Best $20 Florida Scratch-Offs (October 2026)
As of October 25, 2026, 9 $20 scratch-offs are on sale in Florida, averaging 77.7% current payout. The best of them is $5,000,000 CA$H MONEY at 78.0% ($15.60 back per ticket, 1 in 2.92 for any prize). $5MM Crossword Cash tops the list below at 88.4%, but its figures come from prize tiers that disagree about how many of its tickets are left, so we do not lead with it.
Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In Florida as of October 25, 2026, $1 games average 63.4%, $2 games average 70.2%, $3 games average 69.8%, $5 games average 73.4%, $10 games average 77.0%, $30 games average 75.4%, $50 games average 75.6%. That is a tendency, not a rule: within this $20 tier the spread between the best and worst game is 14.7 payout points, which is why the table matters more than the tier.
- 1 $20
$5MM Crossword Cash
#153988.4% payout now- EV / ticket
- $17.69
- Any prize
- 1 in 2.14
- Beats price
- 1 in 4.60
- Top prizes
- 0 of 6
Figures uncertain No top prize left - 2 $20
$5,000,000 CA$H MONEY
#159478.0% payout now- EV / ticket
- $15.60
- Any prize
- 1 in 2.92
- Beats price
- 1 in 6.19
- Top prizes
- 1 of 4
- 3 $20
MONOPOLY™ SECRET VAULT (#1569)
#156977.6% payout now- EV / ticket
- $15.52
- Any prize
- 1 in 2.49
- Beats price
- 1 in 5.81
- Top prizes
- 0 of 4
No top prize left - 4 $20
200X THE CASH
#162377.6% payout now- EV / ticket
- $15.52
- Any prize
- 1 in 2.97
- Beats price
- 1 in 5.87
- Top prizes
- 4 of 8
- 5 $20
$10,000 A Week For Life
#160277.1% payout now- EV / ticket
- $15.42
- Any prize
- 1 in 3.02
- Beats price
- 1 in 6.00
- Top prizes
- 1 of 4
- 6 $20
MEGA BUCKS
#164076.8% payout now- EV / ticket
- $15.36
- Any prize
- 1 in 3.00
- Beats price
- 1 in 5.97
- Top prizes
- 2 of 4
- 7 $20
Mega 7s
#163475.6% payout now- EV / ticket
- $15.12
- Any prize
- 1 in 3.45
- Beats price
- 1 in 6.76
- Top prizes
- 2 of 4
- 8 $20
$1,000,000 HOLIDAY CA$H
#161374.4% payout now- EV / ticket
- $14.89
- Any prize
- 1 in 2.75
- Beats price
- 1 in 6.00
- Top prizes
- 1 of 4
- 9 $20
Gold Rush Legacy
#156273.7% payout now- EV / ticket
- $14.75
- Any prize
- 1 in 3.02
- Beats price
- 1 in 6.52
- Top prizes
- 0 of 4
No top prize left
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 9 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. $5MM Crossword Cash | $20 | 88.4%? | $17.69 | 1 in 2.14 | 1 in 2.14 | 1 in 4.60 | $5,000,000 | 0 | +2.1 pts |
| 2. $5,000,000 CA$H MONEY | $20 | 78.0% | $15.60 | 1 in 2.92 | 1 in 2.92 | 1 in 6.19 | $5,000,000 | 1 | -0.2 pts |
| 3. MONOPOLY™ SECRET VAULT | $20 | 77.6% | $15.52 | 1 in 2.49 | 1 in 2.49 | 1 in 5.81 | $5,000,000 | 0 | +2.4 pts |
| 4. 200X THE CASH | $20 | 77.6% | $15.52 | 1 in 2.97 | 1 in 2.97 | 1 in 5.87 | $5,000,000 | 4 | -0.2 pts |
| 5. $10,000 A Week For Life | $20 | 77.1% | $15.42 | 1 in 3.02 | 1 in 3.02 | 1 in 6.00 | $10,000,000 | 1 | 0.0 pts |
| 6. MEGA BUCKS | $20 | 76.8% | $15.36 | 1 in 3.00 | 1 in 3.00 | 1 in 5.97 | $5,000,000 | 2 | +0.1 pts |
| 7. Mega 7s | $20 | 75.6% | $15.12 | 1 in 3.45 | 1 in 3.45 | 1 in 6.76 | $5,000,000 | 2 | 0.0 pts |
| 8. $1,000,000 HOLIDAY CA$H | $20 | 74.4% | $14.89 | 1 in 2.75 | 1 in 2.75 | 1 in 6.00 | $1,000,000 | 1 | 0.0 pts |
| 9. Gold Rush Legacy | $20 | 73.7% | $14.75 | 1 in 3.02 | 1 in 3.02 | 1 in 6.52 | $10,000,000 | 0 | -0.4 pts |
Frequently asked questions
- Which $20 Florida scratch-off is best right now?
- $5,000,000 CA$H MONEY (#1594) at 78.0% current payout, about $15.60 back per ticket, as of October 25, 2026.
- Are $20 tickets better value than other prices in Florida?
- The $20 tier averages 77.7% current payout across 9 active games. For comparison, $1 games average 63.4%, $2 games average 70.2%, $3 games average 69.8%, $5 games average 73.4%, $10 games average 77.0%, $30 games average 75.4%, $50 games average 75.6%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in Florida?
- 9 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.