Bits & Odds

New Jersey Scratch-Offs with the Best Odds of Winning $1,000 or More (October 2026)

Updated · 55 games on sale ranked at 7 prize sizes

As of October 25, 2026, your best shot at $1,000+ for the money in New Jersey: Ca$h Money ($5). 1 in 28,421 wins $1,000+. Best odds on a single ticket: First Class Fortunes ($25), 1 in 9,291. Chasing $1 million? $1,000,000 Spectacular (#01938, $10), 1 in 2,244,207. 30 prizes that big are still out there across 12 games.

Ranked by bang for your buck: how often each game hits that size for every dollar you spend, so a $5 ticket can beat a $30 one. Live odds from today's prizes left. The math is in the FAQ below.

Best shot at $50 or more

Best value: Crossword Xtreme (#01981, $30). 1 in 4.85 wins $50+. 8,736,293 prizes this size still out there across 55 games under $50. 2 of the top 10 have better odds now than on launch day.

New Jersey Scratch-Offs on sale by odds of winning $50 or more, per dollar spent
# Game Price Odds now Cost per win Left
1. Crossword Xtreme (#01981) $30 ticket · 170,400 left $30 1 in 4.851 in 5.15 at launch $145 170,400of 351,390
2. $1,000,000 Payday $30 ticket · 1,743,993 left $30 1 in 5.071 in 5.00 at launch $152 1,743,993of 1,852,001
3. $1,000,000 Ultimate Spectacul $30 ticket · 612,884 left $30 1 in 5.141 in 4.96 at launch $154 612,884of 1,891,941
4. Jackpot Millions $30 ticket · 635,436 left $30 1 in 5.311 in 5.16 at launch $159 635,436of 1,415,117
5. Jersey Riches $30 ticket · 628,587 left $30 1 in 5.431 in 5.33 at launch $163 628,587of 1,235,654
6. AC Night$ $10 ticket · 76,529 left $10 1 in 17.31 in 16.6 at launch $173 76,529of 223,387
7. 100X $20 ticket · 328,316 left $20 1 in 9.131 in 9.13 at launch $183 328,316of 807,741
8. Crossword Bonanza (#01976) $20 ticket · 119,035 left $20 1 in 9.151 in 9.09 at launch $183 119,035of 271,776
9. $5,000,000 Fortune $30 ticket · 288,165 left $30 1 in 6.201 in 5.63 at launch $186 288,165of 1,247,735
10. The Shore Thing $10 ticket · 63,102 left $10 1 in 19.31 in 19.1 at launch $193 63,102of 194,102

Best shot at $100 or more

Best value: $50,000,000 Fast Cash ($20). 1 in 9.69 wins $100+. 3,869,310 prizes this size still out there across 55 games under $100. 3 of the top 10 have better odds now than on launch day.

New Jersey Scratch-Offs on sale by odds of winning $100 or more, per dollar spent
# Game Price Odds now Cost per win Left
1. $50,000,000 Fast Cash $20 ticket · 140,662 left $20 1 in 9.691 in 9.70 at launch $194 140,662of 410,568
2. $1,000,000 Payday $30 ticket · 761,924 left $30 1 in 11.61 in 11.5 at launch $348 761,924of 809,246
3. Jersey Riches $30 ticket · 293,649 left $30 1 in 11.61 in 11.4 at launch $348 293,649of 576,956
4. Cash In A Flash $10 ticket · 24,395 left $10 1 in 36.11 in 35.7 at launch $361 24,395of 103,387
5. Crossword Xtreme (#01981) $30 ticket · 67,590 left $30 1 in 12.21 in 13.0 at launch $367 67,590of 139,806
6. 100X $20 ticket · 160,684 left $20 1 in 18.61 in 18.5 at launch $373 160,684of 397,985
7. Black Opal 7's $20 ticket · 317,459 left $20 1 in 18.81 in 19.2 at launch $377 317,459of 379,449
8. Jackpot Millions $30 ticket · 266,787 left $30 1 in 12.71 in 12.3 at launch $380 266,787of 593,949
9. $1,000,000 Ultimate Spectacul $30 ticket · 232,769 left $30 1 in 13.51 in 13.0 at launch $406 232,769of 719,878
10. $1 Million Premier Ca$h $20 ticket · 261,404 left $20 1 in 20.51 in 19.3 at launch $410 261,404of 409,243

Best shot at $600 or more

$600 is the claim-office line. In most states, wins from about $600 up are paid by the New Jersey Lottery, not at the counter. Bring the signed ticket and ID.

