Bits & Odds

Best $1 New York Scratch-Offs (October 2026)

Data captured · 15 active $1 games

As of October 25, 2026, 15 $1 scratch-offs are on sale in New York, averaging 67.5% current payout. The best of them is INSTANT TAKE 5 (#1680) at 95.8% ($0.96 back per ticket, 1 in 1.78 for any prize).

Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In New York as of October 25, 2026, $2 games average 66.7%, $3 games average 63.5%, $5 games average 68.7%, $10 games average 67.2%, $20 games average 72.4%, $30 games average 73.4%. That is a tendency, not a rule: within this $1 tier the spread between the best and worst game is 41.3 payout points, which is why the table matters more than the tier.

  1. 1 $1

    INSTANT TAKE 5 (#1680)

    #1680
    95.8% payout now
    EV / ticket
    $0.96
    Any prize
    1 in 1.78
    Beats price
    1 in 10.5
    Top prizes
    46 of 95
    Best payout
  2. 2 $1

    BONUS 5X

    #1638
    74.1% payout now
    EV / ticket
    $0.74
    Any prize
    1 in 3.45
    Beats price
    1 in 6.14
    Top prizes
    1 of 12
    Figures uncertain
  3. 3 $1

    LOOSE CHANGE (#1618)

    #1618
    73.8% payout now
    EV / ticket
    $0.74
    Any prize
    1 in 2.88
    Beats price
    1 in 8.30
    Top prizes
    54 of 3,205
    Figures uncertain
  4. 4 $1

    10Xtra

    #1679
    73.6% payout now
    EV / ticket
    $0.74
    Any prize
    1 in 3.69
    Beats price
    1 in 6.23
    Top prizes
    0 of 12
    Figures uncertain No top prize left
  5. 5 $1

    LOOSE CHANGE (#1552)

    #1552
    72.8% payout now
    EV / ticket
    $0.73
    Any prize
    1 in 2.86
    Beats price
    1 in 8.40
    Top prizes
    54 of 3,128
    Figures uncertain
  6. 6 $1

    3-2-WON!

    #1648
    68.1% payout now
    EV / ticket
    $0.68
    Any prize
    1 in 3.85
    Beats price
    1 in 7.24
    Top prizes
    3 of 20
    Figures uncertain
  7. 7 $1

    LUCKY 7'S

    #1653
    64.7% payout now
    EV / ticket
    $0.65
    Any prize
    1 in 3.76
    Beats price
    1 in 8.59
    Top prizes
    2 of 20
    Figures uncertain
  8. 8 $1

    LOOSE CHANGE (#1707)

    #1707
    64.5% payout now
    EV / ticket
    $0.65
    Any prize
    1 in 4.66
    Beats price
    1 in 10.4
    Top prizes
    1,262 of 1,548
  9. 9 $1

    7-11-21 TRIPLER (#1690)

    #1690
    64.4% payout now
    EV / ticket
    $0.64
    Any prize
    1 in 4.09
    Beats price
    1 in 8.80
    Top prizes
    6 of 20
  10. 10 $1

    LUCKY 7s (#1699)

    #1699
    63.7% payout now
    EV / ticket
    $0.64
    Any prize
    1 in 4.82
    Beats price
    1 in 9.03
    Top prizes
    14 of 20
  11. 11 $1

    MONEY BAGS

    #1711
    63.4% payout now
    EV / ticket
    $0.63
    Any prize
    1 in 4.72
    Beats price
    1 in 7.79
    Top prizes
    6 of 10
  12. 12 $1

    INSTANT TAKE 5 (#1628)

    #1628
    62.3% payout now
    EV / ticket
    $0.62
    Any prize
    1 in 2.58
    Beats price
    1 in 21.3
    Top prizes
    19 of 95
    Figures uncertain
  13. 13 $1

    INSTANT TAKE 5 (#1574)

    #1574
    60.8% payout now
    EV / ticket
    $0.61
    Any prize
    1 in 2.63
    Beats price
    1 in 22.1
    Top prizes
    24 of 95
    Figures uncertain
  14. 14 $1

    TRIPLE MATCH

    #1659
    56.1% payout now
    EV / ticket
    $0.56
    Any prize
    1 in 5.28
    Beats price
    1 in 9.37
    Top prizes
    4 of 15
  15. 15 $1

    9S IN A LINE DOUBLER

    #1665
    54.5% payout now
    EV / ticket
    $0.55
    Any prize
    1 in 4.65
    Beats price
    1 in 10.1
    Top prizes
    3 of 13

Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.

