Bits & Odds

Set for Life — $20 California Scratcher #1705

Data captured · launched November 17, 2025

Set for Life (#1705) is a $20 California scratcher launched on November 17, 2025. As of October 25, 2026 it ranks #8 of 55 active games on current payout (78.9%, $15.78 expected back per ticket) and #4 of 13 $20 games, #28 on any-prize odds (1 in 3.61) and #35 on top-prize odds (1 in 1,696,493). Since launch the payout has risen 0.4 points (78.5% at launch) and your chance of winning something has fallen 8.2% (1 in 3.32 at launch). 5 of 6 top prizes of $5,000,000 remain, and we estimate 8,482,465 tickets are still unsold (52.9% sold). That is a middle-of-the-pack game: fine to play, but the ranking lists show better value at the same price.

Current payout
78.9%
78.5% at launch
Expected value
$15.78
per $20 ticket
Any-prize odds
1 in 3.61
1 in 3.32 at launch
Cash odds
1 in 3.61
excludes free tickets
Profit odds
1 in 5.43
win more than $20
$600+ odds
1 in 4,301
claim-at-lottery prizes
Top prizes left
5 of 6
$5,000,000 each
Tickets remaining
47.1%
≈ 8,482,465 tickets

Lots sold, few top prizes claimed. 53% sold, only 1 of 6 top prizes claimed: better jackpot odds than on launch day (1 in 1.7 million, was 1 in 3.0 million). More California games like this.

Prizes remaining

Every prize level in Set for Life, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. To set its odds of $1,000 or more (or any other prize size) against every other California game, see odds by prize size. Across all tiers, 2,348,310 of 5,434,879 prizes (43.2%) are still out there.

PrizeOdds at launchOdds now TotalClaimedRemaining% left
$5,000,000 1 in 3,002,785 1 in 1,696,493 6 1 5 83.3%
$2,500 1 in 4,001 1 in 4,312 4,503 2,536 1,967 43.7%
$500 1 in 250.0 1 in 275.4 72,202 41,406 30,796 42.7%
$250 1 in 355.0 1 in 391.0 50,691 28,996 21,695 42.8%
$100 1 in 89.0 1 in 97.7 202,623 115,793 86,830 42.9%
$75 1 in 60.0 1 in 66.2 300,398 172,201 128,197 42.7%
$50 1 in 30.0 1 in 32.9 600,501 343,007 257,494 42.9%
$40 1 in 15.0 1 in 16.4 1,201,226 683,461 517,765 43.1%
$30 1 in 15.0 1 in 16.4 1,201,058 682,371 518,687 43.2%
$20 1 in 10.0 1 in 10.8 1,801,671 1,016,797 784,874 43.6%
All prizes1 in 3.321 in 3.61 5,434,8793,086,569 2,348,31043.2%

How Set for Life has moved

77% 79% 80% Sep 2026Oct 2026Oct 2026
Current payout (solid) and any-prize odds (dashed, inverted so up is better) since we began tracking Set for Life. 49 daily readings.

Recent claims of $1,000 and up

Derived from day-to-day changes in the official remaining-prize counts, so the date is when the lottery published the change.

Set for Life: common questions

How many $5,000,000 prizes are left in Set for Life?
5 of 6 as of October 25, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 1,696,493.
What are the odds of winning anything on Set for Life?
1 in 3.61 as of October 25, 2026, compared with 1 in 3.32 printed at launch. Cash-only odds are 1 in 3.61, and the odds of winning more than the $20 ticket price are 1 in 5.43.
Is Set for Life worth buying?
Its current payout is 78.9% ($15.78 back per $20 ticket), rank #8 of 55 in California. The best $20 alternative as of October 25, 2026 is 100X (#1696, $20) at 79.6%. No scratcher has a positive expected value; this is about losing less over time.
How many Set for Life tickets are left?
We estimate 8,482,465 of roughly 18,016,710 printed tickets are unsold (52.9% sold), derived from the prizes claimed at each tier and their published odds.
When did Set for Life launch and is it still on sale?
It launched on November 17, 2025. It is still on sale.

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