Best $20 New Jersey Scratch-Offs (October 2026)
As of October 25, 2026, 8 $20 scratch-offs are on sale in New Jersey, averaging 72.7% current payout. The best of them is Black Opal 7's at 77.8% ($15.55 back per ticket, 1 in 3.88 for any prize).
Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In New Jersey as of October 25, 2026, $2 games average 66.2%, $3 games average 65.5%, $5 games average 67.7%, $10 games average 70.2%, $30 games average 75.7%. That is a tendency, not a rule: within this $20 tier the spread between the best and worst game is 9.9 payout points, which is why the table matters more than the tier.
- 1 $20
Black Opal 7's
#0199177.8% payout now- EV / ticket
- $15.55
- Any prize
- 1 in 3.88
- Beats price
- 1 in 6.44
- Top prizes
- 2 of 3
Best payout - 2 $20
100X
#0196076.3% payout now- EV / ticket
- $15.27
- Any prize
- 1 in 3.82
- Beats price
- 1 in 6.23
- Top prizes
- 1 of 3
- 3 $20
Crossword Bonanza (#01976)
#0197674.8% payout now- EV / ticket
- $14.97
- Any prize
- 1 in 3.49
- Beats price
- 1 in 5.42
- Top prizes
- 1 of 3
- 4 $20
$1 Million Premier Ca$h
#0197473.1% payout now- EV / ticket
- $14.62
- Any prize
- 1 in 3.82
- Beats price
- 1 in 6.00
- Top prizes
- 3 of 3
- 5 $20
Mega Hot 7's
#0190372.9% payout now- EV / ticket
- $14.57
- Any prize
- 1 in 3.82
- Beats price
- 1 in 6.23
- Top prizes
- 1 of 3
- 6 $20
Quarter Million Ca$h
#0193969.6% payout now- EV / ticket
- $13.92
- Any prize
- 1 in 4.05
- Beats price
- 1 in 6.65
- Top prizes
- 6 of 9
- 7 $20
$50,000,000 Fast Cash
#0191569.1% payout now- EV / ticket
- $13.82
- Any prize
- 1 in 9.69
- Beats price
- 1 in 9.69
- Top prizes
- 2,838 of 8,292
- 8 $20
100X Cash Blitz
#0187467.9% payout now- EV / ticket
- $13.58
- Any prize
- 1 in 4.26
- Beats price
- 1 in 7.12
- Top prizes
- 1 of 3
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 8 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. Black Opal 7's | $20 | 77.8% | $15.55 | 1 in 3.88 | 1 in 6.42 | 1 in 6.44 | $1,000,000 | 2 | -0.1 pts |
| 2. 100X | $20 | 76.3% | $15.27 | 1 in 3.82 | 1 in 6.22 | 1 in 6.23 | $1,000,000 | 1 | -0.5 pts |
| 3. Crossword Bonanza | $20 | 74.8% | $14.97 | 1 in 3.49 | 1 in 5.41 | 1 in 5.42 | $400,000 | 1 | -0.6 pts |
| 4. $1 Million Premier Ca$h | $20 | 73.1% | $14.62 | 1 in 3.82 | 1 in 6.04 | 1 in 6.00 | $1,000,000 | 3 | 0.0 pts |
| 5. Mega Hot 7's | $20 | 72.9% | $14.57 | 1 in 3.82 | 1 in 6.22 | 1 in 6.23 | $1,000,000 | 1 | 0.0 pts |
| 6. Quarter Million Ca$h | $20 | 69.6% | $13.92 | 1 in 4.05 | 1 in 6.68 | 1 in 6.65 | $250,000 | 6 | -0.2 pts |
| 7. $50,000,000 Fast Cash | $20 | 69.1% | $13.82 | 1 in 9.69 | 1 in 9.69 | 1 in 9.69 | $500 | 2,838 | 0.0 pts |
| 8. 100X Cash Blitz | $20 | 67.9% | $13.58 | 1 in 4.26 | 1 in 7.17 | 1 in 7.12 | $1,000,000 | 1 | -0.1 pts |
Frequently asked questions
- Which $20 New Jersey scratch-off is best right now?
- Black Opal 7's (#01991) at 77.8% current payout, about $15.55 back per ticket, as of October 25, 2026.
- Are $20 tickets better value than other prices in New Jersey?
- The $20 tier averages 72.7% current payout across 8 active games. For comparison, $2 games average 66.2%, $3 games average 65.5%, $5 games average 67.7%, $10 games average 70.2%, $30 games average 75.7%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in New Jersey?
- 8 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.