Compare all 15 games in a table
$1 New York Scratch-Offs
# Game Price Payout now EV / ticket Any-prize odds Cash odds Profit odds Top prize Top left 7-day
1. INSTANT TAKE 5 #1680 $1 95.8% $0.96 1 in 1.78 1 in 4.78 1 in 10.5 $5,555 46 +0.3 pts
2. BONUS 5X #1638 $1 74.1%? $0.74 1 in 3.45 1 in 3.45 1 in 6.14 $5,000 1 0.0 pts
3. LOOSE CHANGE #1618 $1 73.8%? $0.74 1 in 2.88 1 in 2.88 1 in 8.30 $500 54 0.0 pts
4. 10Xtra #1679 $1 73.6%? $0.74 1 in 3.69 1 in 3.69 1 in 6.23 $5,000 0 0.0 pts
5. LOOSE CHANGE #1552 $1 72.8%? $0.73 1 in 2.86 1 in 2.86 1 in 8.40 $500 54 0.0 pts
6. 3-2-WON! #1648 $1 68.1%? $0.68 1 in 3.85 1 in 3.85 1 in 7.24 $3,000 3 +0.1 pts
7. LUCKY 7'S #1653 $1 64.7%? $0.65 1 in 3.76 1 in 3.76 1 in 8.59 $7,000 2 +0.1 pts
8. LOOSE CHANGE #1707 $1 64.5% $0.65 1 in 4.66 1 in 4.66 1 in 10.4 $500 1,262 0.0 pts
9. 7-11-21 TRIPLER #1690 $1 64.4% $0.64 1 in 4.09 1 in 4.09 1 in 8.80 $2,100 6 +0.1 pts
10. LUCKY 7s #1699 $1 63.7% $0.64 1 in 4.82 1 in 4.82 1 in 9.03 $7,000 14 +0.1 pts
11. MONEY BAGS #1711 $1 63.4% $0.63 1 in 4.72 1 in 4.72 1 in 7.79 $5,000 6 -0.2 pts
12. INSTANT TAKE 5 #1628 $1 62.3%? $0.62 1 in 2.58 1 in 8.60 1 in 21.3 $5,555 19 0.0 pts
13. INSTANT TAKE 5 #1574 $1 60.8%? $0.61 1 in 2.63 1 in 8.84 1 in 22.1 $5,555 24 0.0 pts
14. TRIPLE MATCH #1659 $1 56.1% $0.56 1 in 5.28 1 in 5.28 1 in 9.37 $3,000 4 -0.5 pts
15. 9S IN A LINE DOUBLER #1665 $1 54.5% $0.55 1 in 4.65 1 in 4.65 1 in 10.1 $999 3 -0.1 pts

Frequently asked questions

Which $1 New York scratch-off is best right now?
INSTANT TAKE 5 (#1680) at 95.8% current payout, about $0.96 back per ticket, as of October 25, 2026.
Are $1 tickets better value than other prices in New York?
The $1 tier averages 67.5% current payout across 15 active games. For comparison, $2 games average 66.7%, $3 games average 63.5%, $5 games average 68.7%, $10 games average 67.2%, $20 games average 72.4%, $30 games average 73.4%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
How many $1 games are on sale in New York?
15 as of October 25, 2026. We only publish a price page when at least three games are active at that price.
Do these numbers include free-ticket prizes?
The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $1 ticket price.

Other New York pages

New York hub Current PayoutCurrent Winning OddsCurrent Cash OddsOdds to Win More Than the Ticket PriceTop Prizes RemainingCurrent Top Prize Odds Best $2 gamesBest $3 gamesBest $5 gamesBest $10 gamesBest $20 gamesBest $30 games