Best $5 New York Scratch-Offs (September 2026)
As of September 9, 2026, 28 $5 scratch-offs are on sale in New York, averaging 69.5% current payout. The best of them is $1,000,000 GOLD at 93.4% ($4.67 back per ticket, 1 in 7.03 for any prize).
Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In New York today, $1 games average 67.2%, $2 games average 67.0%, $3 games average 63.2%, $10 games average 67.2%, $20 games average 72.1%, $30 games average 74.1%. That is an average, not a rule: within this $5 tier the spread between the best and worst game is 40.9 payout points, which is why the table matters more than the tier.
- 1 $5
$1,000,000 GOLD
#165593.4% payout now- EV / ticket
- $4.67
- Any prize
- 1 in 7.03
- Beats price
- 1 in 13.6
- Top prizes
- 2 of 4
Best payout - 2 $5
NEW YORK MILLIONAIRE
#165190.1% payout now- EV / ticket
- $4.50
- Any prize
- 1 in 4.55
- Beats price
- 1 in 8.95
- Top prizes
- 1 of 4
- 3 $5
$500,000 MATCH TO WIN
#165880.1% payout now- EV / ticket
- $4.00
- Any prize
- 1 in 2.80
- Beats price
- 1 in 5.17
- Top prizes
- 0 of 3
No top prize left - 4 $5
WILD CASH MULTIPLIER
#157779.1% payout now- EV / ticket
- $3.96
- Any prize
- 1 in 3.06
- Beats price
- 1 in 5.66
- Top prizes
- 0 of 3
No top prize left - 5 $5
DOUBLE WIN
#161077.9% payout now- EV / ticket
- $3.89
- Any prize
- 1 in 3.04
- Beats price
- 1 in 4.80
- Top prizes
- 0 of 3
No top prize left - 6 $5
BONUS 20X
#164177.2% payout now- EV / ticket
- $3.86
- Any prize
- 1 in 3.14
- Beats price
- 1 in 5.64
- Top prizes
- 0 of 4
No top prize left - 7 $5
50Xtra
#168575.5% payout now- EV / ticket
- $3.77
- Any prize
- 1 in 3.59
- Beats price
- 1 in 6.85
- Top prizes
- 1 of 4
- 8 $5
CASINO NIGHTS
#166172.8% payout now- EV / ticket
- $3.64
- Any prize
- 1 in 4.58
- Beats price
- 1 in 8.52
- Top prizes
- 1 of 4
- 9 $5
XTREME WINNINGS
#159672.0% payout now- EV / ticket
- $3.60
- Any prize
- 1 in 3.40
- Beats price
- 1 in 6.01
- Top prizes
- 0 of 4
No top prize left - 10 $5
$500,000 YEAR OF THE HORSE
#168270.1% payout now- EV / ticket
- $3.51
- Any prize
- 1 in 3.29
- Beats price
- 1 in 5.82
- Top prizes
- 0 of 3
No top prize left - 11 $5
DOUBLE TRIPLE CASHWORD
#163269.4% payout now- EV / ticket
- $3.47
- Any prize
- 1 in 3.82
- Beats price
- 1 in 6.09
- Top prizes
- 0 of 10
No top prize left - 12 $5
BIG MONEY X20
#161369.0% payout now- EV / ticket
- $3.45
- Any prize
- 1 in 3.41
- Beats price
- 1 in 6.34
- Top prizes
- 0 of 3
No top prize left - 13 $5
2026
#167868.8% payout now- EV / ticket
- $3.44
- Any prize
- 1 in 3.50
- Beats price
- 1 in 6.12
- Top prizes
- 0 of 3
No top prize left - 14 $5
$1,000,000 MUST LOVE DOGS
#169268.2% payout now- EV / ticket
- $3.41
- Any prize
- 1 in 4.39
- Beats price
- 1 in 7.75
- Top prizes
- 2 of 3
- 15 $5
WIN $250
#160467.8% payout now- EV / ticket
- $3.39
- Any prize
- 1 in 3.48
- Beats price
- 1 in 6.45
- Top prizes
- 494 of 18,340
- 16 $5
$500 HOLIDAY BONUS
#167567.6% payout now- EV / ticket
- $3.38
- Any prize
- 1 in 3.36
- Beats price
- 1 in 6.42
- Top prizes
- 173 of 1,570
- 17 $5
POT OF GOLD
#169566.4% payout now- EV / ticket
- $3.32
- Any prize
- 1 in 4.11
- Beats price
- 1 in 7.36
- Top prizes
- 1 of 3
- 18 $5
BINGO TIMES 20
#168966.0% payout now- EV / ticket
- $3.30
- Any prize
- 1 in 4.16
- Beats price
- 1 in 6.33
- Top prizes
- 2 of 5
- 19 $5
DOUBLE YOUR MONEY
#169865.4% payout now- EV / ticket
- $3.27
- Any prize
- 1 in 5.02
- Beats price
- 1 in 5.02
- Top prizes
- 1 of 3
- 20 $5
MORE MONEY
#166865.1% payout now- EV / ticket
- $3.25
- Any prize
- 1 in 3.88
- Beats price
- 1 in 6.57
- Top prizes
- 0 of 3
No top prize left - 21 $5
HOT DOG!
