Best $5 New York Scratch-Offs (October 2026)
As of October 25, 2026, 29 $5 scratch-offs are on sale in New York, averaging 68.7% current payout. The best of them is NEW YORK MILLIONAIRE at 90.0% ($4.50 back per ticket, 1 in 4.57 for any prize). $1,000,000 GOLD tops the list below at 93.6%, but its figures come from prize tiers that disagree about how many of its tickets are left, so we do not lead with it.
Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In New York as of October 25, 2026, $1 games average 67.5%, $2 games average 66.7%, $3 games average 63.5%, $10 games average 67.2%, $20 games average 72.4%, $30 games average 73.4%. That is a tendency, not a rule: within this $5 tier the spread between the best and worst game is 40.2 payout points, which is why the table matters more than the tier.
- 1 $5
$1,000,000 GOLD
#165593.6% payout now- EV / ticket
- $4.68
- Any prize
- 1 in 7.07
- Beats price
- 1 in 13.7
- Top prizes
- 2 of 4
- 2 $5
NEW YORK MILLIONAIRE
#165190.0% payout now- EV / ticket
- $4.50
- Any prize
- 1 in 4.57
- Beats price
- 1 in 9.00
- Top prizes
- 1 of 4
- 3 $5
$500,000 MATCH TO WIN
#165880.0% payout now- EV / ticket
- $4.00
- Any prize
- 1 in 2.81
- Beats price
- 1 in 5.18
- Top prizes
- 0 of 3
Figures uncertain No top prize left - 4 $5
50Xtra
#168579.5% payout now- EV / ticket
- $3.98
- Any prize
- 1 in 2.95
- Beats price
- 1 in 5.83
- Top prizes
- 0 of 4
Figures uncertain No top prize left - 5 $5
DOUBLE WIN
#161077.8% payout now- EV / ticket
- $3.89
- Any prize
- 1 in 3.04
- Beats price
- 1 in 4.80
- Top prizes
- 0 of 3
Figures uncertain No top prize left - 6 $5
BONUS 20X
#164177.2% payout now- EV / ticket
- $3.86
- Any prize
- 1 in 3.14
- Beats price
- 1 in 5.64
- Top prizes
- 0 of 4
Figures uncertain No top prize left - 7 $5
CASINO NIGHTS
#166172.6% payout now- EV / ticket
- $3.63
- Any prize
- 1 in 4.62
- Beats price
- 1 in 8.60
- Top prizes
- 1 of 4
- 8 $5
XTREME WINNINGS
#159672.0% payout now- EV / ticket
- $3.60
- Any prize
- 1 in 3.40
- Beats price
- 1 in 6.01
- Top prizes
- 0 of 4
No top prize left - 9 $5
$500,000 YEAR OF THE HORSE
#168270.0% payout now- EV / ticket
- $3.50
- Any prize
- 1 in 3.30
- Beats price
- 1 in 5.83
- Top prizes
- 0 of 3
No top prize left - 10 $5
DOUBLE TRIPLE CASHWORD (#1632)
#163269.7% payout now- EV / ticket
- $3.48
- Any prize
- 1 in 3.79
- Beats price
- 1 in 6.06
- Top prizes
- 0 of 10
Figures uncertain No top prize left - 11 $5
2026
#167868.9% payout now- EV / ticket
- $3.44
- Any prize
- 1 in 3.50
- Beats price
- 1 in 6.12
- Top prizes
- 0 of 3
No top prize left - 12 $5
WIN $250
#160467.8% payout now- EV / ticket
- $3.39
- Any prize
- 1 in 3.48
- Beats price
- 1 in 6.45
- Top prizes
- 492 of 18,340
- 13 $5
$500 HOLIDAY BONUS
#167567.5% payout now- EV / ticket
- $3.37
- Any prize
- 1 in 3.37
- Beats price
- 1 in 6.43
- Top prizes
- 173 of 1,570
- 14 $5
BINGO TIMES 20
#168967.3% payout now- EV / ticket
- $3.36
- Any prize
- 1 in 4.09
- Beats price
- 1 in 6.22
- Top prizes
- 2 of 5
- 15 $5
$1,000,000 MUST LOVE DOGS
#169266.9% payout now- EV / ticket
- $3.34
- Any prize
- 1 in 4.15
- Beats price
- 1 in 7.35
- Top prizes
- 1 of 3
- 16 $5
POT OF GOLD
#169566.7% payout now- EV / ticket
- $3.34
- Any prize
- 1 in 4.12
- Beats price
- 1 in 7.40
- Top prizes
- 1 of 3
- 17 $5
LUCKY NUMBERS
#171565.4% payout now- EV / ticket
- $3.27
- Any prize
- 1 in 4.44
- Beats price
- 1 in 8.10
- Top prizes
- 3 of 4
New - 18 $5
MORE MONEY
#166865.1% payout now- EV / ticket
- $3.25
- Any prize
- 1 in 3.88
- Beats price
- 1 in 6.58
- Top prizes
- 0 of 3
No top prize left - 19 $5
13
#171464.5% payout now- EV / ticket
- $3.23
- Any prize
- 1 in 4.20
- Beats price
- 1 in 7.20
- Top prizes
- 3 of 3
New - 20 $5
LADY LUCK 25X
#170564.1% payout now- EV / ticket
- $3.20
- Any prize
- 1 in 4.39
- Beats price
- 1 in 7.15
- Top prizes
- 3 of 4
- 21 $5
HOT DOG!