Best value: Ca$h Money ($5). 1 in 28,421 wins $600+. Best single-ticket odds: First Class Fortunes ($25), 1 in 9,291. 3,967 prizes this size still out there across 51 games under $600. 8 of the top 10 have better odds now than on launch day.

New Jersey Scratch-Offs on sale by odds of winning $600 or more, per dollar spent
# Game Price Odds now Cost per win Left
1. Ca$h Money $5 ticket · 82 left $5 1 in 28,4211 in 28,641 at launch $142,106 82of 166
2. Chocolate Cash $5 ticket · 61 left $5 1 in 35,8461 in 38,617 at launch $179,228 61of 128
3. Jersey Pop $5 ticket · 29 left $5 1 in 38,5761 in 59,256 at launch $192,880 29of 81
4. $1,000,000 Spectacular (#01938) $10 ticket · 111 left $10 1 in 20,2181 in 20,860 at launch $202,181 111of 468
5. First Class Fortunes $25 ticket · 484 left $25 1 in 9,2911 in 9,289 at launch $232,285 484of 598
6. Birthday Surprise (#01904) $2 ticket · 10 left $2 1 in 121,3661 in 131,111 at launch $242,733 10of 27
7. Mega Hot 7's $20 ticket · 228 left $20 1 in 12,6811 in 12,974 at launch $253,612 228of 564
8. Black Opal 7's $20 ticket · 471 left $20 1 in 12,6991 in 13,126 at launch $253,972 471of 556
9. 100X Cash Blitz $20 ticket · 110 left $20 1 in 13,1431 in 11,489 at launch $262,864 110of 642
10. LOTERIA Grande (#01969) $5 ticket · 58 left $5 1 in 59,2201 in 61,774 at launch $296,102 58of 76

Best shot at $1,000 or more

Best value: Ca$h Money ($5). 1 in 28,421 wins $1,000+. Best single-ticket odds: First Class Fortunes ($25), 1 in 9,291. 3,967 prizes this size still out there across 51 games under $1,000. 8 of the top 10 have better odds now than on launch day.

New Jersey Scratch-Offs on sale by odds of winning $1,000 or more, per dollar spent
# Game Price Odds now Cost per win Left
1. Ca$h Money $5 ticket · 82 left $5 1 in 28,4211 in 28,641 at launch $142,106 82of 166
2. Chocolate Cash $5 ticket · 61 left $5 1 in 35,8461 in 38,617 at launch $179,228 61of 128
3. Jersey Pop $5 ticket · 29 left $5 1 in 38,5761 in 59,256 at launch $192,880 29of 81
4. $1,000,000 Spectacular (#01938) $10 ticket · 111 left $10 1 in 20,2181 in 20,860 at launch $202,181 111of 468
5. First Class Fortunes $25 ticket · 484 left $25 1 in 9,2911 in 9,289 at launch $232,285 484of 598
6. Birthday Surprise (#01904) $2 ticket · 10 left $2 1 in 121,3661 in 131,111 at launch $242,733 10of 27
7. Mega Hot 7's $20 ticket · 228 left $20 1 in 12,6811 in 12,974 at launch $253,612 228of 564
8. Black Opal 7's $20 ticket · 471 left $20 1 in 12,6991 in 13,126 at launch $253,972 471of 556
9. 100X Cash Blitz $20 ticket · 110 left $20 1 in 13,1431 in 11,489 at launch $262,864 110of 642
10. LOTERIA Grande (#01969) $5 ticket · 58 left $5 1 in 59,2201 in 61,774 at launch $296,102 58of 76

Best shot at $10,000 or more

Best value: Birthday Surprise (#01904, $2). 1 in 606,831 wins $10,000+. Best single-ticket odds: Crossword Bonanza (#01976, $20), 1 in 90,729. 427 prizes this size still out there across 51 games under $10,000. 10 of the top 10 have better odds now than on launch day.

