Bits & Odds

Best $1 New York Scratch-Offs (September 2026)

Data captured September 9, 2026 · 15 active $1 games

As of September 9, 2026, 15 $1 scratch-offs are on sale in New York, averaging 67.2% current payout. The best of them is INSTANT TAKE 5 at 95.6% ($0.96 back per ticket, 1 in 1.79 for any prize).

Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In New York today, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $10 games average 67.2%, $20 games average 72.1%, $30 games average 74.1%. That is an average, not a rule: within this $1 tier the spread between the best and worst game is 45.3 payout points, which is why the table matters more than the tier.

  1. INSTANT TAKE 5

    #1680
    95.6% payout now
    EV / ticket
    $0.96
    Any prize
    1 in 1.79
    Beats price
    1 in 10.5
    Top prizes
    56 of 95
    Best payout
  2. BONUS 5X

    #1638
    74.1% payout now
    EV / ticket
    $0.74
    Any prize
    1 in 3.45
    Beats price
    1 in 6.14
    Top prizes
    1 of 12
  3. 10Xtra

    #1679
    73.9% payout now
    EV / ticket
    $0.74
    Any prize
    1 in 3.67
    Beats price
    1 in 6.20
    Top prizes
    0 of 12
    No top prize left
  4. LOOSE CHANGE

    #1618
    73.4% payout now
    EV / ticket
    $0.73
    Any prize
    1 in 2.93
    Beats price
    1 in 8.36
    Top prizes
    58 of 3,205
  5. LOOSE CHANGE

    #1552
    72.8% payout now
    EV / ticket
    $0.73
    Any prize
    1 in 2.86
    Beats price
    1 in 8.40
    Top prizes
    54 of 3,128
  6. 3-2-WON!

    #1648
    68.0% payout now
    EV / ticket
    $0.68
    Any prize
    1 in 3.89
    Beats price
    1 in 7.33
    Top prizes
    3 of 20
  7. LUCKY 7'S

    #1653
    65.0% payout now
    EV / ticket
    $0.65
    Any prize
    1 in 3.76
    Beats price
    1 in 8.54
    Top prizes
    2 of 20
  8. LOOSE CHANGE

    #1707
    64.3% payout now
    EV / ticket
    $0.64
    Any prize
    1 in 4.69
    Beats price
    1 in 10.4
    Top prizes
    1,425 of 1,548
  9. 7-11-21 TRIPLER

    #1690
    63.9% payout now
    EV / ticket
    $0.64
    Any prize
    1 in 4.23
    Beats price
    1 in 8.93
    Top prizes
    6 of 20
  10. LUCKY 7s

    #1699
    63.5% payout now
    EV / ticket
    $0.63
    Any prize
    1 in 4.88
    Beats price
    1 in 9.07
    Top prizes
    16 of 20
  11. INSTANT TAKE 5

    #1628
    62.5% payout now
    EV / ticket
    $0.63
    Any prize
    1 in 2.57
    Beats price
    1 in 21.2
    Top prizes
    19 of 95
  12. MONEY BAGS

    #1711
    62.4% payout now
    EV / ticket
    $0.62
    Any prize
    1 in 4.85
    Beats price
    1 in 7.96
    Top prizes
    9 of 10
    New
  13. INSTANT TAKE 5

    #1574
    60.9% payout now
    EV / ticket
    $0.61
    Any prize
    1 in 2.63
    Beats price
    1 in 22.1
    Top prizes
    24 of 95
  14. TRIPLE MATCH

    #1659
    56.8% payout now
    EV / ticket
    $0.57
    Any prize
    1 in 5.28
    Beats price
    1 in 9.20
    Top prizes
    5 of 15
  15. 9S IN A LINE DOUBLER

    #1665
    50.3% payout now
    EV / ticket
    $0.50
    Any prize
    1 in 5.06
    Beats price
    1 in 10.9
    Top prizes
    4 of 13

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 15 games in a table
$1 New York Scratch-Offs
# Game Price Payout now EV / ticket Any-prize odds Cash odds Profit odds Top prize Top left 7-day
1. INSTANT TAKE 5 #1680 $1 95.6% $0.96 1 in 1.79 1 in 1.79 1 in 10.5 $5,555 56
2. BONUS 5X #1638 $1 74.1% $0.74 1 in 3.45 1 in 3.45 1 in 6.14 $5,000 1 +7.7 pts
3. 10Xtra #1679 $1 73.9% $0.74 1 in 3.67 1 in 3.67 1 in 6.20 $5,000 0
4. LOOSE CHANGE #1618 $1 73.4% $0.73 1 in 2.93 1 in 2.93 1 in 8.36 $500 58 +8.1 pts
5. LOOSE CHANGE #1552 $1 72.8% $0.73 1 in 2.86 1 in 2.86 1 in 8.40 $500 54 -0.1 pts
6. 3-2-WON! #1648 $1 68.0% $0.68 1 in 3.89 1 in 3.89 1 in 7.33 $3,000 3 +4.9 pts
7. LUCKY 7'S #1653 $1 65.0% $0.65 1 in 3.76 1 in 3.76 1 in 8.54 $7,000 2 +1.0 pts
8. LOOSE CHANGE #1707 $1 64.3% $0.64 1 in 4.69 1 in 4.69 1 in 10.4 $500 1,425
9. 7-11-21 TRIPLER #1690 $1 63.9% $0.64 1 in 4.23 1 in 4.23 1 in 8.93 $2,100 6
10. LUCKY 7s #1699 $1 63.5% $0.63 1 in 4.88 1 in 4.88 1 in 9.07 $7,000 16
11. INSTANT TAKE 5 #1628 $1 62.5% $0.63 1 in 2.57 1 in 2.57 1 in 21.2 $5,555 19 -26.2 pts
12. MONEY BAGS #1711 New $1 62.4% $0.62 1 in 4.85 1 in 4.85 1 in 7.96 $5,000 9
13. INSTANT TAKE 5 #1574 $1 60.9% $0.61 1 in 2.63 1 in 2.63 1 in 22.1 $5,555 24 -0.7 pts
14. TRIPLE MATCH #1659 $1 56.8% $0.57 1 in 5.28 1 in 5.28 1 in 9.20 $3,000 5 -4.4 pts
15. 9S IN A LINE DOUBLER #1665 $1 50.3% $0.50 1 in 5.06 1 in 5.06 1 in 10.9 $999 4 -10.4 pts

Frequently asked questions

Which $1 New York scratch-off is best right now?
INSTANT TAKE 5 (#1680) at 95.6% current payout, about $0.96 back per ticket, as of September 9, 2026.
Are $1 tickets better value than other prices in New York?
The $1 tier averages 67.2% current payout across 15 active games. For comparison, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $10 games average 67.2%, $20 games average 72.1%, $30 games average 74.1%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
How many $1 games are on sale in New York?
15 as of September 9, 2026. We only publish a price page when at least three games are active at that price.
Do these numbers include free-ticket prizes?
The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $1 ticket price.

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