Best $20 New Jersey Scratch-Offs (September 2026)
As of September 9, 2026, 10 $20 scratch-offs are on sale in New Jersey, averaging 71.4% current payout. The best of them is Black Opal 7's at 76.0% ($15.20 back per ticket, 1 in 4.00 for any prize).
Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In New Jersey today, $2 games average 65.5%, $3 games average 65.0%, $5 games average 67.5%, $10 games average 69.9%, $30 games average 73.0%. That is an average, not a rule: within this $20 tier the spread between the best and worst game is 17.4 payout points, which is why the table matters more than the tier.
- 1 $20
Black Opal 7's
#0199176.0% payout now- EV / ticket
- $15.20
- Any prize
- 1 in 4.00
- Beats price
- 1 in 6.63
- Top prizes
- 3 of 3
Best payout New - 2 $20
Crossword Bonanza
#0197675.7% payout now- EV / ticket
- $15.14
- Any prize
- 1 in 3.47
- Beats price
- 1 in 5.37
- Top prizes
- 2 of 3
- 3 $20
$1 Million Premier Ca$h
#0197474.5% payout now- EV / ticket
- $14.89
- Any prize
- 1 in 3.74
- Beats price
- 1 in 5.87
- Top prizes
- 3 of 3
- 4 $20
100X
#0196074.4% payout now- EV / ticket
- $14.89
- Any prize
- 1 in 3.98
- Beats price
- 1 in 6.50
- Top prizes
- 2 of 3
- 5 $20
$100 Million Diamond Dazzler
#0191373.9% payout now- EV / ticket
- $14.79
- Any prize
- 1 in 3.89
- Beats price
- 1 in 6.50
- Top prizes
- 1 of 3
- 6 $20
Mega Hot 7's
#0190373.2% payout now- EV / ticket
- $14.63
- Any prize
- 1 in 3.80
- Beats price
- 1 in 6.20
- Top prizes
- 1 of 3
- 7 $20
Quarter Million Ca$h
#0193970.1% payout now- EV / ticket
- $14.02
- Any prize
- 1 in 4.02
- Beats price
- 1 in 6.59
- Top prizes
- 6 of 9
- 8 $20
$50,000,000 Fast Cash
#0191569.0% payout now- EV / ticket
- $13.81
- Any prize
- 1 in 9.70
- Beats price
- 1 in 9.70
- Top prizes
- 2,991 of 8,292
- 9 $20
100X Cash Blitz
#0187468.8% payout now- EV / ticket
- $13.76
- Any prize
- 1 in 4.19
- Beats price
- 1 in 7.01
- Top prizes
- 1 of 3
- 10 $20
Crossword Bonanza
#0195558.7% payout now- EV / ticket
- $11.73
- Any prize
- 1 in 4.66
- Beats price
- 1 in 8.01
- Top prizes
- 1 of 3
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 10 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. Black Opal 7's New | $20 | 76.0% | $15.20 | 1 in 4.00 | 1 in 4.00 | 1 in 6.63 | $1,000,000 | 3 | — |
| 2. Crossword Bonanza | $20 | 75.7% | $15.14 | 1 in 3.47 | 1 in 3.47 | 1 in 5.37 | $400,000 | 2 | — |
| 3. $1 Million Premier Ca$h | $20 | 74.5% | $14.89 | 1 in 3.74 | 1 in 3.74 | 1 in 5.87 | $1,000,000 | 3 | — |
| 4. 100X | $20 | 74.4% | $14.89 | 1 in 3.98 | 1 in 3.98 | 1 in 6.50 | $1,000,000 | 2 | — |
| 5. $100 Million Diamond Dazzler | $20 | 73.9% | $14.79 | 1 in 3.89 | 1 in 3.89 | 1 in 6.50 | $1,000,000 | 1 | +0.0 pts |
| 6. Mega Hot 7's | $20 | 73.2% | $14.63 | 1 in 3.80 | 1 in 3.80 | 1 in 6.20 | $1,000,000 | 1 | +1.4 pts |
| 7. Quarter Million Ca$h | $20 | 70.1% | $14.02 | 1 in 4.02 | 1 in 4.02 | 1 in 6.59 | $250,000 | 6 | -1.9 pts |
| 8. $50,000,000 Fast Cash | $20 | 69.0% | $13.81 | 1 in 9.70 | 1 in 9.70 | 1 in 9.70 | $500 | 2,991 | +0.1 pts |
| 9. 100X Cash Blitz | $20 | 68.8% | $13.76 | 1 in 4.19 | 1 in 4.19 | 1 in 7.01 | $1,000,000 | 1 | -3.3 pts |
| 10. Crossword Bonanza | $20 | 58.7% | $11.73 | 1 in 4.66 | 1 in 4.66 | 1 in 8.01 | $400,000 | 1 | — |
Frequently asked questions
- Which $20 New Jersey scratch-off is best right now?
- Black Opal 7's (#01991) at 76.0% current payout, about $15.20 back per ticket, as of September 9, 2026.
- Are $20 tickets better value than other prices in New Jersey?
- The $20 tier averages 71.4% current payout across 10 active games. For comparison, $2 games average 65.5%, $3 games average 65.0%, $5 games average 67.5%, $10 games average 69.9%, $30 games average 73.0%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in New Jersey?
- 10 as of September 9, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.