#170164.1% payout now- EV / ticket
- $3.20
- Any prize
- 1 in 4.51
- Beats price
- 1 in 8.21
- Top prizes
- 2 of 3
- 22 $5
DOUBLE YOUR MONEY
#169864.0% payout now- EV / ticket
- $3.20
- Any prize
- 1 in 5.23
- Beats price
- 1 in 5.23
- Top prizes
- 1 of 3
- 23 $5
CASH LINES
#172864.0% payout now- EV / ticket
- $3.20
- Any prize
- 1 in 4.16
- Beats price
- 1 in 7.04
- Top prizes
- 3 of 3
- 24 $5
DOUBLE TRIPLE CASHWORD (#1708)
#170863.8% payout now- EV / ticket
- $3.19
- Any prize
- 1 in 5.17
- Beats price
- 1 in 6.97
- Top prizes
- 9 of 10
- 25 $5
BINGO MULTIPLIER
#164763.8% payout now- EV / ticket
- $3.19
- Any prize
- 1 in 4.25
- Beats price
- 1 in 6.43
- Top prizes
- 0 of 4
No top prize left - 26 $5
LUCKY 13
#167259.4% payout now- EV / ticket
- $2.97
- Any prize
- 1 in 5.39
- Beats price
- 1 in 11.0
- Top prizes
- 1 of 3
- 27 $5
WINNING STREAK 25X
#166458.3% payout now- EV / ticket
- $2.92
- Any prize
- 1 in 5.23
- Beats price
- 1 in 8.46
- Top prizes
- 0 of 4
No top prize left - 28 $5
$500,000 BLAST
#160056.4% payout now- EV / ticket
- $2.82
- Any prize
- 1 in 4.99
- Beats price
- 1 in 9.61
- Top prizes
- 1 of 3
- 29 $5
MONEY VAULT MULTIPLIER
#171053.4% payout now- EV / ticket
- $2.67
- Any prize
- 1 in 5.64
- Beats price
- 1 in 9.89
- Top prizes
- 4 of 4
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 29 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. $1,000,000 GOLD | $5 | 93.6%? | $4.68 | 1 in 7.07 | 1 in 7.07 | 1 in 13.7 | $1,000,000 | 2 | 0.0 pts |
| 2. NEW YORK MILLIONAIRE | $5 | 90.0% | $4.50 | 1 in 4.57 | 1 in 4.57 | 1 in 9.00 | $1,000,000 | 1 | 0.0 pts |
| 3. $500,000 MATCH TO WIN | $5 | 80.0%? | $4.00 | 1 in 2.81 | 1 in 2.81 | 1 in 5.18 | $500,000 | 0 | 0.0 pts |
| 4. 50Xtra | $5 | 79.5%? | $3.98 | 1 in 2.95 | 1 in 2.95 | 1 in 5.83 | $1,000,000 | 0 | +0.1 pts |
| 5. DOUBLE WIN | $5 | 77.8%? | $3.89 | 1 in 3.04 | 1 in 3.04 | 1 in 4.80 | $500,000 | 0 | 0.0 pts |
| 6. BONUS 20X | $5 | 77.2%? | $3.86 | 1 in 3.14 | 1 in 3.14 | 1 in 5.64 | $1,000,000 | 0 | 0.0 pts |
| 7. CASINO NIGHTS | $5 | 72.6% | $3.63 | 1 in 4.62 | 1 in 4.62 | 1 in 8.60 | $500,000 | 1 | 0.0 pts |
| 8. XTREME WINNINGS | $5 | 72.0% | $3.60 | 1 in 3.40 | 1 in 3.40 | 1 in 6.01 | $1,000,000 | 0 | 0.0 pts |
| 9. $500,000 YEAR OF THE HORSE | $5 | 70.0% | $3.50 | 1 in 3.30 | 1 in 3.30 | 1 in 5.83 | $500,000 | 0 | 0.0 pts |
| 10. DOUBLE TRIPLE CASHWORD | $5 | 69.7%? | $3.48 | 1 in 3.79 | 1 in 3.79 | 1 in 6.06 | $300,000 | 0 | 0.0 pts |
| 11. 2026 | $5 | 68.9% | $3.44 | 1 in 3.50 | 1 in 3.50 | 1 in 6.12 | $500,000 | 0 | 0.0 pts |
