Best $20 North Carolina Scratch-Offs (October 2026)
As of October 25, 2026, 11 $20 scratch-offs are on sale in North Carolina, averaging 75.2% current payout. The best of them is Ruby Red 7's at 78.1% ($15.61 back per ticket, 1 in 3.57 for any prize). 100X The Cash (#976) tops the list below at 79.1%, but its figures come from prize tiers that disagree about how many of its tickets are left, so we do not lead with it.
Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In North Carolina as of October 25, 2026, $1 games average 62.0%, $2 games average 65.6%, $5 games average 69.9%, $10 games average 76.0%, $30 games average 77.7%, $50 games average 81.9%. That is a tendency, not a rule: within this $20 tier the spread between the best and worst game is 8.9 payout points, which is why the table matters more than the tier.
- 1 $20
100X The Cash (#976)
#97679.1% payout now- EV / ticket
- $15.83
- Any prize
- 1 in 2.62
- Beats price
- 1 in 4.13
- Top prizes
- 0 of 4
Figures uncertain No top prize left - 2 $20
Ruby Red 7's
#878.1% payout now- EV / ticket
- $15.61
- Any prize
- 1 in 3.57
- Beats price
- 1 in 5.63
- Top prizes
- 1 of 3
- 3 $20
$2 MILLION VAULT
#99277.4% payout now- EV / ticket
- $15.48
- Any prize
- 1 in 3.41
- Beats price
- 1 in 5.43
- Top prizes
- 1 of 3
- 4 $20
Stacks of Cash
#2777.0% payout now- EV / ticket
- $15.39
- Any prize
- 1 in 3.51
- Beats price
- 1 in 5.53
- Top prizes
- 2 of 3
- 5 $20
20 Years
#3976.7% payout now- EV / ticket
- $15.33
- Any prize
- 1 in 3.41
- Beats price
- 1 in 5.23
- Top prizes
- 1 of 3
- 6 $20
$2,000,000 Taxes Paid
#5876.1% payout now- EV / ticket
- $15.22
- Any prize
- 1 in 3.83
- Beats price
- 1 in 5.50
- Top prizes
- 3 of 3
- 7 $20
Extreme Money Blowout
#4374.6% payout now- EV / ticket
- $14.92
- Any prize
- 1 in 9.98
- Beats price
- 1 in 9.98
- Top prizes
- 3,089 of 6,166
- 8 $20
Jackpot Millions
#5074.0% payout now- EV / ticket
- $14.80
- Any prize
- 1 in 4.77
- Beats price
- 1 in 4.77
- Top prizes
- 2 of 3
- 9 $20
Instant Millions
#93273.1% payout now- EV / ticket
- $14.61
- Any prize
- 1 in 3.76
- Beats price
- 1 in 6.01
- Top prizes
- 2 of 4
- 10 $20
Win Big
#95170.8% payout now- EV / ticket
- $14.16
- Any prize
- 1 in 4.49
- Beats price
- 1 in 7.44
- Top prizes
- 2 of 3
- 11 $20
Magnificent Millions
#1470.3% payout now- EV / ticket
- $14.06
- Any prize
- 1 in 5.30
- Beats price
- 1 in 5.30
- Top prizes
- 2 of 3
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 11 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. 100X The Cash | $20 | 79.1%? | $15.83 | 1 in 2.62 | 1 in 2.62 | 1 in 4.13 | $2,000,000 | 0 | +0.3 pts |
| 2. Ruby Red 7's | $20 | 78.1% | $15.61 | 1 in 3.57 | 1 in 3.57 | 1 in 5.63 | $2,000,000 | 1 | +0.9 pts |
| 3. $2 MILLION VAULT | $20 | 77.4% | $15.48 | 1 in 3.41 | 1 in 3.41 | 1 in 5.43 | $2,000,000 | 1 | -0.1 pts |
| 4. Stacks of Cash | $20 | 77.0% | $15.39 | 1 in 3.51 | 1 in 3.51 | 1 in 5.53 | $2,000,000 | 2 | -0.1 pts |
| 5. 20 Years | $20 | 76.7% | $15.33 | 1 in 3.41 | 1 in 3.41 | 1 in 5.23 | $1,000,000 | 1 | -0.1 pts |
| 6. $2,000,000 Taxes Paid | $20 | 76.1% | $15.22 | 1 in 3.83 | 1 in 3.83 | 1 in 5.50 | $2,777,392 | 3 | +1.1 pts |
| 7. Extreme Money Blowout | $20 | 74.6% | $14.92 | 1 in 9.98 | 1 in 9.98 | 1 in 9.98 | $2,000 | 3,089 | 0.0 pts |
| 8. Jackpot Millions | $20 | 74.0% | $14.80 | 1 in 4.77 | 1 in 4.77 | 1 in 4.77 | $1,000,000 | 2 | -0.3 pts |
| 9. Instant Millions | $20 | 73.1% | $14.61 | 1 in 3.76 | 1 in 3.76 | 1 in 6.01 | $2,000,000 | 2 | +0.3 pts |
| 10. Win Big | $20 | 70.8%? | $14.16 | 1 in 4.49 | 1 in 4.49 | 1 in 7.44 | $2,000,000 | 2 | -0.3 pts |
| 11. Magnificent Millions | $20 | 70.3% | $14.06 | 1 in 5.30 | 1 in 5.30 | 1 in 5.30 | $1,000,000 | 2 | -0.1 pts |
Frequently asked questions
- Which $20 North Carolina scratch-off is best right now?
- Ruby Red 7's (#8) at 78.1% current payout, about $15.61 back per ticket, as of October 25, 2026.
- Are $20 tickets better value than other prices in North Carolina?
- The $20 tier averages 75.2% current payout across 11 active games. For comparison, $1 games average 62.0%, $2 games average 65.6%, $5 games average 69.9%, $10 games average 76.0%, $30 games average 77.7%, $50 games average 81.9%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in North Carolina?
- 11 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.