Best $10 New York Scratch-Offs (October 2026)
As of October 25, 2026, 16 $10 scratch-offs are on sale in New York, averaging 67.2% current payout. The best of them is $50 OR $100 (#1646) at 74.2% ($7.42 back per ticket, 1 in 7.62 for any prize).
Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In New York as of October 25, 2026, $1 games average 67.5%, $2 games average 66.7%, $3 games average 63.5%, $5 games average 68.7%, $20 games average 72.4%, $30 games average 73.4%. That is a tendency, not a rule: within this $10 tier the spread between the best and worst game is 29.4 payout points, which is why the table matters more than the tier.
- 1 $10
$50 OR $100 (#1646)
#164674.2% payout now- EV / ticket
- $7.42
- Any prize
- 1 in 7.62
- Beats price
- 1 in 7.62
- Top prizes
- 1,818 of 123,659
Best payout - 2 $10
SET FOR LIFE (#1639)
#163973.3% payout now- EV / ticket
- $7.33
- Any prize
- 1 in 5.63
- Beats price
- 1 in 10.1
- Top prizes
- 2 of 6
- 3 $10
$3,000,000 BONUS STARS
#168873.2% payout now- EV / ticket
- $7.32
- Any prize
- 1 in 3.80
- Beats price
- 1 in 6.82
- Top prizes
- 1 of 3
- 4 $10
BONUS 50X
#164072.5% payout now- EV / ticket
- $7.25
- Any prize
- 1 in 3.86
- Beats price
- 1 in 7.81
- Top prizes
- 1 of 4
- 5 $10
$5,000 HOLIDAY FRENZY/$5,000 GOLD
#167470.0% payout now- EV / ticket
- $7.00
- Any prize
- 1 in 3.55
- Beats price
- 1 in 6.88
- Top prizes
- 35 of 513
- 6 $10
$50 OR $100 (#1704)
#170470.0% payout now- EV / ticket
- $7.00
- Any prize
- 1 in 7.99
- Beats price
- 1 in 7.99
- Top prizes
- 116,350 of 173,062
- 7 $10
BONUS BUCKS
#166069.4% payout now- EV / ticket
- $6.94
- Any prize
- 1 in 3.88
- Beats price
- 1 in 6.75
- Top prizes
- 2 of 3
- 8 $10
$3,000,000 MAX MULTIPLIER
#169769.2% payout now- EV / ticket
- $6.92
- Any prize
- 1 in 4.23
- Beats price
- 1 in 7.39
- Top prizes
- 2 of 3
- 9 $10
100Xtra
#168168.9% payout now- EV / ticket
- $6.89
- Any prize
- 1 in 4.20
- Beats price
- 1 in 8.00
- Top prizes
- 3 of 4
- 10 $10
$3,000,000 MAX
#161268.3% payout now- EV / ticket
- $6.83
- Any prize
- 1 in 3.69
- Beats price
- 1 in 6.80
- Top prizes
- 0 of 3
No top prize left - 11 $10
MONEY MATCH
#165466.2% payout now- EV / ticket
- $6.62
- Any prize
- 1 in 4.23
- Beats price
- 1 in 7.75
- Top prizes
- 1 of 3
- 12 $10
$1,000,000 50X CASHWORD
#170365.1% payout now- EV / ticket
- $6.51
- Any prize
- 1 in 4.30
- Beats price
- 1 in 7.59
- Top prizes
- 3 of 4
- 13 $10
INSTANT $500
#156165.0% payout now- EV / ticket
- $6.50
- Any prize
- 1 in 3.60
- Beats price
- 1 in 7.28
- Top prizes
- 719 of 56,773
- 14 $10
$3,000,000 CA$H
#166763.4% payout now- EV / ticket
- $6.34
- Any prize
- 1 in 3.71
- Beats price
- 1 in 7.04
- Top prizes
- 0 of 3
No top prize left - 15 $10
SHOW ME $500
