Best $1 New York Scratch-Offs (September 2026)
As of September 9, 2026, 15 $1 scratch-offs are on sale in New York, averaging 67.2% current payout. The best of them is INSTANT TAKE 5 at 95.6% ($0.96 back per ticket, 1 in 1.79 for any prize).
Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In New York today, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $10 games average 67.2%, $20 games average 72.1%, $30 games average 74.1%. That is an average, not a rule: within this $1 tier the spread between the best and worst game is 45.3 payout points, which is why the table matters more than the tier.
- 1 $1
INSTANT TAKE 5
#168095.6% payout now- EV / ticket
- $0.96
- Any prize
- 1 in 1.79
- Beats price
- 1 in 10.5
- Top prizes
- 56 of 95
Best payout - 2 $1
BONUS 5X
#163874.1% payout now- EV / ticket
- $0.74
- Any prize
- 1 in 3.45
- Beats price
- 1 in 6.14
- Top prizes
- 1 of 12
- 3 $1
10Xtra
#167973.9% payout now- EV / ticket
- $0.74
- Any prize
- 1 in 3.67
- Beats price
- 1 in 6.20
- Top prizes
- 0 of 12
No top prize left - 4 $1
LOOSE CHANGE
#161873.4% payout now- EV / ticket
- $0.73
- Any prize
- 1 in 2.93
- Beats price
- 1 in 8.36
- Top prizes
- 58 of 3,205
- 5 $1
LOOSE CHANGE
#155272.8% payout now- EV / ticket
- $0.73
- Any prize
- 1 in 2.86
- Beats price
- 1 in 8.40
- Top prizes
- 54 of 3,128
- 6 $1
3-2-WON!
#164868.0% payout now- EV / ticket
- $0.68
- Any prize
- 1 in 3.89
- Beats price
- 1 in 7.33
- Top prizes
- 3 of 20
- 7 $1
LUCKY 7'S
#165365.0% payout now- EV / ticket
- $0.65
- Any prize
- 1 in 3.76
- Beats price
- 1 in 8.54
- Top prizes
- 2 of 20
- 8 $1
LOOSE CHANGE
#170764.3% payout now- EV / ticket
- $0.64
- Any prize
- 1 in 4.69
- Beats price
- 1 in 10.4
- Top prizes
- 1,425 of 1,548
- 9 $1
7-11-21 TRIPLER
#169063.9% payout now- EV / ticket
- $0.64
- Any prize
- 1 in 4.23
- Beats price
- 1 in 8.93
- Top prizes
- 6 of 20
- 10 $1
LUCKY 7s
#169963.5% payout now- EV / ticket
- $0.63
- Any prize
- 1 in 4.88
- Beats price
- 1 in 9.07
- Top prizes
- 16 of 20
- 11 $1
INSTANT TAKE 5
#162862.5% payout now- EV / ticket
- $0.63
- Any prize
- 1 in 2.57
- Beats price
- 1 in 21.2
- Top prizes
- 19 of 95
- 12 $1
MONEY BAGS
#171162.4% payout now- EV / ticket
- $0.62
- Any prize
- 1 in 4.85
- Beats price
- 1 in 7.96
- Top prizes
- 9 of 10
New - 13 $1
INSTANT TAKE 5
#157460.9% payout now- EV / ticket
- $0.61
- Any prize
- 1 in 2.63
- Beats price
- 1 in 22.1
- Top prizes
- 24 of 95
- 14 $1
TRIPLE MATCH
#165956.8% payout now- EV / ticket
- $0.57
- Any prize
- 1 in 5.28
- Beats price
- 1 in 9.20
- Top prizes
- 5 of 15
- 15 $1
9S IN A LINE DOUBLER
#166550.3% payout now- EV / ticket
- $0.50
- Any prize
- 1 in 5.06
- Beats price
- 1 in 10.9
- Top prizes
- 4 of 13
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 15 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. INSTANT TAKE 5 | $1 | 95.6% | $0.96 | 1 in 1.79 | 1 in 1.79 | 1 in 10.5 | $5,555 | 56 | — |
| 2. BONUS 5X | $1 | 74.1% | $0.74 | 1 in 3.45 | 1 in 3.45 | 1 in 6.14 | $5,000 | 1 | +7.7 pts |
| 3. 10Xtra | $1 | 73.9% | $0.74 | 1 in 3.67 | 1 in 3.67 | 1 in 6.20 | $5,000 | 0 | — |
| 4. LOOSE CHANGE | $1 | 73.4% | $0.73 | 1 in 2.93 | 1 in 2.93 | 1 in 8.36 | $500 | 58 | +8.1 pts |
| 5. LOOSE CHANGE | $1 | 72.8% | $0.73 | 1 in 2.86 | 1 in 2.86 | 1 in 8.40 | $500 | 54 | -0.1 pts |
| 6. 3-2-WON! | $1 | 68.0% | $0.68 | 1 in 3.89 | 1 in 3.89 | 1 in 7.33 | $3,000 | 3 | +4.9 pts |
| 7. LUCKY 7'S | $1 | 65.0% | $0.65 | 1 in 3.76 | 1 in 3.76 | 1 in 8.54 | $7,000 | 2 | +1.0 pts |
| 8. LOOSE CHANGE | $1 | 64.3% | $0.64 | 1 in 4.69 | 1 in 4.69 | 1 in 10.4 | $500 | 1,425 | — |
| 9. 7-11-21 TRIPLER | $1 | 63.9% | $0.64 | 1 in 4.23 | 1 in 4.23 | 1 in 8.93 | $2,100 | 6 | — |
| 10. LUCKY 7s | $1 | 63.5% | $0.63 | 1 in 4.88 | 1 in 4.88 | 1 in 9.07 | $7,000 | 16 | — |
| 11. INSTANT TAKE 5 | $1 | 62.5% | $0.63 | 1 in 2.57 | 1 in 2.57 | 1 in 21.2 | $5,555 | 19 | -26.2 pts |
| 12. MONEY BAGS New | $1 | 62.4% | $0.62 | 1 in 4.85 | 1 in 4.85 | 1 in 7.96 | $5,000 | 9 | — |
| 13. INSTANT TAKE 5 | $1 | 60.9% | $0.61 | 1 in 2.63 | 1 in 2.63 | 1 in 22.1 | $5,555 | 24 | -0.7 pts |
| 14. TRIPLE MATCH | $1 | 56.8% | $0.57 | 1 in 5.28 | 1 in 5.28 | 1 in 9.20 | $3,000 | 5 | -4.4 pts |
| 15. 9S IN A LINE DOUBLER | $1 | 50.3% | $0.50 | 1 in 5.06 | 1 in 5.06 | 1 in 10.9 | $999 | 4 | -10.4 pts |
Frequently asked questions
- Which $1 New York scratch-off is best right now?
- INSTANT TAKE 5 (#1680) at 95.6% current payout, about $0.96 back per ticket, as of September 9, 2026.
- Are $1 tickets better value than other prices in New York?
- The $1 tier averages 67.2% current payout across 15 active games. For comparison, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $10 games average 67.2%, $20 games average 72.1%, $30 games average 74.1%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $1 games are on sale in New York?
- 15 as of September 9, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $1 ticket price.