Bits & Odds

Best $5 New York Scratch-Offs (October 2026)

Data captured · 29 active $5 games

As of October 25, 2026, 29 $5 scratch-offs are on sale in New York, averaging 68.7% current payout. The best of them is NEW YORK MILLIONAIRE at 90.0% ($4.50 back per ticket, 1 in 4.57 for any prize). $1,000,000 GOLD tops the list below at 93.6%, but its figures come from prize tiers that disagree about how many of its tickets are left, so we do not lead with it.

Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In New York as of October 25, 2026, $1 games average 67.5%, $2 games average 66.7%, $3 games average 63.5%, $10 games average 67.2%, $20 games average 72.4%, $30 games average 73.4%. That is a tendency, not a rule: within this $5 tier the spread between the best and worst game is 40.2 payout points, which is why the table matters more than the tier.

  1. $1,000,000 GOLD

    #1655
    93.6% payout now
    EV / ticket
    $4.68
    Any prize
    1 in 7.07
    Beats price
    1 in 13.7
    Top prizes
    2 of 4
  2. NEW YORK MILLIONAIRE

    #1651
    90.0% payout now
    EV / ticket
    $4.50
    Any prize
    1 in 4.57
    Beats price
    1 in 9.00
    Top prizes
    1 of 4
  3. $500,000 MATCH TO WIN

    #1658
    80.0% payout now
    EV / ticket
    $4.00
    Any prize
    1 in 2.81
    Beats price
    1 in 5.18
    Top prizes
    0 of 3
    Figures uncertain No top prize left
  4. 50Xtra

    #1685
    79.5% payout now
    EV / ticket
    $3.98
    Any prize
    1 in 2.95
    Beats price
    1 in 5.83
    Top prizes
    0 of 4
    Figures uncertain No top prize left
  5. DOUBLE WIN

    #1610
    77.8% payout now
    EV / ticket
    $3.89
    Any prize
    1 in 3.04
    Beats price
    1 in 4.80
    Top prizes
    0 of 3
    Figures uncertain No top prize left
  6. BONUS 20X

    #1641
    77.2% payout now
    EV / ticket
    $3.86
    Any prize
    1 in 3.14
    Beats price
    1 in 5.64
    Top prizes
    0 of 4
    Figures uncertain No top prize left
  7. CASINO NIGHTS

    #1661
    72.6% payout now
    EV / ticket
    $3.63
    Any prize
    1 in 4.62
    Beats price
    1 in 8.60
    Top prizes
    1 of 4
  8. XTREME WINNINGS

    #1596
    72.0% payout now
    EV / ticket
    $3.60
    Any prize
    1 in 3.40
    Beats price
    1 in 6.01
    Top prizes
    0 of 4
    No top prize left
  9. $500,000 YEAR OF THE HORSE

    #1682
    70.0% payout now
    EV / ticket
    $3.50
    Any prize
    1 in 3.30
    Beats price
    1 in 5.83
    Top prizes
    0 of 3
    No top prize left
  10. DOUBLE TRIPLE CASHWORD (#1632)

    #1632
    69.7% payout now
    EV / ticket
    $3.48
    Any prize
    1 in 3.79
    Beats price
    1 in 6.06
    Top prizes
    0 of 10
    Figures uncertain No top prize left
  11. 2026

    #1678
    68.9% payout now
    EV / ticket
    $3.44
    Any prize
    1 in 3.50
    Beats price
    1 in 6.12
    Top prizes
    0 of 3
    No top prize left
  12. WIN $250

    #1604
    67.8% payout now
    EV / ticket
    $3.39
    Any prize
    1 in 3.48
    Beats price
    1 in 6.45
    Top prizes
    492 of 18,340
  13. $500 HOLIDAY BONUS

    #1675
    67.5% payout now
    EV / ticket
    $3.37
    Any prize
    1 in 3.37
    Beats price
    1 in 6.43
    Top prizes
    173 of 1,570
  14. BINGO TIMES 20

    #1689
    67.3% payout now
    EV / ticket
    $3.36
    Any prize
    1 in 4.09
    Beats price
    1 in 6.22
    Top prizes
    2 of 5
  15. $1,000,000 MUST LOVE DOGS

    #1692
    66.9% payout now
    EV / ticket
    $3.34
    Any prize
    1 in 4.15
    Beats price
    1 in 7.35
    Top prizes
    1 of 3
  16. POT OF GOLD