New Jersey Scratch-Offs on sale by odds of winning $10,000 or more, per dollar spent
# Game Price Odds now Cost per win Left
1. Birthday Surprise (#01904) $2 ticket · 2 left $2 1 in 606,8311 in 1,180,000 at launch $1.2M 2of 3
2. $50,000 Jumbo Bucks $10 ticket · 20 left $10 1 in 136,6891 in 148,197 at launch $1.4M 20of 50
3. Jersey Dog $5 ticket · 6 left $5 1 in 300,8921 in 535,107 at launch $1.5M 6of 9
4. It Takes 2 $2 ticket · 3 left $2 1 in 764,2151 in 1,233,925 at launch $1.5M 3of 6
5. Win For Life! (#01948) $5 ticket · 11 left $5 1 in 349,8111 in 432,580 at launch $1.7M 11of 30
6. Crossword Bonanza (#01976) $20 ticket · 12 left $20 1 in 90,7291 in 107,434 at launch $1.8M 12of 23
7. Mega Hot 7's $20 ticket · 31 left $20 1 in 93,2641 in 104,534 at launch $1.9M 31of 70
8. Sapphire 7's $2 ticket · 3 left $2 1 in 973,5021 in 1,285,350 at launch $1.9M 3of 4
9. Crossword (#01980) $3 ticket · 16 left $3 1 in 695,0611 in 702,670 at launch $2.1M 16of 20
10. $250,000 Crossword (#01996) $10 ticket · 11 left $10 1 in 209,0171 in 229,262 at launch $2.1M 11of 16

Best shot at $100,000 or more

Best value: $250,000 Crossword (#01965, $10). 1 in 278,444 wins $100,000+. 77 prizes this size still out there across 40 games under $100,000. 9 of the top 10 have better odds now than on launch day.

New Jersey Scratch-Offs on sale by odds of winning $100,000 or more, per dollar spent
# Game Price Odds now Cost per win Left
1. $250,000 Crossword (#01965) $10 ticket · 1 left $10 1 in 278,4441 in 617,790 at launch $2.8M 1of 6
2. Goooalll! For The Win $5 ticket · 2 left $5 1 in 895,9621 in 925,875 at launch $4.5M 2of 4
3. Jersey Dog $5 ticket · 2 left $5 1 in 902,6751 in 1,605,320 at launch $4.5M 2of 3
4. $250,000 Crossword (#01996) $10 ticket · 5 left $10 1 in 459,8361 in 611,365 at launch $4.6M 5of 6
5. Emerald 7's $5 ticket · 3 left $5 1 in 934,0081 in 1,185,030 at launch $4.7M 3of 4
6. Chocolate Cash $5 ticket · 2 left $5 1 in 1,093,2901 in 1,235,745 at launch $5.5M 2of 4
7. Jersey Pop $5 ticket · 1 left $5 1 in 1,118,7061 in 1,599,900 at launch $5.6M 1of 3
8. LOTERIA Grande (#01969) $5 ticket · 3 left $5 1 in 1,144,9291 in 1,564,940 at launch $5.7M 3of 3
9. $500 Cash Craze $5 ticket · 1 left $5 1 in 1,166,0301 in 1,359,225 at launch $5.8M 1of 4
10. Poker Nights $5 ticket · 2 left $5 1 in 1,223,8001 in 1,218,210 at launch $6.1M 2of 4

Best shot at $1 million or more

Best value: $1,000,000 Spectacular (#01938, $10). 1 in 2,244,207 wins $1 million+. Best single-ticket odds: $1,000,000 Ultimate Spectacul ($30), 1 in 788,199. 30 prizes this size still out there across 12 games under $1 million. 9 of the top 10 have better odds now than on launch day.