| 12. WIN $250 | $5 | 67.8%? | $3.39 | 1 in 3.48 | 1 in 3.48 | 1 in 6.45 | $250 | 492 | 0.0 pts |
| 13. $500 HOLIDAY BONUS | $5 | 67.5% | $3.37 | 1 in 3.37 | 1 in 3.37 | 1 in 6.43 | $500 | 173 | 0.0 pts |
| 14. BINGO TIMES 20 | $5 | 67.3% | $3.36 | 1 in 4.09 | 1 in 4.09 | 1 in 6.22 | $300,000 | 2 | -0.3 pts |
| 15. $1,000,000 MUST LOVE DOGS | $5 | 66.9% | $3.34 | 1 in 4.15 | 1 in 4.15 | 1 in 7.35 | $1,000,000 | 1 | -0.1 pts |
| 16. POT OF GOLD | $5 | 66.7% | $3.34 | 1 in 4.12 | 1 in 4.12 | 1 in 7.40 | $500,000 | 1 | -0.1 pts |
| 17. LUCKY NUMBERS New | $5 | 65.4% | $3.27 | 1 in 4.44 | 1 in 4.44 | 1 in 8.10 | $300,000 | 3 | +0.1 pts |
| 18. MORE MONEY | $5 | 65.1% | $3.25 | 1 in 3.88 | 1 in 3.88 | 1 in 6.58 | $1,000,000 | 0 | 0.0 pts |
| 19. 13 New | $5 | 64.5% | $3.23 | 1 in 4.20 | 1 in 4.20 | 1 in 7.20 | $500,000 | 3 | -0.4 pts |
| 20. LADY LUCK 25X | $5 | 64.1% | $3.20 | 1 in 4.39 | 1 in 4.39 | 1 in 7.15 | $500,000 | 3 | -0.2 pts |
| 21. HOT DOG! | $5 | 64.1% | $3.20 | 1 in 4.51 | 1 in 4.51 | 1 in 8.21 | $500,000 | 2 | +0.1 pts |
| 22. DOUBLE YOUR MONEY | $5 | 64.0% | $3.20 | 1 in 5.23 | 1 in 5.23 | 1 in 5.23 | $500,000 | 1 | +0.2 pts |
| 23. CASH LINES | $5 | 64.0% | $3.20 | 1 in 4.16 | 1 in 4.16 | 1 in 7.04 | $300,000 | 3 | -0.2 pts |
| 24. DOUBLE TRIPLE CASHWORD | $5 | 63.8% | $3.19 | 1 in 5.17 | 1 in 5.17 | 1 in 6.97 | $300,000 | 9 | -0.1 pts |
| 25. BINGO MULTIPLIER | $5 | 63.8% | $3.19 | 1 in 4.25 | 1 in 4.25 | 1 in 6.43 | $300,000 | 0 | 0.0 pts |
| 26. LUCKY 13 | $5 | 59.4%? | $2.97 | 1 in 5.39 | 1 in 5.39 | 1 in 11.0 | $500,000 | 1 | 0.0 pts |
| 27. WINNING STREAK 25X | $5 | 58.3% | $2.92 | 1 in 5.23 | 1 in 5.23 | 1 in 8.46 | $500,000 | 0 | 0.0 pts |
| 28. $500,000 BLAST | $5 | 56.4% | $2.82 | 1 in 4.99 | 1 in 4.99 | 1 in 9.61 | $500,000 | 1 | 0.0 pts |
| 29. MONEY VAULT MULTIPLIER | $5 | 53.4%? | $2.67 | 1 in 5.64 | 1 in 5.64 | 1 in 9.89 | $1,000,000 | 4 | 0.0 pts |
Frequently asked questions
- Which $5 New York scratch-off is best right now?
- NEW YORK MILLIONAIRE (#1651) at 90.0% current payout, about $4.50 back per ticket, as of October 25, 2026.
- Are $5 tickets better value than other prices in New York?
- The $5 tier averages 68.7% current payout across 29 active games. For comparison, $1 games average 67.5%, $2 games average 66.7%, $3 games average 63.5%, $10 games average 67.2%, $20 games average 72.4%, $30 games average 73.4%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $5 games are on sale in New York?
- 29 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $5 ticket price.