    #1695
    66.7% payout now
    EV / ticket
    $3.34
    Any prize
    1 in 4.12
    Beats price
    1 in 7.40
    Top prizes
    1 of 3
  17. LUCKY NUMBERS

    #1715
    65.4% payout now
    EV / ticket
    $3.27
    Any prize
    1 in 4.44
    Beats price
    1 in 8.10
    Top prizes
    3 of 4
    New
  18. MORE MONEY

    #1668
    65.1% payout now
    EV / ticket
    $3.25
    Any prize
    1 in 3.88
    Beats price
    1 in 6.58
    Top prizes
    0 of 3
    No top prize left
  19. 13

    #1714
    64.5% payout now
    EV / ticket
    $3.23
    Any prize
    1 in 4.20
    Beats price
    1 in 7.20
    Top prizes
    3 of 3
    New
  20. LADY LUCK 25X

    #1705
    64.1% payout now
    EV / ticket
    $3.20
    Any prize
    1 in 4.39
    Beats price
    1 in 7.15
    Top prizes
    3 of 4
  21. HOT DOG!

    #1701
    64.1% payout now
    EV / ticket
    $3.20
    Any prize
    1 in 4.51
    Beats price
    1 in 8.21
    Top prizes
    2 of 3
  22. DOUBLE YOUR MONEY

    #1698
    64.0% payout now
    EV / ticket
    $3.20
    Any prize
    1 in 5.23
    Beats price
    1 in 5.23
    Top prizes
    1 of 3
  23. CASH LINES

    #1728
    64.0% payout now
    EV / ticket
    $3.20
    Any prize
    1 in 4.16
    Beats price
    1 in 7.04
    Top prizes
    3 of 3
  24. DOUBLE TRIPLE CASHWORD (#1708)

    #1708
    63.8% payout now
    EV / ticket
    $3.19
    Any prize
    1 in 5.17
    Beats price
    1 in 6.97
    Top prizes
    9 of 10
  25. BINGO MULTIPLIER

    #1647
    63.8% payout now
    EV / ticket
    $3.19
    Any prize
    1 in 4.25
    Beats price
    1 in 6.43
    Top prizes
    0 of 4
    No top prize left
  26. LUCKY 13

    #1672
    59.4% payout now
    EV / ticket
    $2.97
    Any prize
    1 in 5.39
    Beats price
    1 in 11.0
    Top prizes
    1 of 3
  27. WINNING STREAK 25X

    #1664
    58.3% payout now
    EV / ticket
    $2.92
    Any prize
    1 in 5.23
    Beats price
    1 in 8.46
    Top prizes
    0 of 4
    No top prize left
  28. $500,000 BLAST

    #1600
    56.4% payout now
    EV / ticket
    $2.82
    Any prize
    1 in 4.99
    Beats price
    1 in 9.61
    Top prizes
    1 of 3
  29. MONEY VAULT MULTIPLIER

    #1710
    53.4% payout now
    EV / ticket
    $2.67
    Any prize
    1 in 5.64
    Beats price
    1 in 9.89
    Top prizes
    4 of 4

