Bits & Odds

Best $20 New York Scratch-Offs (October 2026)

Data captured · 14 active $20 games

As of October 25, 2026, 14 $20 scratch-offs are on sale in New York, averaging 72.4% current payout. The best of them is BONUS 100X at 75.2% ($15.05 back per ticket, 1 in 3.88 for any prize).

Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In New York as of October 25, 2026, $1 games average 67.5%, $2 games average 66.7%, $3 games average 63.5%, $5 games average 68.7%, $10 games average 67.2%, $30 games average 73.4%. That is a tendency, not a rule: within this $20 tier the spread between the best and worst game is 8.6 payout points, which is why the table matters more than the tier.

  1. BONUS 100X

    #1643
    75.2% payout now
    EV / ticket
    $15.05
    Any prize
    1 in 3.88
    Beats price
    1 in 6.16
    Top prizes
    2 of 4
    Best payout
  2. $2,000,000 CASHWORD

    #1609
    75.1% payout now
    EV / ticket
    $15.02
    Any prize
    1 in 2.92
    Beats price
    1 in 6.38
    Top prizes
    0 of 4
    Figures uncertain No top prize left
  3. $5,000,000 CASH ROYALE

    #1579
    75.0% payout now
    EV / ticket
    $15.00
    Any prize
    1 in 3.85
    Beats price
    1 in 6.36
    Top prizes
    1 of 4
  4. $10,000 A WEEK FOR LIFE (#1686)

    #1686
    73.7% payout now
    EV / ticket
    $14.75
    Any prize
    1 in 3.78
    Beats price
    1 in 6.03
    Top prizes
    2 of 3
  5. WIN EITHER $100 OR $200!

    #1657
    73.7% payout now
    EV / ticket
    $14.74
    Any prize
    1 in 7.80
    Beats price
    1 in 7.80
    Top prizes
    10,077 of 180,436
  6. MILLIONAIRE RICHES

    #1700
    73.3% payout now
    EV / ticket
    $14.67
    Any prize
    1 in 3.80
    Beats price
    1 in 6.09
    Top prizes
    4 of 4
  7. MILLIONAIRE MAKER

    #1540
    73.2% payout now
    EV / ticket
    $14.65
    Any prize
    1 in 3.75
    Beats price
    1 in 6.26
    Top prizes
    2 of 20
  8. MYSTERY MULTIPLIER

    #1663
    73.1% payout now
    EV / ticket
    $14.62
    Any prize
    1 in 3.78
    Beats price
    1 in 5.96
    Top prizes
    2 of 4
  9. 200Xtra

    #1684
    73.0% payout now
    EV / ticket
    $14.61
    Any prize
    1 in 3.64
    Beats price
    1 in 5.75
    Top prizes
    2 of 4
  10. $5,000,000 SPECTACULAR

    #1709
    72.9% payout now
    EV / ticket
    $14.59
    Any prize
    1 in 3.88
    Beats price
    1 in 6.31
    Top prizes
    4 of 4
  11. $5,000,000 BLITZ

    #1671
    72.7% payout now
    EV / ticket
    $14.54
    Any prize
    1 in 3.87
    Beats price
    1 in 6.24
    Top prizes
    3 of 4
  12. $300,000,000 CASH PAYOUT

    #1528
    68.7% payout now
    EV / ticket
    $13.73
    Any prize
    1 in 4.17
    Beats price
    1 in 7.17
    Top prizes
    1 of 4
  13. ALL CASH

    #1571
    66.7% payout now
    EV / ticket
    $13.35
    Any prize
    1 in 4.46
    Beats price
    1 in 4.46
    Top prizes
    138 of 1,680
  14. $2,000,000 100X CASHWORD

    #1694
    66.6% payout now
    EV / ticket
    $13.32
    Any prize
    1 in 3.82
    Beats price
    1 in 7.08
    Top prizes
    3 of 4

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 14 games in a table
$20 New York Scratch-Offs
# Game Price Payout now EV / ticket Any-prize odds Cash odds Profit odds Top prize Top left 7-day
1. BONUS 100X #1643 $20 75.2% $15.05 1 in 3.88 1 in 3.88 1 in 6.16 $5,000,000 2 +0.2 pts
2. $2,000,000 CASHWORD #1609 $20 75.1%? $15.02 1 in 2.92 1 in 2.92 1 in 6.38 $2,000,000 0 +0.1 pts
3. $5,000,000 CASH ROYALE #1579 $20 75.0% $15.00 1 in 3.85 1 in 3.85 1 in 6.36 $5,000,000 1 0.0 pts
4. $10,000 A WEEK FOR LIFE #1686 $20 73.7% $14.75 1 in 3.78 1 in 3.78 1 in 6.03 $10,000,000 2 -0.1 pts
5. WIN EITHER $100 OR $200! #1657 $20 73.7% $14.74 1 in 7.80 1 in 7.80 1 in 7.80 $200 10,077 +0.1 pts
6. MILLIONAIRE RICHES #1700 $20 73.3% $14.67 1 in 3.80 1 in 3.80 1 in 6.09 $5,000,000 4 0.0 pts
7. MILLIONAIRE MAKER #1540 $20 73.2% $14.65 1 in 3.75 1 in 3.75 1 in 6.26 $1,000,000 2 +0.2 pts
8. MYSTERY MULTIPLIER #1663 $20 73.1% $14.62 1 in 3.78 1 in 3.78 1 in 5.96 $5,000,000 2 0.0 pts
9. 200Xtra #1684 $20 73.0% $14.61 1 in 3.64 1 in 3.64 1 in 5.75 $5,000,000 2 -0.1 pts
10. $5,000,000 SPECTACULAR #1709 $20 72.9% $14.59 1 in 3.88 1 in 3.88 1 in 6.31 $5,000,000 4 0.0 pts
11. $5,000,000 BLITZ #1671 $20 72.7% $14.54 1 in 3.87 1 in 3.87 1 in 6.24 $5,000,000 3 0.0 pts
12. $300,000,000 CASH PAYOUT #1528 $20 68.7% $13.73 1 in 4.17 1 in 4.17 1 in 7.17 $5,000,000 1 -0.3 pts
13. ALL CASH #1571 $20 66.7% $13.35 1 in 4.46 1 in 4.46 1 in 4.46 $5,000 138 -0.1 pts
14. $2,000,000 100X CASHWORD #1694 $20 66.6% $13.32 1 in 3.82 1 in 3.82 1 in 7.08 $2,000,000 3 +0.1 pts

Frequently asked questions

Which $20 New York scratch-off is best right now?
BONUS 100X (#1643) at 75.2% current payout, about $15.05 back per ticket, as of October 25, 2026.
Are $20 tickets better value than other prices in New York?
The $20 tier averages 72.4% current payout across 14 active games. For comparison, $1 games average 67.5%, $2 games average 66.7%, $3 games average 63.5%, $5 games average 68.7%, $10 games average 67.2%, $30 games average 73.4%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
How many $20 games are on sale in New York?
14 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
Do these numbers include free-ticket prizes?
The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.

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