Bits & Odds

Big Money Pay Day — $20 Michigan Scratch-Off #0759

Data captured · launched July 7, 2026

Big Money Pay Day (#0759) is a $20 Michigan scratch-off launched on July 7, 2026. As of October 25, 2026 it ranks #13 of 107 active games on current payout (78.1%, $15.61 expected back per ticket) and #4 of 17 $20 games, #21 on any-prize odds (1 in 3.63) and #81 on top-prize odds (1 in 2,456,127). Since launch the payout has fallen 0.2 points (78.3% at launch) and your chance of winning something has risen 0.7% (1 in 3.65 at launch). 2 of 3 top prizes of $2,000,000 remain, and we estimate 4,912,255 tickets are still unsold (23.5% sold). That is a middle-of-the-pack game: fine to play, but the ranking lists show better value at the same price.

Current payout
78.1%
78.3% at launch
Expected value
$15.61
per $20 ticket
Any-prize odds
1 in 3.63
1 in 3.65 at launch
Cash odds
1 in 3.63
excludes free tickets
Profit odds
1 in 5.71
win more than $20
$600+ odds
1 in 26,129
claim-at-lottery prizes
Top prizes left
2 of 3
$2,000,000 each
Tickets remaining
76.5%
≈ 4,912,255 tickets

Last top prize claimed: September 30, 2026, 25 days ago.

Prizes remaining

Every prize level in Big Money Pay Day, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. To set its odds of $1,000 or more (or any other prize size) against every other Michigan game, see odds by prize size. Across all tiers, 1,354,592 of 1,759,479 prizes (77.0%) are still out there.

PrizeOdds at launchOdds now TotalClaimedRemaining% left
$2,000,000 1 in 2,140,699 1 in 2,456,127 3 1 2 66.7%
$10,000 1 in 458,721 1 in 446,569 14 3 11 78.6%
$2,000 1 in 30,151 1 in 28,070 213 38 175 82.2%
$500 1 in 3,624 1 in 3,650 1,772 426 1,346 76.0%
$300 1 in 2,008 1 in 1,998 3,199 740 2,459 76.9%
$200 1 in 98.8 1 in 98.4 65,030 15,123 49,907 76.7%
$100 1 in 15.8 1 in 15.8 406,204 94,341 311,863 76.8%
$50 1 in 20.0 1 in 19.9 320,833 73,977 246,856 76.9%
$30 1 in 20.0 1 in 19.9 320,739 73,480 247,259 77.1%
$20 1 in 10.0 1 in 9.93 641,472 146,758 494,714 77.1%
All prizes1 in 3.651 in 3.63 1,759,479404,887 1,354,59277.0%

How Big Money Pay Day has moved

75% 78% 80% Sep 2026Oct 2026Oct 2026
Current payout (solid) and any-prize odds (dashed, inverted so up is better) since we began tracking Big Money Pay Day. 49 daily readings.

Recent claims of $1,000 and up

Derived from day-to-day changes in the official remaining-prize counts, so the date is when the lottery published the change.

Big Money Pay Day: common questions

How many $2,000,000 prizes are left in Big Money Pay Day?
2 of 3 as of October 25, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 2,456,127.
What are the odds of winning anything on Big Money Pay Day?
1 in 3.63 as of October 25, 2026, compared with 1 in 3.65 printed at launch. Cash-only odds are 1 in 3.63, and the odds of winning more than the $20 ticket price are 1 in 5.71.
Is Big Money Pay Day worth buying?
Its current payout is 78.1% ($15.61 back per $20 ticket), rank #13 of 107 in Michigan. The best $20 alternative as of October 25, 2026 is Diamonds & Gold (#0480, $20) at 79.9%. No scratcher has a positive expected value; this is about losing less over time.
How many Big Money Pay Day tickets are left?
We estimate 4,912,255 of roughly 6,422,098 printed tickets are unsold (23.5% sold), derived from the prizes claimed at each tier and their published odds.
When did Big Money Pay Day launch and is it still on sale?
It launched on July 7, 2026. It is still on sale.

Other $20 Michigan scratch-offs