Best $20 Ohio Scratch-Offs (October 2026)
As of October 14, 2026, 8 $20 scratch-offs are on sale in Ohio, averaging 81.3% current payout. The best of them is Spectacular Riches at 82.0% ($16.40 back per ticket, 1 in 3.95 for any prize). Set For Life (#1073) tops the list below at 106.5%, but its figures come from prize tiers that disagree about how many of its tickets are left, so we do not lead with it.
Price is the strongest predictor of payout on a scratcher: across a lottery's games, pricier tickets tend to return a larger share of their price in prizes. In Ohio as of October 14, 2026, $1 games average 67.2%, $2 games average 65.8%, $5 games average 69.5%, $10 games average 74.1%, $30 games average 84.6%, $50 games average 90.2%. That is a tendency, not a rule: within this $20 tier the spread between the best and worst game is 35.0 payout points, which is why the table matters more than the tier.
- 1 $20
Set For Life (#1073)
#1073106.5% payout now- EV / ticket
- $21.30
- Any prize
- 1 in 4.22
- Beats price
- 1 in 4.22
- Top prizes
- 2 of 2
Best payout - 2 $20
Spectacular Riches
#112482.0% payout now- EV / ticket
- $16.40
- Any prize
- 1 in 3.95
- Beats price
- 1 in 3.95
- Top prizes
- 2 of 2
- 3 $20
$1,000,000 Stacked
#108481.3% payout now- EV / ticket
- $16.26
- Any prize
- 1 in 3.60
- Beats price
- 1 in 8.17
- Top prizes
- 3 of 8
- 4 $20
$1,000,000 Cashword
#105679.6% payout now- EV / ticket
- $15.92
- Any prize
- 1 in 3.03
- Beats price
- 1 in 5.03
- Top prizes
- 1 of 4
- 5 $20
$300 Million Diamond Dazzler
#102877.2% payout now- EV / ticket
- $15.43
- Any prize
- 1 in 3.30
- Beats price
- 1 in 5.49
- Top prizes
- 5 of 10
- 6 $20
$1,000,000 Cash Payout
#103276.3% payout now- EV / ticket
- $15.25
- Any prize
- 1 in 3.20
- Beats price
- 1 in 6.29
- Top prizes
- 2 of 4
- 7 $20
Ultimate Triple 777
#110276.0% payout now- EV / ticket
- $15.20
- Any prize
- 1 in 3.39
- Beats price
- 1 in 3.39
- Top prizes
- 2 of 3
- 8 $20
Ohio Millionaire's Club
#104371.5% payout now- EV / ticket
- $14.31
- Any prize
- 1 in 3.19
- Beats price
- 1 in 3.19
- Top prizes
- 0 of 6
No top prize left
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 8 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. Set For Life | $20 | 106.5%? | $21.30 | 1 in 4.22 | 1 in 4.22 | 1 in 4.22 | $5,000,000 | 2 | — |
| 2. Spectacular Riches | $20 | 82.0% | $16.40 | 1 in 3.95 | 1 in 3.95 | 1 in 3.95 | $2,000,000 | 2 | — |
| 3. $1,000,000 Stacked | $20 | 81.3% | $16.26 | 1 in 3.60 | 1 in 3.60 | 1 in 8.17 | $1,000,000 | 3 | — |
| 4. $1,000,000 Cashword | $20 | 79.6% | $15.92 | 1 in 3.03 | 1 in 3.03 | 1 in 5.03 | $1,000,000 | 1 | — |
| 5. $300 Million Diamond Dazzler | $20 | 77.2% | $15.43 | 1 in 3.30 | 1 in 3.30 | 1 in 5.49 | $2,000,000 | 5 | — |
| 6. $1,000,000 Cash Payout | $20 | 76.3% | $15.25 | 1 in 3.20 | 1 in 3.20 | 1 in 6.29 | $1,000,000 | 2 | — |
| 7. Ultimate Triple 777 | $20 | 76.0% | $15.20 | 1 in 3.39 | 1 in 3.39 | 1 in 3.39 | $1,000,000 | 2 | — |
| 8. Ohio Millionaire's Club | $20 | 71.5% | $14.31 | 1 in 3.19 | 1 in 3.19 | 1 in 3.19 | $1,000,000 | 0 | — |
Frequently asked questions
- Which $20 Ohio scratch-off is best right now?
- Spectacular Riches (#1124) at 82.0% current payout, about $16.40 back per ticket, as of October 14, 2026.
- Are $20 tickets better value than other prices in Ohio?
- The $20 tier averages 81.3% current payout across 8 active games. For comparison, $1 games average 67.2%, $2 games average 65.8%, $5 games average 69.5%, $10 games average 74.1%, $30 games average 84.6%, $50 games average 90.2%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in Ohio?
- 8 as of October 14, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.