal flush 4
16 Flush 5
17 Two deuces and 2 to a straight flush 4 ways 4
18 Two deuces and nothing else 2
19 One deuce and 3 to a straight flush except open 4
20 Straight 5
21 One deuce and 3 to a straight flush open 4
22 4 to a straight flush open 4
23 Three of a kind 3
24 One deuce and a pair 3
25 4 to a straight flush inside 4
26 3 to a royal flush 3
27 One deuce and 2 to a straight flush 6 ways 3
28 One deuce and 2 to a royal flush 3
29 One deuce and 2 to a straight flush 5 ways 3
30 One deuce and nothing else 1
31 4 to a flush 4
32 Two pair 4
33 3 to a straight flush 4 ways 3
34 One pair 2
35 4 to a straight open 4
36 3 to a straight flush 3 ways, open 3
37 4 to a straight inside 4
38 2 to a royal flush 2
39 Nothing above — draw five —

Never hold these

Each one is worth less than throwing all five cards away on this paytable. They are absent from the card because they were priced and lost, not because they were forgotten.

Using this card on a machine it is not for

Sometimes the machine in front of you is not the one you printed for. This is the 20/12/10/4/4/3 full card measured on every other paytable we hold, worst first — the gap between what it returns there and what perfect play returns there. The five worst are the ones to avoid; each of them has its own card on this site.

MachinePayoutsThis card gives upIts own card
20/12/9/5/3/2 800-200-20-12-9-5-3-2-2-1 0.9238 20/12/9/5/3/2
Full Pay 800-200-25-15-9-5-3-2-2-1 0.9067 Full Pay
25/12/7/4/4/2 800-200-25-12-7-4-4-2-2-1 0.7450 25/12/8/4/4/2
25/10/7/4/4/2 800-200-25-10-7-4-4-2-2-1 0.7169 25/12/8/4/4/2
25/15/6/4/4/3 800-200-25-15-6-4-4-3-2-1 0.6562 25/15/6/4/4/3
25/12/8/4/4/2 800-200-25-12-8-4-4-2-2-1 0.5773 25/12/8/4/4/2
20/10/8/4/3/2 800-200-20-10-8-4-3-2-2-1 0.5618 Full Pay
25/10/8/4/4/2 800-200-25-10-8-4-4-2-2-1 0.5531 25/12/8/4/4/2
25/12/9/4/4/2 800-200-25-12-9-4-4-2-2-1 0.4456 300/20/12/10/4/4/3
25/15/10/4/3/2 800-200-25-15-10-4-3-2-2-1 0.4113 20/12/9/5/3/2
Colorado 800-200-25-16-13-4-3-2-2-1 0.3866 Colorado
25/15/8/4/4/3 800-200-25-15-8-4-4-3-2-1 0.3452 300/20/12/10/4/4/3
300/20/12/10/4/4/3 800-300-20-12-10-4-4-3-2-1 0.3376 300/20/12/10/4/4/3
20/10/8/4/3/3 800-200-20-10-8-4-3-3-2-1 0.3044 300/20/12/10/4/4/3
20/10/8/4/4/3 800-200-20-10-8-4-4-3-2-1 0.2947 300/20/12/10/4/4/3
25/15/9/4/3/3 800-200-25-15-9-4-3-3-2-1 0.2880 25/15/9/4/3/3
25/16/9/4/4/3 800-200-25-16-9-4-4-3-2-1 0.2715 300/20/12/10/4/4/3
20/15/9/4/4/3 800-200-20-15-9-4-4-3-2-1 0.2692 300/20/12/10/4/4/3
Illinois 800-200-25-15-9-4-4-3-2-1 0.2541 300/20/12/10/4/4/3
20/12/9/4/4/3 800-200-20-12-9-4-4-3-2-1 0.2376 300/20/12/10/4/4/3
20/11/9/4/4/3 800-200-20-11-9-4-4-3-2-1 0.2307 300/20/12/10/4/4/3
Not So Ugly Ducks 800-200-25-16-10-4-4-3-2-1 0.2155 25/15/11/4/4/3
25/15/10/4/4/3 800-200-25-15-10-4-4-3-2-1 0.2000 25/15/11/4/4/3
25/15/11/4/4/3 800-200-25-15-11-4-4-3-2-1 0.1801 25/15/11/4/4/3

The short card

The same derivation with a line budget: 34 lines instead of 39, set large enough to read in bad light, at a cost of 0.2238 points instead of 0.2025. Whether that trade is worth it is yours to make, which is why both numbers are printed on both cards.

#HoldCards
1 Four deuces 4
2 Natural royal flush 5
3 Wild royal flush 5
4 Three deuces and nothing else 3
5 4 to a royal flush 4
6 Five of a kind 5
7 Straight flush 5
8 Four of a kind 4
9 One deuce and three of a kind 4
10 Two deuces and a pair 4
11 Two deuces and 2 to a royal flush 4
12 Two deuces and 2 to a straight flush except 3 ways 4
13 Flush 5
14 Full house 5
15 One deuce and two pair 5
16 One deuce and 3 to a royal flush 4
17 Flush 5
18 One deuce and 3 to a straight flush 4
19 Straight 5
20 Two deuces and nothing else 2
21 4 to a straight flush 4
22 Three of a kind 3
23 One deuce and a pair 3
24 3 to a royal flush 3
25 One deuce and 2 to a royal flush 3
26 One deuce and 2 to a straight flush 6 ways, 5 ways 3
27 One deuce and nothing else 1
28 4 to a flush 4
29 Two pair 4
30 One pair 2
31 3 to a straight flush 3
32 4 to a straight 4
33 2 to a royal flush 2
34 Nothing above — draw five —

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