Bits & Odds

Best $20 North Carolina Scratch-Offs (September 2026)

Data captured September 9, 2026 · 11 active $20 games

As of September 9, 2026, 11 $20 scratch-offs are on sale in North Carolina, averaging 75.0% current payout. The best of them is Stacks of Cash at 77.9% ($15.59 back per ticket, 1 in 3.43 for any prize).

Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In North Carolina today, $1 games average 61.2%, $2 games average 66.2%, $5 games average 70.1%, $10 games average 76.0%, $30 games average 78.1%. That is an average, not a rule: within this $20 tier the spread between the best and worst game is 6.5 payout points, which is why the table matters more than the tier.

  1. Stacks of Cash

    #27
    77.9% payout now
    EV / ticket
    $15.59
    Any prize
    1 in 3.43
    Beats price
    1 in 5.41
    Top prizes
    2 of 3
    Best payout New
  2. 100X The Cash

    #976
    77.8% payout now
    EV / ticket
    $15.55
    Any prize
    1 in 4.04
    Beats price
    1 in 6.25
    Top prizes
    1 of 4
  3. $2 MILLION VAULT

    #992
    77.5% payout now
    EV / ticket
    $15.49
    Any prize
    1 in 3.38
    Beats price
    1 in 5.39
    Top prizes
    1 of 3
  4. 20 Years

    #39
    77.0% payout now
    EV / ticket
    $15.40
    Any prize
    1 in 3.39
    Beats price
    1 in 5.19
    Top prizes
    1 of 3
    New
  5. Ruby Red 7's

    #8
    75.9% payout now
    EV / ticket
    $15.18
    Any prize
    1 in 4.00
    Beats price
    1 in 6.26
    Top prizes
    2 of 3
  6. $2,000,000 Taxes Paid

    #58
    75.4% payout now
    EV / ticket
    $15.08
    Any prize
    1 in 3.77
    Beats price
    1 in 5.41
    Top prizes
    3 of 3
    New
  7. Extreme Money Blowout

    #43
    74.6% payout now
    EV / ticket
    $14.93
    Any prize
    1 in 9.97
    Beats price
    1 in 9.97
    Top prizes
    3,560 of 6,166
    New
  8. Jackpot Millions

    #50
    73.9% payout now
    EV / ticket
    $14.79
    Any prize
    1 in 4.74
    Beats price
    1 in 4.74
    Top prizes
    2 of 3
    New
  9. Win Big

    #951
    72.1% payout now
    EV / ticket
    $14.42
    Any prize
    1 in 4.35
    Beats price
    1 in 7.20
    Top prizes
    2 of 3
  10. Instant Millions

    #932
    71.5% payout now
    EV / ticket
    $14.31
    Any prize
    1 in 3.83
    Beats price
    1 in 6.12
    Top prizes
    2 of 4
  11. Magnificent Millions

    #14
    71.5% payout now
    EV / ticket
    $14.30
    Any prize
    1 in 5.18
    Beats price
    1 in 5.18
    Top prizes
    2 of 3
    New

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 11 games in a table
$20 North Carolina Scratch-Offs
# Game Price Payout now EV / ticket Any-prize odds Cash odds Profit odds Top prize Top left 7-day
1. Stacks of Cash #27 New $20 77.9% $15.59 1 in 3.43 1 in 3.43 1 in 5.41 $2,000,000 2
2. 100X The Cash #976 $20 77.8% $15.55 1 in 4.04 1 in 4.04 1 in 6.25 $2,000,000 1 +0.3 pts
3. $2 MILLION VAULT #992 $20 77.5% $15.49 1 in 3.38 1 in 3.38 1 in 5.39 $2,000,000 1 +2.0 pts
4. 20 Years #39 New $20 77.0% $15.40 1 in 3.39 1 in 3.39 1 in 5.19 $1,000,000 1
5. Ruby Red 7's #8 $20 75.9% $15.18 1 in 4.00 1 in 4.00 1 in 6.26 $2,000,000 2 -2.0 pts
6. $2,000,000 Taxes Paid #58 New $20 75.4% $15.08 1 in 3.77 1 in 3.77 1 in 5.41 $2,777,392 3
7. Extreme Money Blowout #43 New $20 74.6% $14.93 1 in 9.97 1 in 9.97 1 in 9.97 $2,000 3,560
8. Jackpot Millions #50 New $20 73.9% $14.79 1 in 4.74 1 in 4.74 1 in 4.74 $1,000,000 2
9. Win Big #951 $20 72.1% $14.42 1 in 4.35 1 in 4.35 1 in 7.20 $2,000,000 2 -1.3 pts
10. Instant Millions #932 $20 71.5% $14.31 1 in 3.83 1 in 3.83 1 in 6.12 $2,000,000 2 -3.0 pts
11. Magnificent Millions #14 New $20 71.5% $14.30 1 in 5.18 1 in 5.18 1 in 5.18 $1,000,000 2

Frequently asked questions

Which $20 North Carolina scratch-off is best right now?
Stacks of Cash (#27) at 77.9% current payout, about $15.59 back per ticket, as of September 9, 2026.
Are $20 tickets better value than other prices in North Carolina?
The $20 tier averages 75.0% current payout across 11 active games. For comparison, $1 games average 61.2%, $2 games average 66.2%, $5 games average 70.1%, $10 games average 76.0%, $30 games average 78.1%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
How many $20 games are on sale in North Carolina?
11 as of September 9, 2026. We only publish a price page when at least three games are active at that price.
Do these numbers include free-ticket prizes?
The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.

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