How many $5,000,000 prizes are left in SET FOR LIFE?

2 of 6 as of October 25, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 1,604,332.

What are the odds of winning anything on SET FOR LIFE?

1 in 5.63 as of October 25, 2026, compared with 1 in 3.95 printed at launch. Cash-only odds are 1 in 5.63, and the odds of winning more than the $10 ticket price are 1 in 10.1.

Is SET FOR LIFE worth buying?

Its current payout is 73.3% ($7.33 back per $10 ticket), rank #28 of 109 in New York. That figure fails our plausibility check (see the caution above), so read it as approximate and not as a reason to buy. The best $10 alternative as of October 25, 2026 is $50 OR $100 (#1646, $10) at 74.2%. No scratcher has a positive expected value; this is about losing less over time.

How many SET FOR LIFE tickets are left?

We estimate 3,208,664 of roughly 48,109,066 printed tickets are unsold (93.3% sold), derived from the prizes claimed at each tier and their published odds.

When did SET FOR LIFE launch and is it still on sale?

It launched on January 9, 2025. It is still on sale.

SET FOR LIFE — $10 New York Scratch-Off #1639

Data captured October 25, 2026, 04:11 UTC · launched January 9, 2025

SET FOR LIFE New York scratch-off ticket

Official New York Lottery page →

SET FOR LIFE (#1639) is a $10 New York scratch-off launched on January 9, 2025. As of October 25, 2026 it ranks #28 of 109 active games on current payout (73.3%, $7.33 expected back per ticket) and #2 of 16 $10 games, #101 on any-prize odds (1 in 5.63) and #44 on top-prize odds (1 in 1,604,332). Since launch the payout has fallen 0.4 points (73.8% at launch) and your chance of winning something has fallen 29.9% (1 in 3.95 at launch). 2 of 6 top prizes of $5,000,000 ($5K/WK/LIFE) remain, and we estimate 3,208,664 tickets are still unsold (93.3% sold). Its current figures fail our plausibility check (the caution below), so whatever its place in the list, we do not count it among the best New York scratch-offs to buy. A caution on the current figures: the any-prize odds have moved from 1 in 3.95 to 1 in 5.63, further than a game's odds really move. Its prize tiers disagree about how many tickets are left (between 1.74 million and 2.96 million), usually because small prizes are claimed late, and the current odds and payout lean on that disagreement. The printed odds are the safer guide, and our summaries do not name this game the best of anything (how we estimate).

Current payout

73.3%

73.8% at launch

Expected value

$7.33

per $10 ticket

Any-prize odds

1 in 5.63

1 in 3.95 at launch

Cash odds

1 in 5.63

excludes free tickets

Profit odds

1 in 10.1

win more than $10

$600+ odds

1 in 53,478

claim-at-lottery prizes

Top prizes left

2 of 6

$5,000,000 ($5K/WK/LIFE) each

Tickets remaining

6.7%

≈ 3,208,664 tickets

Prizes remaining

Every prize level in SET FOR LIFE, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. To set its odds of $1,000 or more (or any other prize size) against every other New York game, see odds by prize size. Across all tiers, 569,649 of 12,184,927 prizes (4.7%) are still out there.

Prize	Odds at launch	Odds now	Total	Claimed	Remaining	% left
$5K/WK/LIFE	1 in 8,018,625	1 in 1,604,332	6	4	2	33.3%
$50,000	1 in 2,405,588	all claimed	20	20	0	0.0%
$5,000	1 in 103,466	1 in 152,794	465	444	21	4.5%
$1,000	1 in 80,053	1 in 86,721	601	564	37	6.2%
$500	1 in 1,144	1 in 2,107	42,063	40,540	1,523	3.6%
$100	1 in 93.4	1 in 168.0	514,947	495,844	19,103	3.7%
$50	1 in 24.0	1 in 42.3	2,004,718	1,928,876	75,842	3.8%
$25	1 in 50.0	1 in 83.0	962,235	923,568	38,667	4.0%
$20	1 in 14.7	1 in 22.8	3,271,843	3,131,001	140,842	4.3%
$15	1 in 50.0	1 in 79.4	962,172	921,768	40,404	4.2%
$10	1 in 10.9	1 in 12.7	4,425,857	4,172,649	253,208	5.7%
All prizes	1 in 3.95	1 in 5.63	12,184,927	11,615,278	569,649	4.7%

How SET FOR LIFE has moved

Current payout (solid) and any-prize odds (dashed, inverted so up is better) since we began tracking SET FOR LIFE. 121 daily readings.

Recent claims of $1,000 and up

October 24, 2026: one $50,000 prize was claimed; 0 remain.
October 24, 2026: 2 $5,000 prizes were claimed; 21 remain.
October 24, 2026: one $1,000 prize was claimed; 37 remain.
October 23, 2026: one $5,000 prize was claimed; 23 remain.
October 23, 2026: 2 $1,000 prizes were claimed; 38 remain.
October 22, 2026: one $5,000 prize was claimed; 24 remain.
October 22, 2026: one $1,000 prize was claimed; 40 remain.
October 21, 2026: one $5,000 prize was claimed; 25 remain.
October 21, 2026: one $1,000 prize was claimed; 41 remain.
October 20, 2026: 2 $5,000 prizes were claimed; 26 remain.
October 20, 2026: 2 $1,000 prizes were claimed; 42 remain.
October 18, 2026: one $50,000 prize was claimed; 1 remain.

Derived from day-to-day changes in the official remaining-prize counts, so the date is when the lottery published the change.

SET FOR LIFE: common questions

How many $5,000,000 prizes are left in SET FOR LIFE?: 2 of 6 as of October 25, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 1,604,332.
What are the odds of winning anything on SET FOR LIFE?: 1 in 5.63 as of October 25, 2026, compared with 1 in 3.95 printed at launch. Cash-only odds are 1 in 5.63, and the odds of winning more than the $10 ticket price are 1 in 10.1.
Is SET FOR LIFE worth buying?: Its current payout is 73.3% ($7.33 back per $10 ticket), rank #28 of 109 in New York. That figure fails our plausibility check (see the caution above), so read it as approximate and not as a reason to buy. The best $10 alternative as of October 25, 2026 is $50 OR $100 (#1646, $10) at 74.2%. No scratcher has a positive expected value; this is about losing less over time.
How many SET FOR LIFE tickets are left?: We estimate 3,208,664 of roughly 48,109,066 printed tickets are unsold (93.3% sold), derived from the prizes claimed at each tier and their published odds.
When did SET FOR LIFE launch and is it still on sale?: It launched on January 9, 2025. It is still on sale.

Other $10 New York scratch-offs

$50 OR $100 — 74.2% payout, 1 in 7.62 any prize
$3,000,000 BONUS STARS — 73.2% payout, 1 in 3.80 any prize
BONUS 50X — 72.5% payout, 1 in 3.86 any prize
$5,000 HOLIDAY FRENZY/$5,000 GOLD — 70.0% payout, 1 in 3.55 any prize
$50 OR $100 — 70.0% payout, 1 in 7.99 any prize

New York hub All $10 games Odds by prize size Methodology