Set for Life — $20 California Scratcher #1705
Set for Life (#1705) is a $20 California scratcher launched on November 17, 2025. As of October 25, 2026 it ranks #8 of 55 active games on current payout (78.9%, $15.78 expected back per ticket) and #4 of 13 $20 games, #28 on any-prize odds (1 in 3.61) and #35 on top-prize odds (1 in 1,696,493). Since launch the payout has risen 0.4 points (78.5% at launch) and your chance of winning something has fallen 8.2% (1 in 3.32 at launch). 5 of 6 top prizes of $5,000,000 remain, and we estimate 8,482,465 tickets are still unsold (52.9% sold). That is a middle-of-the-pack game: fine to play, but the ranking lists show better value at the same price.
Lots sold, few top prizes claimed. 53% sold, only 1 of 6 top prizes claimed: better jackpot odds than on launch day (1 in 1.7 million, was 1 in 3.0 million). More California games like this.
Prizes remaining
Every prize level in Set for Life, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. To set its odds of $1,000 or more (or any other prize size) against every other California game, see odds by prize size. Across all tiers, 2,348,310 of 5,434,879 prizes (43.2%) are still out there.
| Prize | Odds at launch | Odds now | Total | Claimed | Remaining | % left |
|---|---|---|---|---|---|---|
| $5,000,000 | 1 in 3,002,785 | 1 in 1,696,493 | 6 | 1 | 5 | 83.3% |
| $2,500 | 1 in 4,001 | 1 in 4,312 | 4,503 | 2,536 | 1,967 | 43.7% |
| $500 | 1 in 250.0 | 1 in 275.4 | 72,202 | 41,406 | 30,796 | 42.7% |
| $250 | 1 in 355.0 | 1 in 391.0 | 50,691 | 28,996 | 21,695 | 42.8% |
| $100 | 1 in 89.0 | 1 in 97.7 | 202,623 | 115,793 | 86,830 | 42.9% |
| $75 | 1 in 60.0 | 1 in 66.2 | 300,398 | 172,201 | 128,197 | 42.7% |
| $50 | 1 in 30.0 | 1 in 32.9 | 600,501 | 343,007 | 257,494 | 42.9% |
| $40 | 1 in 15.0 | 1 in 16.4 | 1,201,226 | 683,461 | 517,765 | 43.1% |
| $30 | 1 in 15.0 | 1 in 16.4 | 1,201,058 | 682,371 | 518,687 | 43.2% |
| $20 | 1 in 10.0 | 1 in 10.8 | 1,801,671 | 1,016,797 | 784,874 | 43.6% |
| All prizes | 1 in 3.32 | 1 in 3.61 | 5,434,879 | 3,086,569 | 2,348,310 | 43.2% |
How Set for Life has moved
Recent claims of $1,000 and up
- October 24, 2026: 7 $2,500 prizes were claimed; 1,967 remain.
- October 22, 2026: one $2,500 prize was claimed; 1,974 remain.
- October 21, 2026: 3 $2,500 prizes were claimed; 1,975 remain.
- October 20, 2026: 2 $2,500 prizes were claimed; 1,978 remain.
- October 17, 2026: one $2,500 prize was claimed; 1,980 remain.
- October 16, 2026: one $2,500 prize was claimed; 1,981 remain.
- October 15, 2026: 5 $2,500 prizes were claimed; 1,982 remain.
- October 14, 2026: 6 $2,500 prizes were claimed; 1,987 remain.
- October 13, 2026: 3 $2,500 prizes were claimed; 1,993 remain.
- October 10, 2026: 3 $2,500 prizes were claimed; 1,996 remain.
- October 9, 2026: 3 $2,500 prizes were claimed; 1,999 remain.
- October 8, 2026: 3 $2,500 prizes were claimed; 2,002 remain.
Set for Life: common questions
- How many $5,000,000 prizes are left in Set for Life?
- 5 of 6 as of October 25, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 1,696,493.
- What are the odds of winning anything on Set for Life?
- 1 in 3.61 as of October 25, 2026, compared with 1 in 3.32 printed at launch. Cash-only odds are 1 in 3.61, and the odds of winning more than the $20 ticket price are 1 in 5.43.
- Is Set for Life worth buying?
- Its current payout is 78.9% ($15.78 back per $20 ticket), rank #8 of 55 in California. The best $20 alternative as of October 25, 2026 is 100X (#1696, $20) at 79.6%. No scratcher has a positive expected value; this is about losing less over time.
- How many Set for Life tickets are left?
- We estimate 8,482,465 of roughly 18,016,710 printed tickets are unsold (52.9% sold), derived from the prizes claimed at each tier and their published odds.
- When did Set for Life launch and is it still on sale?
- It launched on November 17, 2025. It is still on sale.
Other $20 California scratchers
- 100X — 79.6% payout, 1 in 3.05 any prize
- 2027 — 79.5% payout, 1 in 3.03 any prize
- Golden State Riches — 79.1% payout, 1 in 2.89 any prize
- MONOPOLY — 78.6% payout, 1 in 3.49 any prize
- Show Me $5,000,000! — 78.5% payout, 1 in 3.33 any prize