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 29 games in a table
$5 New York Scratch-Offs
# Game Price Payout now EV / ticket Any-prize odds Cash odds Profit odds Top prize Top left 7-day
1. $1,000,000 GOLD #1655 $5 93.6%? $4.68 1 in 7.07 1 in 7.07 1 in 13.7 $1,000,000 2 0.0 pts
2. NEW YORK MILLIONAIRE #1651 $5 90.0% $4.50 1 in 4.57 1 in 4.57 1 in 9.00 $1,000,000 1 0.0 pts
3. $500,000 MATCH TO WIN #1658 $5 80.0%? $4.00 1 in 2.81 1 in 2.81 1 in 5.18 $500,000 0 0.0 pts
4. 50Xtra #1685 $5 79.5%? $3.98 1 in 2.95 1 in 2.95 1 in 5.83 $1,000,000 0 +0.1 pts
5. DOUBLE WIN #1610 $5 77.8%? $3.89 1 in 3.04 1 in 3.04 1 in 4.80 $500,000 0 0.0 pts
6. BONUS 20X #1641 $5 77.2%? $3.86 1 in 3.14 1 in 3.14 1 in 5.64 $1,000,000 0 0.0 pts
7. CASINO NIGHTS #1661 $5 72.6% $3.63 1 in 4.62 1 in 4.62 1 in 8.60 $500,000 1 0.0 pts
8. XTREME WINNINGS #1596 $5 72.0% $3.60 1 in 3.40 1 in 3.40 1 in 6.01 $1,000,000 0 0.0 pts
9. $500,000 YEAR OF THE HORSE #1682 $5 70.0% $3.50 1 in 3.30 1 in 3.30 1 in 5.83 $500,000 0 0.0 pts
10. DOUBLE TRIPLE CASHWORD #1632 $5 69.7%? $3.48 1 in 3.79 1 in 3.79 1 in 6.06 $300,000 0 0.0 pts
11. 2026 #1678 $5 68.9% $3.44 1 in 3.50 1 in 3.50 1 in 6.12 $500,000 0 0.0 pts
12. WIN $250 #1604 $5 67.8%? $3.39 1 in 3.48 1 in 3.48 1 in 6.45 $250 492 0.0 pts
13. $500 HOLIDAY BONUS #1675 $5 67.5% $3.37 1 in 3.37 1 in 3.37 1 in 6.43 $500 173 0.0 pts
14. BINGO TIMES 20 #1689 $5 67.3% $3.36 1 in 4.09 1 in 4.09 1 in 6.22 $300,000 2 -0.3 pts
15. $1,000,000 MUST LOVE DOGS #1692 $5 66.9% $3.34 1 in 4.15 1 in 4.15 1 in 7.35 $1,000,000 1 -0.1 pts
16. POT OF GOLD #1695 $5 66.7% $3.34 1 in 4.12 1 in 4.12 1 in 7.40 $500,000 1 -0.1 pts
17. LUCKY NUMBERS #1715 New $5 65.4% $3.27 1 in 4.44 1 in 4.44 1 in 8.10 $300,000 3 +0.1 pts
18. MORE MONEY #1668 $5 65.1% $3.25 1 in 3.88 1 in 3.88 1 in 6.58 $1,000,000 0 0.0 pts
19. 13 #1714 New $5 64.5% $3.23 1 in 4.20 1 in 4.20 1 in 7.20 $500,000 3 -0.4 pts
20. LADY LUCK 25X #1705 $5 64.1% $3.20 1 in 4.39 1 in 4.39 1 in 7.15 $500,000 3 -0.2 pts
21. HOT DOG! #1701 $5 64.1% $3.20 1 in 4.51 1 in 4.51 1 in 8.21 $500,000 2 +0.1 pts
22. DOUBLE YOUR MONEY #1698 $5 64.0% $3.20 1 in 5.23 1 in 5.23 1 in 5.23 $500,000 1 +0.2 pts
23. CASH LINES #1728 $5 64.0% $3.20 1 in 4.16 1 in 4.16 1 in 7.04 $300,000 3 -0.2 pts
24. DOUBLE TRIPLE CASHWORD #1708 $5 63.8% $3.19 1 in 5.17 1 in 5.17 1 in 6.97 $300,000 9 -0.1 pts
25. BINGO MULTIPLIER #1647 $5 63.8% $3.19 1 in 4.25 1 in 4.25 1 in 6.43 $300,000 0 0.0 pts
26. LUCKY 13 #1672 $5 59.4%? $2.97 1 in 5.39 1 in 5.39 1 in 11.0 $500,000 1 0.0 pts
27. WINNING STREAK 25X #1664 $5 58.3% $2.92 1 in 5.23 1 in 5.23 1 in 8.46 $500,000 0 0.0 pts
28. $500,000 BLAST #1600 $5 56.4% $2.82 1 in 4.99 1 in 4.99 1 in 9.61 $500,000 1 0.0 pts
29. MONEY VAULT MULTIPLIER #1710 $5 53.4%? $2.67 1 in 5.64 1 in 5.64 1 in 9.89 $1,000,000 4 0.0 pts

Frequently asked questions

Which $5 New York scratch-off is best right now?
NEW YORK MILLIONAIRE (#1651) at 90.0% current payout, about $4.50 back per ticket, as of October 25, 2026.
Are $5 tickets better value than other prices in New York?
The $5 tier averages 68.7% current payout across 29 active games. For comparison, $1 games average 67.5%, $2 games average 66.7%, $3 games average 63.5%, $10 games average 67.2%, $20 games average 72.4%, $30 games average 73.4%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
How many $5 games are on sale in New York?
29 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
Do these numbers include free-ticket prizes?
The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $5 ticket price.

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