#170164.5% payout now- EV / ticket
- $3.22
- Any prize
- 1 in 4.44
- Beats price
- 1 in 8.06
- Top prizes
- 2 of 3
- 22 $5
LADY LUCK 25X
#170564.4% payout now- EV / ticket
- $3.22
- Any prize
- 1 in 4.39
- Beats price
- 1 in 7.14
- Top prizes
- 4 of 4
- 23 $5
DOUBLE TRIPLE CASHWORD
#170864.1% payout now- EV / ticket
- $3.21
- Any prize
- 1 in 5.14
- Beats price
- 1 in 6.93
- Top prizes
- 10 of 10
- 24 $5
BINGO MULTIPLIER
#164763.8% payout now- EV / ticket
- $3.19
- Any prize
- 1 in 4.24
- Beats price
- 1 in 6.43
- Top prizes
- 0 of 4
No top prize left - 25 $5
LUCKY 13
#167259.6% payout now- EV / ticket
- $2.98
- Any prize
- 1 in 5.33
- Beats price
- 1 in 10.9
- Top prizes
- 1 of 3
- 26 $5
WINNING STREAK 25X
#166458.5% payout now- EV / ticket
- $2.92
- Any prize
- 1 in 5.21
- Beats price
- 1 in 8.42
- Top prizes
- 0 of 4
No top prize left - 27 $5
$500,000 BLAST
#160056.6% payout now- EV / ticket
- $2.83
- Any prize
- 1 in 4.97
- Beats price
- 1 in 9.54
- Top prizes
- 1 of 3
- 28 $5
MONEY VAULT MULTIPLIER
#171052.5% payout now- EV / ticket
- $2.62
- Any prize
- 1 in 5.56
- Beats price
- 1 in 9.72
- Top prizes
- 4 of 4
New
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 28 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. $1,000,000 GOLD | $5 | 93.4% | $4.67 | 1 in 7.03 | 1 in 7.03 | 1 in 13.6 | $1,000,000 | 2 | +12.2 pts |
| 2. NEW YORK MILLIONAIRE | $5 | 90.1% | $4.50 | 1 in 4.55 | 1 in 4.55 | 1 in 8.95 | $1,000,000 | 1 | +17.7 pts |
| 3. $500,000 MATCH TO WIN | $5 | 80.1% | $4.00 | 1 in 2.80 | 1 in 2.80 | 1 in 5.17 | $500,000 | 0 | +13.8 pts |
| 4. WILD CASH MULTIPLIER | $5 | 79.1% | $3.96 | 1 in 3.06 | 1 in 3.06 | 1 in 5.66 | $500,000 | 0 | -0.1 pts |
| 5. DOUBLE WIN | $5 | 77.9% | $3.89 | 1 in 3.04 | 1 in 3.04 | 1 in 4.80 | $500,000 | 0 | +14.1 pts |
| 6. BONUS 20X | $5 | 77.2% | $3.86 | 1 in 3.14 | 1 in 3.14 | 1 in 5.64 | $1,000,000 | 0 | +7.8 pts |
| 7. 50Xtra | $5 | 75.5% | $3.77 | 1 in 3.59 | 1 in 3.59 | 1 in 6.85 | $1,000,000 | 1 | — |
| 8. CASINO NIGHTS | $5 | 72.8% | $3.64 | 1 in 4.58 | 1 in 4.58 | 1 in 8.52 | $500,000 | 1 | +8.1 pts |
| 9. XTREME WINNINGS | $5 | 72.0% | $3.60 | 1 in 3.40 | 1 in 3.40 | 1 in 6.01 | $1,000,000 | 0 | +2.8 pts |
| 10. $500,000 YEAR OF THE HORSE | $5 | 70.1% | $3.51 | 1 in 3.29 | 1 in 3.29 | 1 in 5.82 | $500,000 | 0 | — |
| 11. DOUBLE TRIPLE CASHWORD | $5 | 69.4% | $3.47 | 1 in 3.82 | 1 in 3.82 | 1 in 6.09 | $300,000 | 0 | +6.0 pts |
