Bits & Odds

Best $20 New York Scratch-Offs (September 2026)

Data captured September 9, 2026 · 15 active $20 games

As of September 9, 2026, 15 $20 scratch-offs are on sale in New York, averaging 72.1% current payout. The best of them is BONUS 100X at 75.1% ($15.03 back per ticket, 1 in 3.84 for any prize).

Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In New York today, $1 games average 67.2%, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $10 games average 67.2%, $30 games average 74.1%. That is an average, not a rule: within this $20 tier the spread between the best and worst game is 8.5 payout points, which is why the table matters more than the tier.

  1. BONUS 100X

    #1643
    75.1% payout now
    EV / ticket
    $15.03
    Any prize
    1 in 3.84
    Beats price
    1 in 6.10
    Top prizes
    2 of 4
    Best payout
  2. $2,000,000 CASHWORD

    #1609
    75.1% payout now
    EV / ticket
    $15.02
    Any prize
    1 in 2.92
    Beats price
    1 in 6.39
    Top prizes
    0 of 4
    No top prize left
  3. $10,000 A WEEK FOR LIFE

    #1584
    75.0% payout now
    EV / ticket
    $15.00
    Any prize
    1 in 3.29
    Beats price
    1 in 5.32
    Top prizes
    0 of 3
    No top prize left
  4. $5,000,000 CASH ROYALE

    #1579
    74.2% payout now
    EV / ticket
    $14.85
    Any prize
    1 in 3.88
    Beats price
    1 in 6.41
    Top prizes
    1 of 4
  5. $10,000 A WEEK FOR LIFE

    #1686
    74.0% payout now
    EV / ticket
    $14.80
    Any prize
    1 in 3.74
    Beats price
    1 in 5.97
    Top prizes
    2 of 3
  6. 200Xtra

    #1684
    73.4% payout now
    EV / ticket
    $14.68
    Any prize
    1 in 3.60
    Beats price
    1 in 5.69
    Top prizes
    2 of 4
  7. WIN EITHER $100 OR $200!

    #1657
    73.3% payout now
    EV / ticket
    $14.65
    Any prize
    1 in 7.87
    Beats price
    1 in 7.87
    Top prizes
    16,673 of 180,436
  8. MILLIONAIRE RICHES

    #1700
    73.3% payout now
    EV / ticket
    $14.65
    Any prize
    1 in 3.79
    Beats price
    1 in 6.07
    Top prizes
    4 of 4
  9. MYSTERY MULTIPLIER

    #1663
    73.1% payout now
    EV / ticket
    $14.61
    Any prize
    1 in 3.75
    Beats price
    1 in 5.92
    Top prizes
    2 of 4
  10. $5,000,000 BLITZ

    #1671
    73.0% payout now
    EV / ticket
    $14.60
    Any prize
    1 in 3.84
    Beats price
    1 in 6.20
    Top prizes
    3 of 4
  11. MILLIONAIRE MAKER

    #1540
    72.3% payout now
    EV / ticket
    $14.46
    Any prize
    1 in 3.88
    Beats price
    1 in 6.46
    Top prizes
    3 of 20
  12. $5,000,000 SPECTACULAR

    #1709
    68.3% payout now
    EV / ticket
    $13.66
    Any prize
    1 in 3.84
    Beats price
    1 in 6.24
    Top prizes
    4 of 4
    New
  13. $300,000,000 CASH PAYOUT

    #1528
    68.3% payout now
    EV / ticket
    $13.66
    Any prize
    1 in 4.11
    Beats price
    1 in 7.04
    Top prizes
    1 of 4
  14. $2,000,000 100X CASHWORD

    #1694
    66.8% payout now
    EV / ticket
    $13.36
    Any prize
    1 in 3.80
    Beats price
    1 in 7.04
    Top prizes
    3 of 4
  15. ALL CASH

    #1571
    66.6% payout now
    EV / ticket
    $13.32
    Any prize
    1 in 4.48
    Beats price
    1 in 4.48
    Top prizes
    155 of 1,680

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 15 games in a table
$20 New York Scratch-Offs
# Game Price Payout now EV / ticket Any-prize odds Cash odds Profit odds Top prize Top left 7-day
1. BONUS 100X #1643 $20 75.1% $15.03 1 in 3.84 1 in 3.84 1 in 6.10 $5,000,000 2 +0.3 pts
2. $2,000,000 CASHWORD #1609 $20 75.1% $15.02 1 in 2.92 1 in 2.92 1 in 6.39 $2,000,000 0 +7.8 pts
3. $10,000 A WEEK FOR LIFE #1584 $20 75.0% $15.00 1 in 3.29 1 in 3.29 1 in 5.32 $10,000 0 +1.0 pts
4. $5,000,000 CASH ROYALE #1579 $20 74.2% $14.85 1 in 3.88 1 in 3.88 1 in 6.41 $5,000,000 1 +0.2 pts
5. $10,000 A WEEK FOR LIFE #1686 $20 74.0% $14.80 1 in 3.74 1 in 3.74 1 in 5.97 $10,000 2 -0.2 pts
6. 200Xtra #1684 $20 73.4% $14.68 1 in 3.60 1 in 3.60 1 in 5.69 $5,000,000 2
7. WIN EITHER $100 OR $200! #1657 $20 73.3% $14.65 1 in 7.87 1 in 7.87 1 in 7.87 $200 16,673 +0.7 pts
8. MILLIONAIRE RICHES #1700 $20 73.3% $14.65 1 in 3.79 1 in 3.79 1 in 6.07 $5,000,000 4
9. MYSTERY MULTIPLIER #1663 $20 73.1% $14.61 1 in 3.75 1 in 3.75 1 in 5.92 $5,000,000 2 +0.1 pts
10. $5,000,000 BLITZ #1671 $20 73.0% $14.60 1 in 3.84 1 in 3.84 1 in 6.20 $5,000,000 3
11. MILLIONAIRE MAKER #1540 $20 72.3% $14.46 1 in 3.88 1 in 3.88 1 in 6.46 $1,000,000 3 +0.2 pts
12. $5,000,000 SPECTACULAR #1709 New $20 68.3% $13.66 1 in 3.84 1 in 3.84 1 in 6.24 $5,000,000 4
13. $300,000,000 CASH PAYOUT #1528 $20 68.3% $13.66 1 in 4.11 1 in 4.11 1 in 7.04 $5,000,000 1 -6.1 pts
14. $2,000,000 100X CASHWORD #1694 $20 66.8% $13.36 1 in 3.80 1 in 3.80 1 in 7.04 $2,000,000 3
15. ALL CASH #1571 $20 66.6% $13.32 1 in 4.48 1 in 4.48 1 in 4.48 $5,000 155 +0.7 pts

Frequently asked questions

Which $20 New York scratch-off is best right now?
BONUS 100X (#1643) at 75.1% current payout, about $15.03 back per ticket, as of September 9, 2026.
Are $20 tickets better value than other prices in New York?
The $20 tier averages 72.1% current payout across 15 active games. For comparison, $1 games average 67.2%, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $10 games average 67.2%, $30 games average 74.1%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
How many $20 games are on sale in New York?
15 as of September 9, 2026. We only publish a price page when at least three games are active at that price.
Do these numbers include free-ticket prizes?
The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.

Other New York pages