New Jersey Scratch-Offs on sale by odds of winning $1 million or more, per dollar spent
# Game Price Odds now Cost per win Left
1. $1,000,000 Spectacular (#01938) $10 ticket · 1 left $10 1 in 2,244,2071 in 2,440,628 at launch $22.4M 1of 4
2. $1,000,000 Ultimate Spectacul $30 ticket · 4 left $30 1 in 788,1991 in 1,042,078 at launch $23.6M 4of 9
3. 100X Cash Blitz $20 ticket · 1 left $20 1 in 1,445,7511 in 2,458,660 at launch $28.9M 1of 3
4. $1,000,000 Payday $30 ticket · 9 left $30 1 in 981,9691 in 1,029,858 at launch $29.5M 9of 9
5. $1 Million Premier Ca$h $20 ticket · 3 left $20 1 in 1,786,0611 in 2,635,433 at launch $35.7M 3of 3
6. First Class Fortunes $25 ticket · 3 left $25 1 in 1,499,0131 in 1,851,640 at launch $37.5M 3of 3
7. Jackpot Millions $30 ticket · 2 left $30 1 in 1,687,8091 in 2,433,193 at launch $50.6M 2of 3
8. Jersey Riches $30 ticket · 2 left $30 1 in 1,705,3141 in 2,195,347 at launch $51.2M 2of 3
9. $5,000,000 Fortune $30 ticket · 1 left $30 1 in 1,787,2111 in 2,343,487 at launch $53.6M 1of 3
10. Mega Hot 7's $20 ticket · 1 left $20 1 in 2,891,1811 in 2,439,133 at launch $57.8M 1of 3

New Jersey scratch-offs by prize size: common questions

Which New Jersey scratch-off has the best odds of winning $1,000 or more?
For the money, Ca$h Money ($5): 1 in 28,421 wins $1,000+ as of October 25, 2026. On a single ticket, First Class Fortunes ($25) does better, 1 in 9,291, but it costs more.
How is this list ranked?
By cost per win: a ticket's price times its current odds of a prize that size, which is what you would spend, on average, for each one. The odds are the prizes of that size or bigger still unclaimed, divided by the tickets we estimate are left: the same per-prize figures as each game's own page, added up. Per ticket, the priciest games would top every list just because they cost more; per dollar, a $5 game that pays $1,000 one time in 4,000 ($20,000 per win) beats a $30 game that pays it one time in 1,000 ($30,000). Only cash prizes count, not free tickets. A game is not listed at a prize size its own price already reaches, prizes paid over time count at the value the lottery prints, and 2 games whose current figures fail our plausibility check are left out. More on how we calculate odds.
What are the odds of winning $100 or more on a New Jersey scratch-off?
As good as 1 in 9.69 on $50,000,000 Fast Cash ($20), and 1 in 105.3 on a typical game. Those are today's odds, from the prizes still left, not the ones printed at launch.
Which New Jersey scratch-off gives the best chance of winning $1 million or more?
On a single ticket, $1,000,000 Ultimate Spectacul ($30): 1 in 788,199 wins $1 million+, 4 left. For the money, $1,000,000 Spectacular (#01938, $10): 1 in 2,244,207 wins $1 million+, 1 left. Odds that long mean almost every ticket misses, whichever game you pick. Play for fun.
Why does $600 matter on a scratch-off?
In most states it is about where the store stops paying. Smaller wins are cash at the counter; bigger ones you claim from the lottery by mail or at an office, with the signed ticket and ID. It is no longer the IRS reporting line, which moved to $2,000 in 2026. See claiming and taxes.
Do expensive scratch-offs have better odds of big prizes?
Per ticket, usually. First Class Fortunes ($25): 1 in 9,291 wins $1,000+. Ca$h Money ($5): 1 in 28,421. Per dollar it flips: about $142,106 per win on the cheaper ticket against $232,285, so the same budget lands more of them.
Is a game with lots of big prizes left more likely to pay out soon?
Only as much as these odds already say. Every ticket was printed before the game shipped, and the next one wins at the odds shown here: prizes left against tickets left. Nothing is ever "due".

Other New Jersey rankings

See how we calculate this and where the data comes from.