| 12. BIG MONEY X20 | $5 | 69.0% | $3.45 | 1 in 3.41 | 1 in 3.41 | 1 in 6.34 | $500,000 | 0 | -0.1 pts |
| 13. 2026 | $5 | 68.8% | $3.44 | 1 in 3.50 | 1 in 3.50 | 1 in 6.12 | $500,000 | 0 | — |
| 14. $1,000,000 MUST LOVE DOGS | $5 | 68.2% | $3.41 | 1 in 4.39 | 1 in 4.39 | 1 in 7.75 | $1,000,000 | 2 | — |
| 15. WIN $250 | $5 | 67.8% | $3.39 | 1 in 3.48 | 1 in 3.48 | 1 in 6.45 | $250 | 494 | +0.7 pts |
| 16. $500 HOLIDAY BONUS | $5 | 67.6% | $3.38 | 1 in 3.36 | 1 in 3.36 | 1 in 6.42 | $500 | 173 | — |
| 17. POT OF GOLD | $5 | 66.4% | $3.32 | 1 in 4.11 | 1 in 4.11 | 1 in 7.36 | $500,000 | 1 | — |
| 18. BINGO TIMES 20 | $5 | 66.0% | $3.30 | 1 in 4.16 | 1 in 4.16 | 1 in 6.33 | $300,000 | 2 | — |
| 19. DOUBLE YOUR MONEY | $5 | 65.4% | $3.27 | 1 in 5.02 | 1 in 5.02 | 1 in 5.02 | $500,000 | 1 | — |
| 20. MORE MONEY | $5 | 65.1% | $3.25 | 1 in 3.88 | 1 in 3.88 | 1 in 6.57 | $1,000,000 | 0 | -1.8 pts |
| 21. HOT DOG! | $5 | 64.5% | $3.22 | 1 in 4.44 | 1 in 4.44 | 1 in 8.06 | $500,000 | 2 | — |
| 22. LADY LUCK 25X | $5 | 64.4% | $3.22 | 1 in 4.39 | 1 in 4.39 | 1 in 7.14 | $500,000 | 4 | — |
| 23. DOUBLE TRIPLE CASHWORD | $5 | 64.1% | $3.21 | 1 in 5.14 | 1 in 5.14 | 1 in 6.93 | $300,000 | 10 | — |
| 24. BINGO MULTIPLIER | $5 | 63.8% | $3.19 | 1 in 4.24 | 1 in 4.24 | 1 in 6.43 | $300,000 | 0 | +0.2 pts |
| 25. LUCKY 13 | $5 | 59.6% | $2.98 | 1 in 5.33 | 1 in 5.33 | 1 in 10.9 | $500,000 | 1 | — |
| 26. WINNING STREAK 25X | $5 | 58.5% | $2.92 | 1 in 5.21 | 1 in 5.21 | 1 in 8.42 | $500,000 | 0 | -6.1 pts |
| 27. $500,000 BLAST | $5 | 56.6% | $2.83 | 1 in 4.97 | 1 in 4.97 | 1 in 9.54 | $500,000 | 1 | -8.2 pts |
| 28. MONEY VAULT MULTIPLIER New | $5 | 52.5% | $2.62 | 1 in 5.56 | 1 in 5.56 | 1 in 9.72 | $1,000,000 | 4 | — |
Frequently asked questions
- Which $5 New York scratch-off is best right now?
- $1,000,000 GOLD (#1655) at 93.4% current payout, about $4.67 back per ticket, as of September 9, 2026.
- Are $5 tickets better value than other prices in New York?
- The $5 tier averages 69.5% current payout across 28 active games. For comparison, $1 games average 67.2%, $2 games average 67.0%, $3 games average 63.2%, $10 games average 67.2%, $20 games average 72.1%, $30 games average 74.1%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $5 games are on sale in New York?
- 28 as of September 9, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $5 ticket price.