Bits & Odds

Set for Life — $20 California Scratcher #1705

Data captured September 9, 2026 · launched November 17, 2025

Set for Life (#1705) is a $20 California scratcher launched on November 17, 2025. As of September 9, 2026 it ranks #6 of 54 active games on current payout (78.8%, $15.76 expected back per ticket) and #2 of 14 $20 games, #30 on any-prize odds (1 in 3.58) and #35 on top-prize odds (1 in 1,772,947). Since launch the payout has risen 0.3 points (78.5% at launch) and the any-prize odds have worsened 8.1% (1 in 3.32 at launch). 5 of 6 top prizes of $200,000 remain, and we estimate 8,864,736 tickets are still unsold (50.8% sold). That is a middle-of-the-pack game: fine to play, but the ranking lists show better value at the same price.

Current payout
78.8%
78.5% at launch
Expected value
$15.76
per $20 ticket
Any-prize odds
1 in 3.58
1 in 3.32 at launch
Cash odds
1 in 5.42
excludes free tickets
Profit odds
1 in 5.38
win more than $20
$600+ odds
1 in 4,223
claim-at-lottery prizes
Top prizes left
5 of 6
$200,000 each
Tickets remaining
49.2%
≈ 8,864,736 tickets

Prizes remaining

Every prize level in Set for Life, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. Across all tiers, 2,472,921 of 5,434,879 prizes (45.5%) are still out there.

PrizeOdds at launchOdds now TotalClaimedRemaining% left
$5,000,000 1 in 3,002,785 1 in 1,772,947 6 1 5 83.3%
$2,500 1 in 4,001 1 in 4,233 4,503 2,409 2,094 46.5%
$500 1 in 250.0 1 in 273.3 72,202 39,769 32,433 44.9%
$250 1 in 355.0 1 in 387.6 50,691 27,818 22,873 45.1%
$100 1 in 89.0 1 in 96.9 202,623 111,121 91,502 45.2%
$75 1 in 60.0 1 in 65.6 300,398 165,197 135,201 45.0%
$50 1 in 30.0 1 in 32.7 600,501 329,233 271,268 45.2%
$40 1 in 15.0 1 in 16.3 1,201,226 656,034 545,192 45.4%
$30 1 in 15.0 1 in 16.2 1,201,058 654,661 546,397 45.5%
Ticketfree ticket 1 in 10.0 1 in 10.7 1,801,671 975,715 825,956 45.8%
All prizes1 in 3.321 in 3.58 5,434,8792,961,958 2,472,92145.5%

How Set for Life has moved

77% 79% 80% Sep 2026Sep 2026Sep 2026
Current payout (solid) and any-prize odds (dashed, inverted so up is better) since we began tracking Set for Life. 3 daily readings.

Recent claims of $1,000 and up

Derived from day-to-day changes in the official remaining-prize counts, so the date is when the lottery published the change.

Set for Life: common questions

How many $200,000 prizes are left in Set for Life?
5 of 6 as of September 9, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 1,772,947.
What are the odds of winning anything on Set for Life?
1 in 3.58 today, compared with 1 in 3.32 printed at launch. Cash-only odds are 1 in 5.42, and the odds of winning more than the $20 ticket price are 1 in 5.38.
Is Set for Life worth buying?
Its current payout is 78.8% ($15.76 back per $20 ticket), rank #6 of 54 in California. The best $20 alternative today is 100X (#1696, $20) at 80.7%. No scratcher has a positive expected value; this is about losing less over time.
How many Set for Life tickets are left?
We estimate 8,864,736 of roughly 18,016,710 printed tickets are unsold (50.8% sold), derived from the prizes claimed at each tier and their published odds.
When did Set for Life launch and is it still on sale?
It launched on November 17, 2025. It is still on sale.

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