#160361.5% payout now- EV / ticket
- $6.15
- Any prize
- 1 in 3.41
- Beats price
- 1 in 10.1
- Top prizes
- 518 of 42,396
- 16 $10
$1,000,000 BONUS CASHWORD
#166644.8% payout now- EV / ticket
- $4.48
- Any prize
- 1 in 6.85
- Beats price
- 1 in 16.9
- Top prizes
- 1 of 4
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 16 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. $50 OR $100 | $10 | 74.2% | $7.42 | 1 in 7.62 | 1 in 7.62 | 1 in 7.62 | $100 | 1,818 | 0.0 pts |
| 2. SET FOR LIFE | $10 | 73.3%? | $7.33 | 1 in 5.63 | 1 in 5.63 | 1 in 10.1 | $5,000,000 | 2 | +3.8 pts |
| 3. $3,000,000 BONUS STARS | $10 | 73.2% | $7.32 | 1 in 3.80 | 1 in 3.80 | 1 in 6.82 | $5,000,000 | 1 | -0.2 pts |
| 4. BONUS 50X | $10 | 72.5% | $7.25 | 1 in 3.86 | 1 in 3.86 | 1 in 7.81 | $3,000,000 | 1 | -0.4 pts |
| 5. $5,000 HOLIDAY FRENZY/$5,000 GOLD | $10 | 70.0% | $7.00 | 1 in 3.55 | 1 in 3.55 | 1 in 6.88 | $5,000 | 35 | 0.0 pts |
| 6. $50 OR $100 | $10 | 70.0% | $7.00 | 1 in 7.99 | 1 in 7.99 | 1 in 7.99 | $100 | 116,350 | 0.0 pts |
| 7. BONUS BUCKS | $10 | 69.4% | $6.94 | 1 in 3.88 | 1 in 3.88 | 1 in 6.75 | $3,000,000 | 2 | 0.0 pts |
| 8. $3,000,000 MAX MULTIPLIER | $10 | 69.2% | $6.92 | 1 in 4.23 | 1 in 4.23 | 1 in 7.39 | $3,000,000 | 2 | -0.1 pts |
| 9. 100Xtra | $10 | 68.9% | $6.89 | 1 in 4.20 | 1 in 4.20 | 1 in 8.00 | $3,000,000 | 3 | +2.0 pts |
| 10. $3,000,000 MAX | $10 | 68.3% | $6.83 | 1 in 3.69 | 1 in 3.69 | 1 in 6.80 | $3,000,000 | 0 | 0.0 pts |
| 11. MONEY MATCH | $10 | 66.2% | $6.62 | 1 in 4.23 | 1 in 4.23 | 1 in 7.75 | $3,000,000 | 1 | -0.2 pts |
| 12. $1,000,000 50X CASHWORD | $10 | 65.1% | $6.51 | 1 in 4.30 | 1 in 4.30 | 1 in 7.59 | $1,000,000 | 3 | 0.0 pts |
| 13. INSTANT $500 | $10 | 65.0% | $6.50 | 1 in 3.60 | 1 in 3.60 | 1 in 7.28 | $500 | 719 | 0.0 pts |
| 14. $3,000,000 CA$H | $10 | 63.4% | $6.34 | 1 in 3.71 | 1 in 3.71 | 1 in 7.04 | $3,000,000 | 0 | 0.0 pts |
| 15. SHOW ME $500 | $10 | 61.5% | $6.15 | 1 in 3.41 | 1 in 3.41 | 1 in 10.1 | $500 | 518 | 0.0 pts |
| 16. $1,000,000 BONUS CASHWORD | $10 | 44.8%? | $4.48 | 1 in 6.85 | 1 in 6.85 | 1 in 16.9 | $1,000,000 | 1 | -0.1 pts |
Frequently asked questions
- Which $10 New York scratch-off is best right now?
- $50 OR $100 (#1646) at 74.2% current payout, about $7.42 back per ticket, as of October 25, 2026.
- Are $10 tickets better value than other prices in New York?
- The $10 tier averages 67.2% current payout across 16 active games. For comparison, $1 games average 67.5%, $2 games average 66.7%, $3 games average 63.5%, $5 games average 68.7%, $20 games average 72.4%, $30 games average 73.4%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $10 games are on sale in New York?
- 16 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $10 ticket price.